Mutuum Finance（MUTM）：多邊形的有希望的替代品（Matic）

隨著投資者將搜索擴大到諸如Polygon（Matic）之類的代幣，許多人都專注於Mutuum Finance（MUTM），這是一個分散的貸款平台

As investors venture beyond established tokens like Polygon (MATIC), many are turning their attention to Mutuum Finance (MUTM), a decentralized lending platform gaining traction for its tangible financial applications and robust early demand. Offering practical value in the crypto market, Mutuum Finance enables users to borrow and lend digital assets while earning passive returns. With its presale nearing completion and plans for exchange listings underway, some analysts believe MUTM may deliver significant returns by 2025, positioning it as a promising alternative to Polygon.

隨著投資者的冒險超越諸如多邊形（Matic）等建立代幣，許多人都將注意力轉向Mutuum Finance（MUTM），Mutuum Finance（MUTM）是一個分散的貸款平台，該平台為其有形的財務應用和強勁的早期需求而獲得了吸引力。 Mutuum Finance在加密市場中提供實用價值，使用戶能夠在獲得被動回報的同時藉入數字資產。隨著其預售即將完成和進行交換清單的計劃，一些分析師認為MUTM可能會在2025年提供大量回報，將其定位為Polygon的有希望的替代品。

Mutuum Finance (MUTM) is rapidly attracting new investors as Phase 1 of its presale draws to a close, having raised over $990,000 from more than 1,940 holders. About 86% of Phase 1 tokens have been sold at $0.01 each, leaving a narrow window for prospective buyers before the price ascends to $0.015 in Phase 2. This dynamic has triggered FOMO as many seek a strategic entry ahead of the token’s anticipated debut and exchange listings.

隨著其預售的第一階段收入，Mutuum Finance（MUTM）正在迅速吸引新的投資者，從而從超過1,940個持有人籌集了超過990,000美元。在第2階段的價格上漲之前，大約有86％的令牌的售價為每人$ 0.01，在第2階段的價格上漲至0.015美元之前，為預期的買家留下了一個狹窄的窗口。這種動態觸發了FOMO，因為許多人都在預期的預期出行和交易所之前尋求戰略進入列表。

Market observers expect Mutuum Finance to achieve a 50x increase following its launch, spurred by rising demand, practical lending utilities, and strong support from early investors. Unlike purely speculative projects, Mutuum Finance aims to anchor its value in real use cases. The platform operates as a decentralized ecosystem where users can borrow and supply crypto through smart contracts. Lenders deposit digital assets in liquidity pools, earning interest through mtTokens such as mtETH (for Ethereum) and mtDAI (for the DAI stablecoin). As time passes, these mtTokens accumulate value, providing passive income without active involvement.

市場觀察家預計，由於需求不斷增長，實用貸款公用事業和早期投資者的大力支持，Mutuum Finance的推出後將增加50倍。與純粹的投機項目不同，Mutuum Finance旨在在實際用例中固定其價值。該平台是一個分散的生態系統，用戶可以通過智能合約借用和提供加密。貸方將數字資產存放在流動性池中，通過mttokens（例如以太坊）和mtdai（用於dai stablecoin）獲得了利益。隨著時間的流逝，這些mttokens會累積價值，提供無積極參與的被動收入。

For example, someone depositing 12,000 USDT into a Mutuum Finance liquidity pool receives mtUSDT. At a 6% annual percentage yield (APY), that user would see the redemption value of their mtUSDT grow to 12,720 USDT over the course of a year, effectively increasing their holdings without frequent management.

例如，將12,000 USDT存入Mutuum Finance流動性池中的人會收到MTUSDT。以每年6％的百分比收益率（APY），該用戶將看到其MTUSDT的贖回價值增長到一年中的12,720 USDT，從而有效地增加了其持股而無需頻繁管理。

Borrowers can lock collateral to access liquidity as well. For instance, if a user stakes 6 BNB (with a 70% loan-to-value ratio), they can borrow up to $2,800 worth of USDT without selling their BNB. This provides an avenue for liquidity while still preserving potential future price gains on the user’s original assets.

借款人也可以鎖定抵押品以獲得流動性。例如，如果用戶將6 BNB（貸款與價值比率為70％）持有，則他們可以藉入價值2,800美元的USDT而不會出售其BNB。這為流動性提供了一條途徑，同時仍保留用戶原始資產的潛在未來價格上漲。

Mutuum Finance also plans to launch an overcollateralized stablecoin, designed to maintain alignment with the U.S. dollar through on-chain collateral and algorithmic adjustments. This stablecoin is intended to bring stability and liquidity to the platform’s lending environment. Interest generated from these stablecoin loans remains within the protocol, bolstering reserves and reinforcing the system’s long-term viability.

Mutuum Finance還計劃推出過度結合的Stablecoin，旨在通過鏈上抵押品和算法調整來保持與美元的一致性。這種穩定的旨在為平台的貸款環境帶來穩定和流動性。這些穩定貸款產生的利息保留在協議中，加強了儲備並增強了系統的長期生存能力。

Thanks to its successful presale and practical DeFi features, analysts predict a significant price surge for MUTM post-launch. The team is preparing a beta version of the lending platform to coincide with the token’s initial listing, a move that's expected to spur even higher demand. Once MUTM lists on major exchanges, visibility will increase, likely attracting new buyers and driving up the token’s value.

由於其成功的預售和實用的DEFI功能，分析師預測，MUTM發布後的價格飆升。該團隊正在準備Beta版本的貸款平台，以與令牌的初始清單相吻合，這一舉動有望刺激更高的需求。一旦MUTM列出了主要交易所，可見度就會提高，可能會吸引新的買家並提高令牌的價值。

With Phase 1 tokens running out and a price hike imminent, current conditions appear ideal for purchasing MUTM before the cost climbs. By aligning a real-world lending protocol with stablecoin integration and a token buyback model, Mutuum Finance presents itself as a strong choice for those pursuing high-growth crypto investments in 2025.

隨著第1階段令牌的耗盡，即將上漲，當前狀況似乎是在成本攀升之前購買MUTM的理想選擇。通過將現實世界中的貸款協議與Stablecoin集成和代幣回購模型保持一致，Mutuum Finance將自己作為在2025年追求高增長加密投資的人來說是一個不錯的選擇。

For more information about Mutuum Finance (MUTM) visit the links below:

有關Mutuum Finance（MUTM）的更多信息，請訪問以下鏈接：

Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance

網站：https：//www.mutuum.finance/ linktree：https：//linktr.ee/mutuumfinance