香港 ZA 银行将为零售用户提供比特币和以太坊交易服务

香港众安银行将在其银行应用程序上以港元和美元提供比特币和以太坊两种加密货币的交易。

Hong Kong’s ZhongAn (ZA) Bank has announced the launch of cryptocurrency trading services for retail users in Hong Kong. The bank will offer trading of two cryptocurrencies, Bitcoin and Ethereum, in both Hong Kong dollars and US dollars on its banking app.

香港众安银行宣布为香港零售用户推出加密货币交易服务。该银行将在其银行应用程序上以港元和美元提供比特币和以太坊两种加密货币的交易。

This marks the first time a bank in Asia has offered cryptocurrency trading services to retail customers. The service is expected to be available by the end of the year.

这标志着亚洲银行首次向零售客户提供加密货币交易服务。该服务预计将于今年年底推出。

To be eligible for ZA Bank’s Bitcoin and Ethereum trading services, one needs to be a ZA Bank customer. After opening an investment account with ZA Bank, Hong Kong residents are required to complete a risk assessment and other processes before they can buy and sell the BTC and ETH.

要获得 ZA 银行比特币和以太坊交易服务的资格，您需要成为 ZA 银行客户。香港居民在ZA银行开设投资账户后，需要完成风险评估等流程，然后才能买卖BTC和ETH。

The entry fee is US$70 or HK$600, and the commission for each transaction is US$1.99 /HK$15. The platform fee is 1.5% of the transaction amount (the minimum fee for each transaction is US$1.99 or HK$15). The bank will reportedly waive the commission by the end of June next year, and the platform fee will also be reduced to 0.8% of the transaction amount.

入场费为70美元或600港元，每笔交易佣金为1.99美元/15港元。平台费用为交易金额的1.5%（每笔交易最低费用为1.99美元或15港元）。据报道，该银行将在明年6月底前免除佣金，平台费用也将降至交易金额的0.8%。

Ng said that Hong Kong only provided retail investors with virtual currency trading services last year and the bank has been preparing for the service for nearly a year. In addition to compliance standards, trading will be a 24-hour transaction for stable and guaranteed service. Due to the high risk level of assets, marketing promotion will also focus on customer education.

吴表示，香港去年才向散户投资者提供虚拟货币交易服务，银行已为这项服务准备了近一年。除了合规标准外，交易将是24小时交易，服务稳定有保障。由于资产风险较高，营销推广也会注重客户教育。

ZA bank has also been actively developing technologies such as blockchain, hoping to better serve the Web3 ecosystem.

ZA银行也一直在积极研发区块链等技术，希望更好地服务Web3生态。

At present, the China Securities Regulatory Commission has launched four currencies for retail investors to trade. Ng said that he has been communicating with the regulatory authorities, for launching Bitcoin and Ethereum transactions first, and will gradually add the remaining crypto currencies in the future. He also pointed out after deploying its virtual currency trading business, the bank hopes to increase fee income and attract new customers, which will play a positive role in turning losses into profits.

目前，证监会已推出四种货币供散户投资者交易。 Ng表示，他一直在与监管部门沟通，优先推出比特币和以太坊交易，未来将逐步添加剩余的加密货币。他还指出，该行部署虚拟货币交易业务后，希望增加手续费收入，吸引新客户，这将对扭亏为盈起到积极作用。

Ding Zhaofei, chief analyst of HashKey Group, which cooperates with ZA Bank to launch related services, believes that under the “Trump deal”, the price of Bitcoin is expected to rise above $100,000 in the short term, but the future may not be optimistic. If the overall inflation issues persist in the United States, then Bitcoin will not be able to survive alone.

与ZA银行合作推出相关服务的HashKey集团首席分析师丁兆飞认为，在“特朗普协议”下，比特币价格短期内有望升至10万美元以上，但未来可能并不乐观。如果美国整体通胀问题持续存在，那么比特币将无法独自生存。