MiCA法規在歐盟生效，Tether USDT穩定幣面臨審查

新的發展符合歐盟的要求，即加密公司必須獲得加密資產服務提供者（CASP）許可才能為客戶提供服務。

The Netherlands has become one of the first European Union jurisdictions to grant crypto licenses under the bloc’s Markets in Crypto-Assets (MiCA) regulation, with MoonPay, Socios.com, and GSR Markets among the initial recipients.

荷蘭已成為首批根據歐盟加密資產市場 (MiCA) 監管授予加密貨幣許可證的歐盟司法管轄區之一，MoonPay、Socios.com 和 GSR Markets 是首批獲得者之一。

As the December 30, 2024 deadline for MiCA adoption approaches, the Netherlands’ Autoriteit Financiële Markten (AFM) has granted the first batch of crypto licenses to three companies. This marks a significant step in bringing the European digital asset industry under a common legal framework.

隨著 MiCA 採用截止日期 2024 年 12 月 30 日的臨近，荷蘭 Autoriteit Financiële Markten (AFM) 已向三家公司授予了第一批加密貨幣許可證。這標誌著將歐洲數位資產產業納入共同法律框架的重要一步。

The licenses were issued to payment service provider MoonPay, fan engagement platform Socios.com, and trading firm GSR Markets, enabling them to operate as Crypto Asset Service Providers (CASPs) throughout the European Economic Area (EEA).

這些許可證頒發給了支付服務提供者 MoonPay、粉絲參與平台 Socios.com 和貿易公司 GSR Markets，使它們能夠在整個歐洲經濟區 (EEA) 作為加密資產服務提供者 (CASP) 運作。

MoonPay, co-founded by Iranian-American entrepreneur Victor Li, is known for its collaborations with celebrities and its role in facilitating NFT purchases. The company's rapid growth and high valuation have made it a symbol of the broader market enthusiasm for regulated crypto services in Europe.

MoonPay 由伊朗裔美國企業家 Victor Li 共同創立，以其與名人的合作及其在促進 NFT 購買方面的作用而聞名。該公司的快速成長和高估值使其成為歐洲受監管加密服務更廣泛市場熱情的象徵。

“A New Era” in European Crypto, MoonPay CEO Says

MoonPay 執行長表示歐洲加密貨幣的“新時代”

MoonPay CEO Robert Altuch has hailed the Netherlands’ crypto licenses as ushering in “a new era” for the digital asset industry in Europe.

MoonPay 執行長 Robert Altuch 稱讚荷蘭的加密貨幣許可證為歐洲數位資產產業開創了「新時代」。

“The Netherlands has always been at the forefront of European crypto regulation, and these licenses are a testament to that,” said Altuch. “We're honored to be among the first companies to receive a MiCA license and to continue working with the Dutch AFM to advance the safe and responsible adoption of digital assets.”

Altuch 表示：“荷蘭一直處於歐洲加密貨幣監管的前沿，這些許可證證明了這一點。” “我們很榮幸成為首批獲得 MiCA 許可證的公司之一，並繼續與荷蘭 AFM 合作，推動數位資產的安全和負責任的採用。”

The licenses come as the EU's crypto landscape is undergoing substantial changes. MiCA, which was introduced in 2020 and passed in 2023, establishes a uniform rulebook for digital assets, aiming to replace the patchwork of national regulations that have governed the sector.

這些許可證的頒發正值歐盟的加密貨幣格局正在發生重大變化之際。 MiCA 於 2020 年推出並於 2023 年通過，為數位資產建立了統一的規則手冊，旨在取代管理該行業的國家法規。

Prior to MiCA, many crypto firms operating in the EU had to obtain multiple operating permissions in different countries due to the varying regulations. For instance, Binance was authorized to operate in France but faced legal challenges in the Netherlands, while Coinbase had a presence in Germany but not in France.

在 MiCA 之前，由於法規不同，許多在歐盟營運的加密貨幣公司必須獲得不同國家的多個營運許可。例如，Binance 獲准在法國經營，但在荷蘭面臨法律挑戰，而 Coinbase 在德國有業務，但在法國卻沒有業務。

The new development aligns with the EU’s requirements that crypto firms be licensed as CASPs to serve customers throughout the bloc. While member states faced a December 30 deadline to adopt MiCA, not all jurisdictions have moved at the same pace. Observers say the Netherlands’ swift implementation underscores its position as a frontrunner in European crypto regulation.

