香港 ZA 銀行將為零售用戶提供比特幣和以太坊交易服務

香港眾安銀行將在其銀行應用程式上以港元和美元提供比特幣和以太坊兩種加密貨幣的交易。

Hong Kong’s ZhongAn (ZA) Bank has announced the launch of cryptocurrency trading services for retail users in Hong Kong. The bank will offer trading of two cryptocurrencies, Bitcoin and Ethereum, in both Hong Kong dollars and US dollars on its banking app.

香港眾安銀行宣佈為香港零售用戶推出加密貨幣交易服務。該銀行將在其銀行應用程式上以港元和美元提供比特幣和以太坊兩種加密貨幣的交易。

This marks the first time a bank in Asia has offered cryptocurrency trading services to retail customers. The service is expected to be available by the end of the year.

這標誌著亞洲銀行首次向零售客戶提供加密貨幣交易服務。該服務預計將於今年底推出。

To be eligible for ZA Bank’s Bitcoin and Ethereum trading services, one needs to be a ZA Bank customer. After opening an investment account with ZA Bank, Hong Kong residents are required to complete a risk assessment and other processes before they can buy and sell the BTC and ETH.

要獲得 ZA 銀行比特幣和以太坊交易服務的資格，您需要成為 ZA 銀行客戶。香港居民在ZA銀行開設投資帳戶後，需要完成風險評估等流程，才能買賣BTC和ETH。

The entry fee is US$70 or HK$600, and the commission for each transaction is US$1.99 /HK$15. The platform fee is 1.5% of the transaction amount (the minimum fee for each transaction is US$1.99 or HK$15). The bank will reportedly waive the commission by the end of June next year, and the platform fee will also be reduced to 0.8% of the transaction amount.

入場費為70美元或600港元，每筆交易佣金1.99美元/15港元。平台費用為交易金額的1.5%（每筆交易最低費用為1.99美元或15港元）。據報道，該銀行將在明年6月底前免除佣金，平台費用也將降至交易金額的0.8%。

Ng said that Hong Kong only provided retail investors with virtual currency trading services last year and the bank has been preparing for the service for nearly a year. In addition to compliance standards, trading will be a 24-hour transaction for stable and guaranteed service. Due to the high risk level of assets, marketing promotion will also focus on customer education.

吳表示，香港去年才向散戶提供虛擬貨幣交易服務，銀行已為這項服務準備了近一年。除了合規標準外，交易將是24小時交易，服務穩定有保障。由於資產風險較高，行銷推廣也會注重客戶教育。

ZA bank has also been actively developing technologies such as blockchain, hoping to better serve the Web3 ecosystem.

ZA銀行也一直在積極研發區塊鏈等技術，希望能更好地服務Web3生態。

At present, the China Securities Regulatory Commission has launched four currencies for retail investors to trade. Ng said that he has been communicating with the regulatory authorities, for launching Bitcoin and Ethereum transactions first, and will gradually add the remaining crypto currencies in the future. He also pointed out after deploying its virtual currency trading business, the bank hopes to increase fee income and attract new customers, which will play a positive role in turning losses into profits.

目前，證監會已推出四種貨幣供散戶投資人交易。 Ng表示，他一直在與監管部門溝通，優先推出比特幣和以太坊交易，未來將逐步添加剩餘的加密貨幣。他也指出，該行部署虛擬貨幣交易業務後，希望增加手續費收入，吸引新客戶，這將對扭虧為盈起到積極作用。

Ding Zhaofei, chief analyst of HashKey Group, which cooperates with ZA Bank to launch related services, believes that under the “Trump deal”, the price of Bitcoin is expected to rise above $100,000 in the short term, but the future may not be optimistic. If the overall inflation issues persist in the United States, then Bitcoin will not be able to survive alone.

與ZA銀行合作推出相關服務的HashKey集團首席分析師丁兆飛認為，在「川普協議」下，比特幣價格短期內有望升至10萬美元以上，但未來可能並不樂觀。如果美國整體通膨問題持續存在，那麼比特幣將無法獨自生存。