著名的商業領袖兼財務戰略家傑克·克拉弗（Jake Claver）就X發表了關於主要銀行測試XRP實時付款的聲明。

該內容旨在告知，不應被視為財務建議。本文中表達的觀點可能包括作者的個人意見，並且不代表小報的觀點。

Jake Claver, a well-known business leader and financial strategist, took to X to share an interesting tidbit: major banks are reportedly testing XRP for real-time payments.

著名的商業領袖兼財務戰略家傑克·克拉弗（Jake Claver）參加了X分享一個有趣的花絮：據報導，主要銀行正在測試XRP的實時付款。

Claver, known for his insights into financial markets and digital assets, made the statement in response to a question about the lack of significant price movement despite increased adoption of XRP.

克拉弗（Claver）以對金融市場和數字資產的見解而聞名，他回答了一個問題，即儘管採用了XRP的採用增加，但由於缺乏價格轉移的問題。

His remarks suggest that several major financial institutions are actively exploring XRP for payments and settlements. While Claver did not specify which banks are involved, his statement implies that institutional adoption of the asset is progressing.

他的講話表明，幾家主要的金融機構正在積極探索XRP以進行付款和和解。儘管Claver沒有指定涉及哪些銀行，但他的聲明意味著該資產的機構採用正在進行中。

If major banks integrate XRP into their operations, it could indicate a shift in how cross-border payments are settled, potentially impacting traditional systems.

如果主要銀行將XRP集成到他們的運營中，則可能表明跨境支付的解決方式發生了變化，可能會影響傳統系統。

Claver's post led to varied opinions among X users, with some expressing skepticism about XRP's impact on market movements.

克拉弗（Claver）的帖子導致X用戶的意見各不相同，其中一些對XRP對市場變動的影響表示懷疑。

One user, CryptoTA, downplayed the significance of institutional usage, pointing out that there are approximately 11,000 banks using the SWIFT system, while Ripple has partnered with fewer than 100 banks.

一位用戶Cryptota輕描淡寫了機構使用的重要性，指出大約有11,000個銀行使用Swift System，而Ripple與不到100個銀行合作。

He argued that market movements are driven by large holders rather than adoption, suggesting that despite positive developments surrounding XRP and the broader cryptocurrency industry, price action has remained stagnant.

他認為，市場變動是由大型持有人而不是採用驅動的，這表明，儘管圍繞XRP和更廣泛的加密貨幣行業的積極發展，價格行動仍處於停滯狀態。

CryptoTA's perspective highlights the ongoing debate about whether adoption and utility translate directly into market value. Despite XRP's increasing partnerships and regulatory developments, its price has not seen significant movement, reinforcing the view that market trends are often influenced by external factors such as large-scale liquidations rather than fundamental growth.

Cryptota的觀點強調了有關採用和公用事業是否直接轉化為市場價值的持續辯論。儘管XRP的合作夥伴關係和監管發展越來越高，但其價格並未看到重大的轉移，這加強了市場趨勢通常受到外部因素（例如大規模清算而不是基本增長）的影響。

Another user, Dean G, responded to CryptoTA's comment by addressing the potential for broader institutional adoption of Ripple's technology. He noted that banks are not required to use SWIFT and questioned what could happen if a substantial portion of them began utilizing Ripple's solutions

另一位用戶Dean G對Cryptota的評論做出了回應，以解決更廣泛採用Ripple技術的潛力。他指出，銀行不需要使用Swift，並質疑如果其中很大一部分開始利用Ripple的解決方案，可能會發生什麼

Dean G also pointed out that XRP's utility has been affected by the legal battle with the U.S. Securities and Exchange Commission (SEC), which has slowed adoption. Given the country's economic influence on global markets, he suggested that regulatory uncertainty in the U.S. has played a key role in limiting XRP's expansion.

迪恩·G（Dean G）還指出，XRP的公用事業公司受到與美國證券交易委員會（SEC）的法律鬥爭的影響，該委員會的採用放緩了。鑑於該國對全球市場的經濟影響，他認為美國的監管不確定性在限制XRP的擴張方面發揮了關鍵作用。

His statement reflects that regulatory challenges have delayed XRP's potential, but recent developments like the SEC dropping its lawsuit against XRP could accelerate the token adoption.

他的聲明反映出，監管挑戰推遲了XRP的潛力，但是最近的事態發展（SEC）撤銷了針對XRP的訴訟可能會加速令牌的採用。

Claver's statement and the discussion it generated highlights the growing attention on XRP's role in financial institutions. If major banks are indeed testing XRP for payments, it could signal a long-term shift in the industry. However, differing views on market dynamics suggest that while adoption may increase, it does not necessarily lead to immediate price appreciation.

Claver的聲明及其引起的討論突顯了人們對XRP在金融機構中的作用的日益關注。如果主要銀行確實正在測試XRP的付款，則可能表明該行業的長期變化。但是，對市場動態的不同看法表明，儘管採用可能會增加，但不一定會立即獲得價格欣賞。

: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

：該內容旨在告知，不應被視為財務建議。本文中表達的觀點可能包括作者的個人意見，並且不代表小報的觀點。在做出任何投資決策之前，敦促讀者進行深入研究。讀者採取的任何行動都嚴格符合他們自身的風險。時代小報對任何財務損失概不負責。

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