新的發展符合歐盟的要求，即加密貨幣公司必須獲得 CASP 許可才能為整個歐盟的客戶提供服務。雖然成員國面臨 12 月 30 日採用 MiCA 的最後期限，但並非所有司法管轄區都以相同的速度採取行動。觀察家表示，荷蘭的迅速實施凸顯了其作為歐洲加密貨幣監管領跑者的地位。

Beyond the Netherlands, other jurisdictions are also taking steps to align with emerging EU norms. In Malta, Socios.com announced that it had obtained a Class 3 Virtual Financial Assets Act (VFAA) license from the Malta Financial Services Authority.

除荷蘭之外，其他司法管轄區也在採取措施與新興的歐盟規範保持一致。在馬耳他，Socios.com 宣布已獲得馬耳他金融服務管理局頒發的第 3 類虛擬金融資產法 (VFAA) 許可證。

This authorization allows the company to operate as a regulated Virtual Financial Asset service provider under Maltese law, which officials say is compatible with MiCA rules. The platform, which enables fans to engage with their favorite sports teams through blockchain-based initiatives, had previously operated under an Innovative Technology Arrangement (ITA) with the Maltese regulator.

這項授權允許該公司根據馬耳他法律作為受監管的虛擬金融資產服務提供者運營，官員稱該法律符合 MiCA 規則。該平台使球迷能夠透過基於區塊鏈的舉措與他們最喜歡的運動隊互動，該平台此前曾根據與馬耳他監管機構的創新技術安排（ITA）進行運營。

Meanwhile, in the United Kingdom, which has been closely following EU regulatory standards despite no longer being a member of the bloc, trading firm GSR Markets has been added to the crypto register.

同時，在英國，儘管不再是歐盟成員國，但一直嚴格遵循歐盟監管標準，貿易公司 GSR Markets 已被添加到加密貨幣登記冊中。

The U.K.’s Financial Conduct Authority (FCA) has granted registration to GSR Markets, a Hong Kong-headquartered firm that is now legally permitted to operate a crypto exchange in the country. This move signals the U.K.’s intent to keep pace with Europe’s heightened focus on anti-money laundering and investor protection requirements in the digital assets sector.

英國金融行為監理局 (FCA) 已向總部位於香港的 GSR Markets 授予註冊資格，該公司現已獲得法律許可在英國經營加密貨幣交易所。此舉顯示英國有意跟上歐洲對數位資產領域反洗錢和投資者保護要求的高度關注。

GSR’s registration follows the FCA’s approval of crypto exchange CEX.IO in early December and comes amid a broader clampdown on digital asset firms in the U.K. Several companies, including Deribit and Huobi, have voluntarily closed their operations in the country due to regulatory pressure.

GSR 的註冊是在FCA 於12 月初批准加密貨幣交易所CEX.IO 之後進行的，當時英國對數位資產公司進行了更廣泛的打壓。關閉在該國的業務。

MiCA's Phased Implementation, Non-NFT Focus

MiCA分階段落地，聚焦非NFT

MiCA’s overarching goal is to enhance legal clarity, protect investors, and curb market manipulation in the crypto sphere. The framework outlines a phased implementation, beginning with regulations on stablecoins, termed asset-referenced tokens (ARTs) and e-money tokens (EMTs).

MiCA 的首要目標是提高法律清晰度、保護投資者並遏制加密領域的市場操縱。該框架概述了分階段實施，首先是對穩定幣、稱為資產參考代幣（ART）和電子貨幣代幣（EMT）的監管。

The next stage involves the licensing of CASPs, with a transitional period allowing existing providers to continue operations while applying for full authorization.

下一階段涉及 CASP 的許可，過渡期允許現有提供者在申請完全授權的同時繼續運作。

Under MiCA, businesses that offer digital asset management, custody, or crypto-exchange services must adhere to stricter transparency and security requirements. Firms are expected to meet capital thresholds, publish clear whitepapers, and implement robust anti-money laundering measures.

根據 MiCA，提供數位資產管理、託管或加密貨幣交易服務的企業必須遵守更嚴格的透明度和安全要求。公司預計將達到資本門檻，發布明確的白皮書，並實施強而有力的反洗錢措施。

Although non-fungible tokens (NFTs) and decentralized applications (dApps) generally fall outside MiCA’s scope, any token resembling a financial instrument could still prompt legal scrutiny.

儘管不可替代代幣（NFT）和去中心化應用程式（dApp）通常不屬於 MiCA 的範圍，但任何類似於金融工具的代幣仍然可能引發法律審查。