KAST 籌集 1000 萬美元種子資金，以穩定幣打造下一代新銀行

KAST 為 150 多個國家/地區的人們提供支付卡和美元計價帳戶、接收和發送現金的能力，並與 Bridge（最近被 Stripe 收購）等合作夥伴合作。

KAST, a financial technology platform built on stablecoins to deliver a neobank-style experience, has raised US$10 million in seed funding.

KAST 是一個基於穩定幣構建的金融技術平台，旨在提供新銀行式的體驗，已籌集 1000 萬美元的種子資金。

The round is led by HSG (HongShan Capital Group) and Peak XV Partners. A number of high-profile angels, partners of DST Global, and Goodwater Capital also joined the round.

此輪融資由 HSG（洪山資本集團）和 Peak XV Partners 領投。多位知名天使投資人、DST Global 和 Goodwater Capital 的合作夥伴也參與了本輪融資。

“For most countries and over half of global GDP, banking does not match the openness and speed of the Internet, it’s fundamentally broken. Stablecoins are the clear solution, but the user experience wasn’t great. We are building KAST to change this”, adds Raagulan Pathy, KAST’s Co-Founder. Pathy is a stablecoin expert, formerly the VP for Asia Pacific & CEO for Singapore at Circle, best known for USDC.

「對於大多數國家和全球一半以上的 GDP 來說，銀行業無法與網路的開放性和速度相匹配，它已經從根本上崩潰了。穩定幣是明確的解決方案，但用戶體驗不佳。我們正在建立 KAST 來改變這一現狀”，KAST 聯合創始人 Raagulan Pathy 補充道。 Pathy 是一位穩定幣專家，曾任 Circle 亞太區副總裁兼新加坡首席執行官，該公司因 USDC 而聞名。

KAST offers payment cards and USD-denominated accounts to people in over 150 countries, the ability to receive and send cash, and working with partners such as Bridge (recently acquired by Stripe). KAST will soon launch savings and other remittance products — all without the need to touch fiat directly. The maturing of stablecoin regulation and acceptance has led to rapid integration with traditional finance networks, enabling users to send money faster, cheaper, and more securely. KAST highlighted use cases such as holding USD stablecoins as an alternative to volatile currencies, enabling people to buy imports and travel with a card, and allowing remote workers globally to get paid.

KAST 為 150 多個國家/地區的人們提供支付卡和美元計價帳戶、接收和發送現金的能力，並與 Bridge（最近被 Stripe 收購）等合作夥伴合作。 KAST 很快就會推出儲蓄和其他匯款產品——所有這些產品都不需要直接接觸法定貨幣。穩定幣監管和接受度的成熟導致其與傳統金融網路的快速整合，使用戶能夠更快、更便宜、更安全地匯款。 KAST 強調了一些用例，例如持有美元穩定幣作為波動貨幣的替代品，使人們能夠購買進口商品和使用卡片旅行，以及允許全球遠端工作人員獲得報酬。

“The next generation of neobanks will be built on stablecoins and inherently global by DNA. They will differ fundamentally from the current generation of neobanks, which are limited in countries due to licensing, and struggle in integrating blockchain; their core systems and capabilities are just too different,” comments Daniel Bertoli, co-founder of KAST and former Partner at Quona Capital, a global FinTech fund that focuses on investments in neobanks.

「下一代新銀行將建立在穩定幣的基礎上，並且具有本質上的全球化基因。它們與當前世代的新銀行有根本的不同，後者由於許可而在國家/地區受到限制，並且在整合區塊鏈方面遇到困難； KAST 聯合創辦人、Quona Capital 前合夥人 Daniel Bertoli 評論道，Quona Capital 是一家專注於投資新銀行的全球金融科技基金。

KAST has completed a $10 million seed funding round at an undisclosed valuation. Within its first four months, the company has demonstrated strong early traction in terms of user adoption and revenue. The team views this as a reflection of significant global interest in its platform.

KAST 已完成一輪 1000 萬美元的種子融資，估值未公開。在成立的前四個月內，該公司在用戶採用率和收入方面表現出了強大的早期吸引力。該團隊認為這反映了全球對其平台的巨大興趣。

Stablecoins have experienced remarkable growth with over US$170 billion in supply, and US$8.5 trillion transaction volume in Q2 2024 by over 125 million users. Analysts predict by 2030; user numbers will exceed 1 billion and supply will surpass US$1 trillion.

穩定幣經歷了顯著成長，2024 年第二季的供應量超過 1,700 億美元，超過 1.25 億用戶的交易量達到 8.5 兆美元。分析師預測到 2030 年；用戶數將超過10億，供應量將超過1兆美元。

“KAST delivers real benefits to global users. Their USD-denominated accounts provide a safe haven for hard-earned income when local currencies decline, especially for those without access to traditional US accounts. As more digital nomads receive salaries in stablecoins, they can now bypass the hassle of legacy rails. International transfers that once took weeks can now be completed instantly and at virtually no cost,” said Alex Svanevik (CEO/co-founder of Nansen.ai, an early investor in KAST).

「KAST 為全球用戶帶來了真正的好處。當地貨幣貶值時，他們的美元計價帳戶為辛苦賺來的收入提供了避風港，特別是對於那些無法使用傳統美國帳戶的人來說。隨著越來越多的數位遊牧者以穩定幣形式領取工資，他們現在可以繞過傳統鐵路的麻煩。曾經需要數週時間的國際轉帳現在可以立即完成，而且幾乎不需要任何成本。

Users can visit the KAST website to learn more about KAST and discover how their innovative offerings can transform financial experience.

用戶可以訪問 KAST 網站，了解有關 KAST 的更多信息，並了解他們的創新產品如何改變金融體驗。