KAST 筹集 1000 万美元种子资金，以稳定币打造下一代新银行

KAST 为 150 多个国家/地区的人们提供支付卡和美元计价账户、接收和发送现金的能力，并与 Bridge（最近被 Stripe 收购）等合作伙伴合作。

KAST, a financial technology platform built on stablecoins to deliver a neobank-style experience, has raised US$10 million in seed funding.

KAST 是一个基于稳定币构建的金融技术平台，旨在提供新银行式的体验，已筹集 1000 万美元的种子资金。

The round is led by HSG (HongShan Capital Group) and Peak XV Partners. A number of high-profile angels, partners of DST Global, and Goodwater Capital also joined the round.

此轮融资由 HSG（洪山资本集团）和 Peak XV Partners 领投。多位知名天使投资人、DST Global 和 Goodwater Capital 的合作伙伴也参与了本轮融资。

“For most countries and over half of global GDP, banking does not match the openness and speed of the Internet, it’s fundamentally broken. Stablecoins are the clear solution, but the user experience wasn’t great. We are building KAST to change this”, adds Raagulan Pathy, KAST’s Co-Founder. Pathy is a stablecoin expert, formerly the VP for Asia Pacific & CEO for Singapore at Circle, best known for USDC.

“对于大多数国家和全球一半以上的 GDP 来说，银行业无法与互联网的开放性和速度相匹配，它已经从根本上崩溃了。稳定币是明确的解决方案，但用户体验不佳。我们正在构建 KAST 来改变这一现状”，KAST 联合创始人 Raagulan Pathy 补充道。 Pathy 是一位稳定币专家，曾任 Circle 亚太区副总裁兼新加坡首席执行官，该公司因 USDC 而闻名。

KAST offers payment cards and USD-denominated accounts to people in over 150 countries, the ability to receive and send cash, and working with partners such as Bridge (recently acquired by Stripe). KAST will soon launch savings and other remittance products — all without the need to touch fiat directly. The maturing of stablecoin regulation and acceptance has led to rapid integration with traditional finance networks, enabling users to send money faster, cheaper, and more securely. KAST highlighted use cases such as holding USD stablecoins as an alternative to volatile currencies, enabling people to buy imports and travel with a card, and allowing remote workers globally to get paid.

KAST 为 150 多个国家/地区的人们提供支付卡和美元计价账户、接收和发送现金的能力，并与 Bridge（最近被 Stripe 收购）等合作伙伴合作。 KAST 将很快推出储蓄和其他汇款产品——所有这些产品都不需要直接接触法定货币。稳定币监管和接受度的成熟导致其与传统金融网络的快速整合，使用户能够更快、更便宜、更安全地汇款。 KAST 强调了一些用例，例如持有美元稳定币作为波动货币的替代品，使人们能够购买进口商品和使用卡旅行，以及允许全球远程工作人员获得报酬。

“The next generation of neobanks will be built on stablecoins and inherently global by DNA. They will differ fundamentally from the current generation of neobanks, which are limited in countries due to licensing, and struggle in integrating blockchain; their core systems and capabilities are just too different,” comments Daniel Bertoli, co-founder of KAST and former Partner at Quona Capital, a global FinTech fund that focuses on investments in neobanks.

“下一代新银行将建立在稳定币的基础上，并且具有本质上的全球化基因。它们与当前一代的新银行有根本的不同，后者由于许可而在国家/地区受到限制，并且在整合区块链方面遇到困难； KAST 联合创始人、Quona Capital 前合伙人 Daniel Bertoli 评论道，Quona Capital 是一家专注于投资新银行的全球金融科技基金。

KAST has completed a $10 million seed funding round at an undisclosed valuation. Within its first four months, the company has demonstrated strong early traction in terms of user adoption and revenue. The team views this as a reflection of significant global interest in its platform.

KAST 已完成一轮 1000 万美元的种子融资，估值未公开。在成立的前四个月内，该公司在用户采用率和收入方面表现出了强大的早期吸引力。该团队认为这反映了全球对其平台的巨大兴趣。

Stablecoins have experienced remarkable growth with over US$170 billion in supply, and US$8.5 trillion transaction volume in Q2 2024 by over 125 million users. Analysts predict by 2030; user numbers will exceed 1 billion and supply will surpass US$1 trillion.

稳定币经历了显着增长，2024 年第二季度的供应量超过 1700 亿美元，超过 1.25 亿用户的交易量达到 8.5 万亿美元。分析师预测到 2030 年；用户数量将超过10亿，供应量将超过1万亿美元。

“KAST delivers real benefits to global users. Their USD-denominated accounts provide a safe haven for hard-earned income when local currencies decline, especially for those without access to traditional US accounts. As more digital nomads receive salaries in stablecoins, they can now bypass the hassle of legacy rails. International transfers that once took weeks can now be completed instantly and at virtually no cost,” said Alex Svanevik (CEO/co-founder of Nansen.ai, an early investor in KAST).

“KAST 为全球用户带来了真正的好处。当当地货币贬值时，他们的美元计价账户为辛苦赚来的收入提供了避风港，特别是对于那些无法使用传统美国账户的人来说。随着越来越多的数字游民以稳定币形式领取工资，他们现在可以绕过传统铁路的麻烦。曾经需要数周时间的国际转账现在可以立即完成，而且几乎不需要任何成本。”Alex Svanevik（Nansen.ai 的首席执行官/联合创始人，KAST 的早期投资者）说道。

Users can visit the KAST website to learn more about KAST and discover how their innovative offerings can transform financial experience.

用户可以访问 KAST 网站，了解有关 KAST 的更多信息，并了解他们的创新产品如何改变金融体验。