发布前的8,100多个持有人：Mutuum Finance（MUTM）正在悄悄地发展其社区

在一个通常以夸张的代币和回收叙事为主导的市场中，很少有人在发布之前稳步发展其社区 - 没有媒体噪音或影响者驱动的价格峰值。

In a market often dominated by overhyped tokens and recycled narratives, it’s rare to see a DeFi project steadily grow its community before launch—without media noise or influencer-driven price spikes. Yet, Mutuum Finance (MUTM) is doing exactly that. The protocol just surpassed 8,100 on-chain holders, a milestone that signals quiet but strong interest from long-term participants. With its presale rapidly moving towards the next stage and price now locked at $0.025, many investors are starting to look at MUTM as a serious contender for 2025’s next crypto to explode.

在一个通常以夸张的代币和回收叙事为主导的市场中，很少有人在发布之前稳步发展其社区 - 没有媒体噪音或影响者驱动的价格峰值。然而，Mutuum Finance（MUTM）正是这样做的。该协议刚刚超过了8,100个链子持有人，这是这一里程碑，信号是安静但长期参与者的浓厚兴趣。随着其预售迅速发展到下一阶段，现在的价格锁定为0.025美元，许多投资者开始将MUTM视为2025年2025年下一个加密货币的认真竞争者。

What makes this especially interesting isn’t just the holder count—it’s the timing. Mutuum is preparing for several major steps, including the launch of its beta platform and a full smart contract audit by CertiK, one of the most recognized names in blockchain security. This combination of adoption and accountability is turning heads.

使这一点特别有趣的不仅仅是持有人的数量，而是时机。 Mutuum正在准备几个主要步骤，包括启动其Beta平台和Certik的完整智能合同审核，Certik是区块链安全中最知名的名称之一。这种采用和问责制的结合正在转向责任。

Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol designed to provide efficient, non-custodial access to capital. Rather than using a closed or overly complex system, Mutuum allows users to deposit assets into smart contracts and earn passive income in the form of interest-bearing mtTokens.

Mutuum Finance（MUTM）是一种分散的贷款和借贷方案，旨在提供有效的，非监护的资本访问。 Mutuum不使用封闭或过于复杂的系统，而是允许用户将资产存入智能合约，并以带有利息的mttokens的形式赚取被动收入。

These mtTokens aren’t just placeholders—they reflect real-time yield. As others borrow from the protocol, interest is automatically accrued to the mtTokens without users needing to perform any staking, locking, or manual management. It’s passive income designed for simplicity and scale, giving users full control of their funds at all times.

这些mttokens不仅是占位符，而且反映了实时收益。当其他人从协议中借来的情况下，MTTOKENS自动产生了利息，而无需用户执行任何放入，锁定或手动管理。它是为简单性和规模而设计的被动收入，始终为用户提供全面控制其资金的收入。

Borrowers, meanwhile, use overcollateralized positions to access liquidity without having to sell their assets. It’s a model that fits well into the habits of both retail and whale investors, especially in bullish markets where holding core assets like ETH or stablecoins can lead to stronger long-term gains.

同时，借款人使用过度补偿职位来获得流动性，而不必出售其资产。这是一个非常适合零售和鲸鱼投资者的习惯，尤其是在持有ETH或Stablecoins等核心资产的看涨市场中，可以带来更大的长期增长。

The early interest in Mutuum is backed by some strong figures. The project has raised over $6.5 million so far during its presale, which saw participation from a mix of DeFi veterans and newer investors who tend to identify valuable projects early. While other tokens prioritize chasing crypto listing announcements before they’ve even built anything, Mutuum has remained focused on fundamentals.

对Mutuum的早期兴趣得到了一些强大的数字的支持。迄今为止，该项目在预售期间已经筹集了超过650万美元的资金，该项目的参与是从赛义德退伍军人和较新的投资者组成的参与，他们倾向于尽早确定有价值的项目。尽管其他令牌优先考虑在建造任何东西之前先关押加密货币上市公告，但Mutuum仍然专注于基本面。

Crossing the 8K holder mark during presale alone is a major signal. It shows that investors aren’t just buying in and then quickly selling. This kind of retention is usually seen in tokens that have long-term appeal, not quick-flip narratives. The price is expected to move up to $0.03 in the next phase, and the public launch is confirmed at $0.06, which already gives today’s buyers a 2.4x upside. But for many, it’s not just about the price—it’s about what comes next.

