MiCA法规在欧盟生效，Tether USDT稳定币面临审查

新的发展符合欧盟的要求，即加密公司必须获得加密资产服务提供商（CASP）许可才能为客户提供服务。

The Netherlands has become one of the first European Union jurisdictions to grant crypto licenses under the bloc’s Markets in Crypto-Assets (MiCA) regulation, with MoonPay, Socios.com, and GSR Markets among the initial recipients.

荷兰已成为首批根据欧盟加密资产市场 (MiCA) 监管授予加密货币许可证的欧盟司法管辖区之一，MoonPay、Socios.com 和 GSR Markets 是首批获得者之一。

As the December 30, 2024 deadline for MiCA adoption approaches, the Netherlands’ Autoriteit Financiële Markten (AFM) has granted the first batch of crypto licenses to three companies. This marks a significant step in bringing the European digital asset industry under a common legal framework.

随着 MiCA 采用截止日期 2024 年 12 月 30 日的临近，荷兰 Autoriteit Financiële Markten (AFM) 已向三家公司授予了第一批加密货币许可证。这标志着将欧洲数字资产行业纳入共同法律框架的重要一步。

The licenses were issued to payment service provider MoonPay, fan engagement platform Socios.com, and trading firm GSR Markets, enabling them to operate as Crypto Asset Service Providers (CASPs) throughout the European Economic Area (EEA).

这些许可证颁发给了支付服务提供商 MoonPay、粉丝参与平台 Socios.com 和贸易公司 GSR Markets，使它们能够在整个欧洲经济区 (EEA) 作为加密资产服务提供商 (CASP) 运营。

MoonPay, co-founded by Iranian-American entrepreneur Victor Li, is known for its collaborations with celebrities and its role in facilitating NFT purchases. The company's rapid growth and high valuation have made it a symbol of the broader market enthusiasm for regulated crypto services in Europe.

MoonPay 由伊朗裔美国企业家 Victor Li 联合创立，以其与名人的合作及其在促进 NFT 购买方面的作用而闻名。该公司的快速增长和高估值使其成为欧洲受监管加密服务更广泛市场热情的象征。

“A New Era” in European Crypto, MoonPay CEO Says

MoonPay 首席执行官表示欧洲加密货币的“新时代”

MoonPay CEO Robert Altuch has hailed the Netherlands’ crypto licenses as ushering in “a new era” for the digital asset industry in Europe.

MoonPay 首席执行官 Robert Altuch 称赞荷兰的加密货币许可证为欧洲数字资产行业开创了“新时代”。

“The Netherlands has always been at the forefront of European crypto regulation, and these licenses are a testament to that,” said Altuch. “We're honored to be among the first companies to receive a MiCA license and to continue working with the Dutch AFM to advance the safe and responsible adoption of digital assets.”

Altuch 表示：“荷兰一直处于欧洲加密货币监管的前沿，这些许可证证明了这一点。” “我们很荣幸成为首批获得 MiCA 许可证的公司之一，并继续与荷兰 AFM 合作，推动数字资产的安全和负责任的采用。”

The licenses come as the EU's crypto landscape is undergoing substantial changes. MiCA, which was introduced in 2020 and passed in 2023, establishes a uniform rulebook for digital assets, aiming to replace the patchwork of national regulations that have governed the sector.

这些许可证的颁发正值欧盟的加密货币格局正在发生重大变化之际。 MiCA 于 2020 年推出并于 2023 年通过，为数字资产建立了统一的规则手册，旨在取代管理该行业的国家法规。

Prior to MiCA, many crypto firms operating in the EU had to obtain multiple operating permissions in different countries due to the varying regulations. For instance, Binance was authorized to operate in France but faced legal challenges in the Netherlands, while Coinbase had a presence in Germany but not in France.

在 MiCA 之前，由于法规不同，许多在欧盟运营的加密货币公司必须获得不同国家的多个运营许可。例如，Binance 获准在法国运营，但在荷兰面临法律挑战，而 Coinbase 在德国有业务，但在法国却没有业务。

The new development aligns with the EU’s requirements that crypto firms be licensed as CASPs to serve customers throughout the bloc. While member states faced a December 30 deadline to adopt MiCA, not all jurisdictions have moved at the same pace. Observers say the Netherlands’ swift implementation underscores its position as a frontrunner in European crypto regulation.

