MiCA 联盟——另一个加密货币协会还是一个有用的倡议？

自 7 月以来，针对加密货币行业的综合法律方案 MiCA 已在欧盟生效。现在 Ripple (XRP)、Aptos (APT) 和 Hedera Hashgraph (HBAR) 联手组成了一个以 MiCA 命名的联盟。

The EU passed MiCA, a comprehensive legal package for the crypto industry, which went into effect in July. Now, Ripple (XRP), Aptos (APT) and Hedera Hashgraph (HBAR) have joined forces to form an alliance named after MiCA.

欧盟通过了 MiCA，这是一项针对加密行业的综合法律方案，于 7 月生效。现在，Ripple (XRP)、Aptos (APT) 和 Hedera Hashgraph (HBAR) 联手组建了以 MiCA 命名的联盟。

The relationship between regulators and the crypto industry is often strained; for example, in the US, the Securities and Exchange Commission (SEC) is engaged in its own battle against several cryptocurrencies and platforms.

监管机构和加密货币行业之间的关系往往很紧张；例如，在美国，证券交易委员会（SEC）正在针对多种加密货币和平台展开自己的斗争。

However, things have been more relaxed in the EU ever since the Markets in Crypto-Assets (MiCA) legal package came into effect in July. This development is also reflected in the new MiCA alliance, where Ripple (XRP), Aptos (APT) and Hedera Hashgraph (HBAR) are founding members.

然而，自从加密资产市场 (MiCA) 法律方案于 7 月生效以来，欧盟的情况变得更加宽松。这一发展也体现在新的 MiCA 联盟中，Ripple (XRP)、Aptos (APT) 和 Hedera Hashgraph (HBAR) 是该联盟的创始成员。

According to the press release, the MiCA alliance aims to help cryptocurrencies and exchanges meet EU requirements and save costs through standard procedures. Ripple has always positioned itself as being close to the industry and has had modest success in bringing XRP into the traditional banking sector as an international bridge currency.

据新闻稿称，MiCA联盟旨在帮助加密货币和交易所满足欧盟要求并通过标准程序节省成本。 Ripple 一直将自己定位为贴近行业，并且在将 XRP 作为国际桥梁货币引入传统银行业方面取得了一定的成功。

Well-known backers like Andreessen Horowitz and clients ranging from Microsoft to Google can be found behind the Aptos Foundation and APT. Hedera Hashgraph (HBAR) is a major industry startup in which Deutsche Telekom , among others , plays a key role. Anyone who therefore sees the MiCA alliance of the three crypto heavyweights as a lobby association is hardly mistaken.

Aptos 基金会和 APT 背后有 Andreessen Horowitz 等知名支持者以及从 Microsoft 到 Google 等众多客户。 Hedera Hashgraph (HBAR) 是一家大型行业初创公司，德国电信等公司在其中发挥着关键作用。因此，任何将三大加密货币重量级人物组成的 MiCA 联盟视为游说协会的人都不会错。

This continues a trend in the crypto industry

这延续了加密行业的趋势

The ideals of the first Bitcoin generation, such as independence from state structures, anonymous finances and rebellion à la cypherpunk, have taken a back seat. Investors have become accustomed to trading Bitcoin and Co. in a regulated environment, sometimes through gritted teeth.

第一代比特币的理想，例如独立于国家结构、匿名财务和密码朋克的反叛，已经退居二线。投资者已经习惯了在受监管的环境中交易比特币和公司，有时甚至是咬紧牙关。

The MiCA alliance of Ripple, Aptos and Hedera will not want to change this but will promote regulation with a sense of proportion in future projects. For example, Ripple wants to launch its own stablecoin and RLUSD could also appear as a MiCA-compliant euro version. Hedera is working on the topic of RWA (Real World Assets), which is intended to be used to tokenize stocks, for example – here too, MiCA will take effect and be interpreted.

Ripple、Aptos 和 Hedera 组成的 MiCA 联盟不会想改变这一点，而是会在未来的项目中以分寸感推动监管。例如，Ripple 希望推出自己的稳定币，而 RLUSD 也可能以符合 MiCA 的欧元版本的形式出现。 Hedera 正在研究 RWA（真实世界资产）的主题，例如，该主题旨在用于股票代币化——在这里，MiCA 也将生效并被解释。

Conclusion: MiCA Alliance – another crypto association or a useful initiative?

结论：MiCA 联盟——另一个加密货币协会还是一个有用的倡议？

In Germany, at least two major organizations, the Blockchain Federal Association and the Bitcoin Federal Association, are trying to have a say in crypto regulation; in the EU there are dozens. The MiCA Alliance unites three major Ripple, Aptos and Hedera Hashgraph, which are close to the industry and set to shape blockchain solutions in accordance with the rules.

在德国，至少有两个主要组织，区块链联邦协会和比特币联邦协会，正在试图在加密货币监管方面拥有发言权；在欧盟有数十个。 MiCA联盟联合了Ripple、Aptos和Hedera Hashgraph三大巨头，它们与行业关系密切，将按照规则塑造区块链解决方案。

According to the statute, other Layer 1 and Layer 2 blockchains with their altcoins and crypto exchanges can join the MiCA Alliance. If this offer is taken up, the MiCA Alliance could actually become a well-known and accepted interest group, which the EU sees as a contact for crypto issues.

根据法规，其他第 1 层和第 2 层区块链及其山寨币和加密货币交易所可以加入 MiCA 联盟。如果这一提议被接受，MiCA 联盟实际上可能成为一个众所周知且被接受的利益集团，欧盟将其视为加密货币问题的联系人。