肯尼亚采取措施监管加密货币，打击逃税、欺诈和网络犯罪

国家财政部提出了一个监管框架来监督肯尼亚的加密货币和数字代币，旨在随着这些资产使用的增长来解决逃税、欺诈和网络犯罪问题。

Kenya’s National Treasury has proposed a regulatory framework to oversee cryptocurrencies and digital tokens in the country. The move comes amid growing use of these assets in Kenya, which the Treasury aims to integrate into the formal economy.

肯尼亚国家财政部提出了一个监管框架来监督该国的加密货币和数字代币。此举正值肯尼亚越来越多地使用这些资产，财政部旨在将其融入正规经济。

A Draft National Policy on Virtual Assets (VAs) and Virtual Asset Service Providers (VASPs) has been released by the Treasury, seeking public input to finalise the document.

财政部已发布关于虚拟资产（VA）和虚拟资产服务提供商（VASP）的国家政策草案，征求公众意见以最终确定该文件。

The draft policy is part of Kenya’s shift from considering a ban on virtual assets to integrating them into the formal economy under clear regulations, the Treasury said.

财政部表示，该政策草案是肯尼亚从考虑禁止虚拟资产转向在明确监管下将其纳入正规经济的转变的一部分。

“This policy guides the establishment of a sound legal and regulatory framework providing the fundamental foundation of a fair, competitive, and stable market for VAs and VASPs with the aim of fostering innovation, enhancing financial literacy, and ensuring sound risk management,” the draft document reads.

草案指出：“该政策指导建立健全的法律和监管框架，为虚拟资产和虚拟资产服务提供公平、竞争和稳定的市场基础，以促进创新、提高金融知识、确保健全的风险管理。”文件中写道。

The Treasury aims to position Kenya as a key player in the global digital finance ecosystem with this policy.

财政部旨在通过这一政策将肯尼亚定位为全球数字金融生态系统的关键参与者。

According to the Treasury, a virtual asset is a digital representation of value that can be traded, transferred, or used for payments and investments.

根据财政部的说法，虚拟资产是价值的数字表示形式，可以交易、转让或用于支付和投资。

The increasing popularity of virtual assets in Kenya is driven by public interest in alternative investments, the efficiency of cross-border transactions, and the pseudonymous nature of these assets, the Treasury noted.

财政部指出，公众对另类投资的兴趣、跨境交易的效率以及这些资产的匿名性质推动了虚拟资产在肯尼亚日益普及。

However, the Treasury has raised concerns about risks associated with the unregulated use of cryptocurrencies, including money laundering, terrorism financing, tax evasion, fraud, and cybercrime.

然而，财政部对与不受监管地使用加密货币相关的风险表示担忧，包括洗钱、恐怖主义融资、逃税、欺诈和网络犯罪。

“These risks underscore the urgent need for a comprehensive legal and regulatory framework to govern VAs and VASPs to ensure the safety and integrity of Kenya’s financial system,” Treasury Cabinet Secretary John Mbadi said.

“这些风险凸显了迫切需要一个全面的法律和监管框架来管理 VA 和 VASP，以确保肯尼亚金融体系的安全和完整性，”财政部长约翰·姆巴迪 (John Mbadi) 表示。

Mbadi added that the adoption of this policy would provide a secure and well-regulated environment for virtual assets in Kenya.

姆巴迪补充说，这项政策的采用将为肯尼亚的虚拟资产提供一个安全且监管良好的环境。

“This is a significant step towards creating a fair and stable market for these innovations while addressing the associated risks,” he said.

他说：“这是为这些创新创造公平、稳定的市场，同时解决相关风险的重要一步。”

The policy development comes shortly after the International Monetary Fund (IMF) backed Kenya’s efforts to regulate crypto activities. In a technical assistance report requested by the Capital Markets Authority (CMA), the IMF pledged to provide support in drafting regulations.

该政策制定是在国际货币基金组织（IMF）支持肯尼亚监管加密货币活动的努力之后不久制定的。在资本市场管理局（CMA）要求的技术援助报告中，国际货币基金组织承诺为起草法规提供支持。

“Once this assessment is complete, the IMF can provide technical assistance to help Kenyan authorities address risks to financial stability, markets, and consumers,” the IMF said.

国际货币基金组织表示：“评估完成后，国际货币基金组织可以提供技术援助，帮助肯尼亚当局应对金融稳定、市场和消费者面临的风险。”

The framework, which incorporates Financial Action Task Force recommendations, is expected to be implemented by April 2025.

该框架纳入了金融行动特别工作组的建议，预计将于 2025 年 4 月实施。

Kenya has seen a growing adoption of cryptocurrencies in payments, remittances, and investments.

肯尼亚在支付、汇款和投资中越来越多地采用加密货币。

A report by crypto analytics firm Chainalysis ranked Kenya 21st globally in crypto adoption in 2023, with the country placed third in peer-to-peer (P2P) exchange trade volumes.

加密货币分析公司 Chainaanalysis 的一份报告显示，肯尼亚在 2023 年加密货币采用率方面排名全球第 21 位，该国在点对点 (P2P) 交易所交易量方面排名第三。

Additional data from a 2020 report cited by the CMA revealed that Kenya accounts for over 12 per cent of Africa’s P2P bitcoin trades, second only to Nigeria.

CMA 引用的 2020 年报告的额外数据显示，肯尼亚占非洲 P2P 比特币交易量的 12% 以上，仅次于尼日利亚。

A 2017 research report by Citi estimated that Kenya’s bitcoin holdings amounted to approximately 2.3 per cent of its GDP in 2016.

花旗 2017 年的一份研究报告估计，肯尼亚的比特币持有量约占 2016 年 GDP 的 2.3%。

The proposed policy is expected to provide a legal foundation for managing these assets while mitigating risks, marking a new chapter in Kenya’s approach to digital finance.

拟议的政策预计将为管理这些资产同时降低风险提供法律基础，标志着肯尼亚数字金融方法的新篇章。