新的发展符合欧盟的要求，即加密货币公司必须获得 CASP 许可才能为整个欧盟的客户提供服务。虽然成员国面临着 12 月 30 日采用 MiCA 的最后期限，但并非所有司法管辖区都以同样的速度采取行动。观察人士表示，荷兰的迅速实施凸显了其作为欧洲加密货币监管领跑者的地位。

Beyond the Netherlands, other jurisdictions are also taking steps to align with emerging EU norms. In Malta, Socios.com announced that it had obtained a Class 3 Virtual Financial Assets Act (VFAA) license from the Malta Financial Services Authority.

除荷兰之外，其他司法管辖区也在采取措施与新兴的欧盟规范保持一致。在马耳他，Socios.com 宣布已获得马耳他金融服务管理局颁发的第 3 类虚拟金融资产法 (VFAA) 许可证。

This authorization allows the company to operate as a regulated Virtual Financial Asset service provider under Maltese law, which officials say is compatible with MiCA rules. The platform, which enables fans to engage with their favorite sports teams through blockchain-based initiatives, had previously operated under an Innovative Technology Arrangement (ITA) with the Maltese regulator.

这项授权允许该公司根据马耳他法律作为受监管的虚拟金融资产服务提供商运营，官员称该法律符合 MiCA 规则。该平台使球迷能够通过基于区块链的举措与他们最喜欢的运动队互动，该平台此前曾根据与马耳他监管机构的创新技术安排（ITA）进行运营。

Meanwhile, in the United Kingdom, which has been closely following EU regulatory standards despite no longer being a member of the bloc, trading firm GSR Markets has been added to the crypto register.

与此同时，在英国，尽管不再是欧盟成员国，但一直严格遵循欧盟监管标准，贸易公司 GSR Markets 已被添加到加密货币登记册中。

The U.K.’s Financial Conduct Authority (FCA) has granted registration to GSR Markets, a Hong Kong-headquartered firm that is now legally permitted to operate a crypto exchange in the country. This move signals the U.K.’s intent to keep pace with Europe’s heightened focus on anti-money laundering and investor protection requirements in the digital assets sector.

英国金融行为监管局 (FCA) 已向总部位于香港的 GSR Markets 授予注册资格，该公司现已获得法律许可在英国经营加密货币交易所。此举表明英国有意跟上欧洲对数字资产领域反洗钱和投资者保护要求的高度关注。

GSR’s registration follows the FCA’s approval of crypto exchange CEX.IO in early December and comes amid a broader clampdown on digital asset firms in the U.K. Several companies, including Deribit and Huobi, have voluntarily closed their operations in the country due to regulatory pressure.

GSR 的注册是在 FCA 于 12 月初批准加密货币交易所 CEX.IO 之后进行的，当时英国对数字资产公司进行了更广泛的打压。由于监管压力，包括 Deribit 和 Huobi 在内的几家公司已自愿关闭在该国的业务。

MiCA's Phased Implementation, Non-NFT Focus

MiCA分阶段落地，聚焦非NFT

MiCA’s overarching goal is to enhance legal clarity, protect investors, and curb market manipulation in the crypto sphere. The framework outlines a phased implementation, beginning with regulations on stablecoins, termed asset-referenced tokens (ARTs) and e-money tokens (EMTs).

MiCA 的首要目标是提高法律清晰度、保护投资者并遏制加密领域的市场操纵。该框架概述了分阶段实施，首先是对稳定币、称为资产参考代币（ART）和电子货币代币（EMT）的监管。

The next stage involves the licensing of CASPs, with a transitional period allowing existing providers to continue operations while applying for full authorization.

下一阶段涉及 CASP 的许可，过渡期允许现有提供商在申请完全授权的同时继续运营。

Under MiCA, businesses that offer digital asset management, custody, or crypto-exchange services must adhere to stricter transparency and security requirements. Firms are expected to meet capital thresholds, publish clear whitepapers, and implement robust anti-money laundering measures.

根据 MiCA，提供数字资产管理、托管或加密货币交易服务的企业必须遵守更严格的透明度和安全要求。公司预计将达到资本门槛，发布明确的白皮书，并实施强有力的反洗钱措施。

Although non-fungible tokens (NFTs) and decentralized applications (dApps) generally fall outside MiCA’s scope, any token resembling a financial instrument could still prompt legal scrutiny.

尽管不可替代代币（NFT）和去中心化应用程序（dApp）通常不属于 MiCA 的范围，但任何类似于金融工具的代币仍然可能引发法律审查。