著名的商业领袖兼财务战略家杰克·克拉弗（Jake Claver）就X发表了关于主要银行测试XRP实时付款的声明。

该内容旨在告知，不应被视为财务建议。本文中表达的观点可能包括作者的个人意见，并且不代表小报的观点。

Jake Claver, a well-known business leader and financial strategist, took to X to share an interesting tidbit: major banks are reportedly testing XRP for real-time payments.

著名的商业领袖兼财务战略家杰克·克拉弗（Jake Claver）参加了X分享一个有趣的花絮：据报道，主要银行正在测试XRP的实时付款。

Claver, known for his insights into financial markets and digital assets, made the statement in response to a question about the lack of significant price movement despite increased adoption of XRP.

克拉弗（Claver）以对金融市场和数字资产的见解而闻名，他回答了一个问题，即尽管采用了XRP的采用增加，但由于缺乏价格转移的问题。

His remarks suggest that several major financial institutions are actively exploring XRP for payments and settlements. While Claver did not specify which banks are involved, his statement implies that institutional adoption of the asset is progressing.

他的讲话表明，几家主要的金融机构正在积极探索XRP以进行付款和和解。尽管Claver没有指定涉及哪些银行，但他的声明意味着该资产的机构采用正在进行中。

If major banks integrate XRP into their operations, it could indicate a shift in how cross-border payments are settled, potentially impacting traditional systems.

如果主要银行将XRP集成到他们的运营中，则可能表明跨境支付的解决方式发生了变化，可能会影响传统系统。

Claver's post led to varied opinions among X users, with some expressing skepticism about XRP's impact on market movements.

克拉弗（Claver）的帖子导致X用户的意见各不相同，其中一些对XRP对市场变动的影响表示怀疑。

One user, CryptoTA, downplayed the significance of institutional usage, pointing out that there are approximately 11,000 banks using the SWIFT system, while Ripple has partnered with fewer than 100 banks.

一位用户Cryptota轻描淡写了机构使用的重要性，指出大约有11,000个银行使用Swift System，而Ripple与不到100个银行合作。

He argued that market movements are driven by large holders rather than adoption, suggesting that despite positive developments surrounding XRP and the broader cryptocurrency industry, price action has remained stagnant.

他认为，市场变动是由大型持有人而不是采用驱动的，这表明，尽管围绕XRP和更广泛的加密货币行业的积极发展，价格行动仍处于停滞状态。

CryptoTA's perspective highlights the ongoing debate about whether adoption and utility translate directly into market value. Despite XRP's increasing partnerships and regulatory developments, its price has not seen significant movement, reinforcing the view that market trends are often influenced by external factors such as large-scale liquidations rather than fundamental growth.

Cryptota的观点强调了有关采用和公用事业是否直接转化为市场价值的持续辩论。尽管XRP的合作伙伴关系和监管发展越来越高，但其价格并未看到重大的转移，这加强了市场趋势通常受到外部因素（例如大规模清算而不是基本增长）的影响。

Another user, Dean G, responded to CryptoTA's comment by addressing the potential for broader institutional adoption of Ripple's technology. He noted that banks are not required to use SWIFT and questioned what could happen if a substantial portion of them began utilizing Ripple's solutions

另一位用户Dean G对Cryptota的评论做出了回应，以解决更广泛采用Ripple技术的潜力。他指出，银行不需要使用Swift，并质疑如果其中很大一部分开始利用Ripple的解决方案，可能会发生什么

Dean G also pointed out that XRP's utility has been affected by the legal battle with the U.S. Securities and Exchange Commission (SEC), which has slowed adoption. Given the country's economic influence on global markets, he suggested that regulatory uncertainty in the U.S. has played a key role in limiting XRP's expansion.

迪恩·G（Dean G）还指出，XRP的公用事业公司受到与美国证券交易委员会（SEC）的法律斗争的影响，该委员会的采用放缓了。鉴于该国对全球市场的经济影响，他认为美国的监管不确定性在限制XRP的扩张方面发挥了关键作用。

His statement reflects that regulatory challenges have delayed XRP's potential, but recent developments like the SEC dropping its lawsuit against XRP could accelerate the token adoption.

他的声明反映出，监管挑战推迟了XRP的潜力，但是最近的事态发展（SEC）撤销了针对XRP的诉讼可能会加速令牌的采用。

Claver's statement and the discussion it generated highlights the growing attention on XRP's role in financial institutions. If major banks are indeed testing XRP for payments, it could signal a long-term shift in the industry. However, differing views on market dynamics suggest that while adoption may increase, it does not necessarily lead to immediate price appreciation.

Claver的声明及其引起的讨论突显了人们对XRP在金融机构中的作用的日益关注。如果主要银行确实正在测试XRP的付款，则可能表明该行业的长期变化。但是，对市场动态的不同看法表明，尽管采用可能会增加，但不一定会立即获得价格欣赏。

: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

：该内容旨在告知，不应被视为财务建议。本文中表达的观点可能包括作者的个人意见，并且不代表小报的观点。在做出任何投资决策之前，敦促读者进行深入研究。读者采取的任何行动都严格符合他们自身的风险。时代小报对任何财务损失概不负责。

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