日本批准计划更改稳定币和加密货币经纪的规则

日本政府批准了一项计划，以更改Stablecoins和Crypto经纪的规则，以便从事加密货币的公司将在该国开展业务。

Japan's government has approved a plan to change the rules for stablecoins and crypto brokerages so that companies that deal in crypto will have an easier time doing business in the country.

日本政府批准了一项计划，以更改Stablecoins和Crypto经纪的规则，以便从事加密货币的公司将在该国开展业务。

The proposals, which were put together by the Financial Services Agency (FSA) and approved by the Cabinet, were sent to the National Diet for review on Monday.

这些提案是由金融服务局（FSA）汇总并获得内阁批准的，并于周一被送往国家饮食供应。

Stablecoins in Japan must be fully backed by cash reserves. The proposed regulations would permit other types of collateral, such as short-term government bonds or time deposits, to be used for up to 50% of the backing. This will provide stablecoin issuers with more options while still ensuring that investors are protected.

日本的Stablecoins必须得到现金储备的完全支持。拟议的法规将允许其他类型的抵押品，例如短期政府债券或时间存款，可用于多达50％的支持。这将为Stablecoin发行人提供更多选择，同时仍确保投资者得到保护。

Companies will need to maintain a 1:1 ratio of stablecoin supply to cash deposits in regulated banks. However, the proposals would allow issuers to use specific U.S. and Japanese government bonds with a remaining maturity of three months or less as an alternative.

公司将需要维持法规银行中的稳定供应与现金存款的1：1比率。但是，这些提案将允许发行人使用特定的美国和日本政府债券，剩余的三个月或更短的选择。

Crypto brokerages are also set to receive some relief. Currently, they have to adhere to the same stringent regulations as cryptocurrency exchanges, making it more difficult for them to operate in Japan.

加密经纪公司还设置了一些救济。目前，他们必须遵守与加密货币交易所相同的严格法规，从而使他们在日本运营更加困难。

The new proposal will categorize crypto brokerages as "intermediary businesses," distinct from retailers, and they will have their own set of rules. Brokers will not need to obtain the same permits as crypto exchanges or wallet operators. Existing anti-money laundering policies will still apply but will be less demanding.

新提案将将加密货币经纪人归类为“中介业务”，与零售商不同，他们将拥有自己的一套规则。经纪人将不需要获得与加密交易所或钱包操作员相同的许可证。现有的反洗钱政策仍然适用，但要求较少。

To qualify, brokerages must demonstrate that they do not handle client money directly. Preparations are underway for the launch of brokerage services by Mercari, SBI Securities, and Monex Securities.

要获得资格，经纪人必须证明他们不会直接处理客户资金。正在进行梅尔卡里（Mercari），SBI证券和Monex证券（Monex Securities）启动经纪服务的准备工作。

Japan was among the early adopters of cryptocurrency as a legal payment method in 2017. However, following major hacking events like Mt. Gox and Coincheck, authorities introduced stricter regulations to protect investors.

日本是加密货币作为2017年法律支付方法的早期采用者之一。但是，在诸如Gox山和Coincheck之类的重大黑客活动之后，当局提出了更严格的法规来保护投资者。