仅在预售期间越过8K支架标记是一个主要信号。它表明投资者不仅在购买，然后迅速销售。这种保留通常在具有长期吸引力的代币中可以看出，而不是快速弹性的叙述。预计下一阶段的价格将上涨0.03美元，公众发布的价格为0.06美元，这已经使当今的买家上涨了2.4倍。但是对于许多人来说，这不仅仅是价格，而是接下来要发生的事情。

One of the most critical elements for any DeFi protocol is smart contract security, and Mutuum is taking it seriously. The team has now officially announced an upcoming audit by CertiK, a trusted third party that has previously reviewed some of the largest and most well-known projects in the crypto space. This audit will ensure that the protocol’s smart contracts meet high safety standards, further reinforcing investor trust before the token launches on exchanges.

对于任何DEFI协议来说，最关键的要素之一是智能合同安全，Mutuum正在认真对待它。该团队现在正式宣布了Certik即将进行的审计，Certik是一位值得信赖的第三方，此前曾审查过加密货币领域中一些最大，最著名的项目。该审核将确保该协议的智能合约符合高安全标准，并在代币启动交易所之前进一步加强投资者信任。

Security is a growing concern in the DeFi sphere, and the inclusion of CertiK at this stage adds another layer of credibility—not just to the codebase but also to Mutuum’s long-term commitment to doing things right.

安全性是在Defi Sphere中日益关注的问题，在此阶段，Certik的包含增加了另一层信誉 - 不仅是对代码库，而且还涉及Mutuum对正确做事的长期承诺。

MUTM isn’t just a governance token or a speculative asset—it’s a part of the protocol’s economic engine. A portion of Mutuum’s platform revenue is set aside to buy MUTM tokens on the open market, which are then distributed to users who hold mtTokens. This means that long-term contributors aren’t just earning interest on their deposits—they’re also receiving added value through recurring token distributions tied to real platform activity.

MUTM不仅是治理令牌或投机资产，而且是该协议经济引擎的一部分。 Mutuum平台收入的一部分被搁置，以在公开市场上购买MUTM令牌，然后将其分发给持有mttokens的用户。这意味着长期贡献者不仅会在其存款上赚取利息，而且还通过与真实平台活动相关的代币分布获得附加价值。

This model closely connects the demand for the token with the protocol’s overall usage. It’s not driven by hype or influencer campaigns, but by engagement. And that’s exactly the kind of structure long-term investors tend to look for when they’re deciding where to allocate their capital.

该模型将对令牌的需求与协议的整体使用情况联系起来。它不是由炒作或有影响力的运动驱动的，而是由参与驱动的。这正是长期投资者在决定在哪里分配资本时倾向于寻找的结构。

Mutuum Finance is still early, and it’s priced like it. But unlike many presale tokens that struggle to justify their valuations despite having no utility or community, MutUUM has already proven it has a real foundation: utility, a working model, community growth, and now, third-party validation through its upcoming CertiK audit.

Mutuum Finance还很早，而且价格也像它一样。但是，与许多在没有公用事业或社区的努力证明其估值合理的前代币不同，Mutuum已经证明了它具有真正的基础：实用程序，有效的模型，社区增长，以及现在通过其即将进行的Certik审计来验证第三方验证。

For those asking what’s next in the DeFi space—and which project might quietly lead the next wave—Mutuum is worth serious attention. It’s an underrated protocol with momentum, a clear vision, and now, over 8,000 holders who seem to agree. Whether you’re looking for smart passive yield, exposure to early-stage DeFi

对于那些询问Defi空间中的下一步以及哪个项目可能会悄悄引领下一波浪潮的人来说，Mutuum值得引起严重的关注。这是一个被低估的协议，具有动力，清晰的愿景，现在似乎有8,000多个同意的持有人。无论您是否正在寻找智能的被动产量，暴露于早期defi