發布前的8,100多個持有人：Mutuum Finance（MUTM）正在悄悄地發展其社區

在一個通常以誇張的代幣和回收敘事為主導的市場中，很少有人在發布之前穩步發展其社區 - 沒有媒體噪音或影響者驅動的價格峰值。

In a market often dominated by overhyped tokens and recycled narratives, it’s rare to see a DeFi project steadily grow its community before launch—without media noise or influencer-driven price spikes. Yet, Mutuum Finance (MUTM) is doing exactly that. The protocol just surpassed 8,100 on-chain holders, a milestone that signals quiet but strong interest from long-term participants. With its presale rapidly moving towards the next stage and price now locked at $0.025, many investors are starting to look at MUTM as a serious contender for 2025’s next crypto to explode.

在一個通常以誇張的代幣和回收敘事為主導的市場中，很少有人在發布之前穩步發展其社區 - 沒有媒體噪音或影響者驅動的價格峰值。然而，Mutuum Finance（MUTM）正是這樣做的。該協議剛剛超過了8,100個鍊子持有人，這是這一里程碑，信號是安靜但長期參與者的濃厚興趣。隨著其預售迅速發展到下一階段，現在的價格鎖定為0.025美元，許多投資者開始將MUTM視為2025年2025年下一個加密貨幣的認真競爭者。

What makes this especially interesting isn’t just the holder count—it’s the timing. Mutuum is preparing for several major steps, including the launch of its beta platform and a full smart contract audit by CertiK, one of the most recognized names in blockchain security. This combination of adoption and accountability is turning heads.

使這一點特別有趣的不僅僅是持有人的數量，而是時機。 Mutuum正在準備幾個主要步驟，包括啟動其Beta平台和Certik的完整智能合同審核，Certik是區塊鏈安全中最知名的名稱之一。這種採用和問責制的結合正在轉向責任。

Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol designed to provide efficient, non-custodial access to capital. Rather than using a closed or overly complex system, Mutuum allows users to deposit assets into smart contracts and earn passive income in the form of interest-bearing mtTokens.

Mutuum Finance（MUTM）是一種分散的貸款和借貸方案，旨在提供有效的，非監護的資本訪問。 Mutuum不使用封閉或過於復雜的系統，而是允許用戶將資產存入智能合約，並以帶有利息的mttokens的形式賺取被動收入。

These mtTokens aren’t just placeholders—they reflect real-time yield. As others borrow from the protocol, interest is automatically accrued to the mtTokens without users needing to perform any staking, locking, or manual management. It’s passive income designed for simplicity and scale, giving users full control of their funds at all times.

這些mttokens不僅是佔位符，而且反映了實時收益。當其他人從協議中藉來的情況下，MTTOKENS自動產生了利息，而無需用戶執行任何放入，鎖定或手動管理。它是為簡單性和規模而設計的被動收入，始終為用戶提供全面控制其資金的收入。

Borrowers, meanwhile, use overcollateralized positions to access liquidity without having to sell their assets. It’s a model that fits well into the habits of both retail and whale investors, especially in bullish markets where holding core assets like ETH or stablecoins can lead to stronger long-term gains.

同時，借款人使用過度補償職位來獲得流動性，而不必出售其資產。這是一個非常適合零售和鯨魚投資者的習慣，尤其是在持有ETH或Stablecoins等核心資產的看漲市場中，可以帶來更大的長期增長。

The early interest in Mutuum is backed by some strong figures. The project has raised over $6.5 million so far during its presale, which saw participation from a mix of DeFi veterans and newer investors who tend to identify valuable projects early. While other tokens prioritize chasing crypto listing announcements before they’ve even built anything, Mutuum has remained focused on fundamentals.

對Mutuum的早期興趣得到了一些強大的數字的支持。迄今為止，該項目在預售期間已經籌集了超過650萬美元的資金，該項目的參與是從賽義德退伍軍人和較新的投資者組成的參與，他們傾向於儘早確定有價值的項目。儘管其他令牌優先考慮在建造任何東西之前先關押加密貨幣上市公告，但Mutuum仍然專注於基本面。

Crossing the 8K holder mark during presale alone is a major signal. It shows that investors aren’t just buying in and then quickly selling. This kind of retention is usually seen in tokens that have long-term appeal, not quick-flip narratives. The price is expected to move up to $0.03 in the next phase, and the public launch is confirmed at $0.06, which already gives today’s buyers a 2.4x upside. But for many, it’s not just about the price—it’s about what comes next.

僅在預售期間越過8K支架標記是一個主要信號。它表明投資者不僅在購買，然後迅速銷售。這種保留通常在具有長期吸引力的代幣中可以看出，而不是快速彈性的敘述。預計下一階段的價格將上漲0.03美元，公眾發布的價格為0.06美元，這已經使當今的買家上漲了2.4倍。但是對於許多人來說，這不僅僅是價格，而是接下來要發生的事情。

One of the most critical elements for any DeFi protocol is smart contract security, and Mutuum is taking it seriously. The team has now officially announced an upcoming audit by CertiK, a trusted third party that has previously reviewed some of the largest and most well-known projects in the crypto space. This audit will ensure that the protocol’s smart contracts meet high safety standards, further reinforcing investor trust before the token launches on exchanges.

對於任何DEFI協議來說，最關鍵的要素之一是智能合同安全，Mutuum正在認真對待它。該團隊現在正式宣布了Certik即將進行的審計，Certik是一位值得信賴的第三方，此前曾審查過加密貨幣領域中一些最大，最著名的項目。該審核將確保該協議的智能合約符合高安全標準，並在代幣啟動交易所之前進一步加強投資者信任。

Security is a growing concern in the DeFi sphere, and the inclusion of CertiK at this stage adds another layer of credibility—not just to the codebase but also to Mutuum’s long-term commitment to doing things right.

安全性是在Defi Sphere中日益關注的問題，在此階段，Certik的包含增加了另一層信譽 - 不僅是對代碼庫，而且還涉及Mutuum對正確做事的長期承諾。

MUTM isn’t just a governance token or a speculative asset—it’s a part of the protocol’s economic engine. A portion of Mutuum’s platform revenue is set aside to buy MUTM tokens on the open market, which are then distributed to users who hold mtTokens. This means that long-term contributors aren’t just earning interest on their deposits—they’re also receiving added value through recurring token distributions tied to real platform activity.

MUTM不僅是治理令牌或投機資產，而且是該協議經濟引擎的一部分。 Mutuum平台收入的一部分被擱置，以在公開市場上購買MUTM令牌，然後將其分發給持有mttokens的用戶。這意味著長期貢獻者不僅會在其存款上賺取利息，而且還通過與真實平台活動相關的代幣分佈獲得附加價值。

This model closely connects the demand for the token with the protocol’s overall usage. It’s not driven by hype or influencer campaigns, but by engagement. And that’s exactly the kind of structure long-term investors tend to look for when they’re deciding where to allocate their capital.

該模型將對令牌的需求與協議的整體使用情況聯繫起來。它不是由炒作或有影響力的運動驅動的，而是由參與驅動的。這正是長期投資者在決定在哪里分配資本時傾向於尋找的結構。

Mutuum Finance is still early, and it’s priced like it. But unlike many presale tokens that struggle to justify their valuations despite having no utility or community, MutUUM has already proven it has a real foundation: utility, a working model, community growth, and now, third-party validation through its upcoming CertiK audit.

Mutuum Finance還很早，而且價格也像它一樣。但是，與許多在沒有公用事業或社區的努力證明其估值合理的前代幣不同，Mutuum已經證明了它具有真正的基礎：實用程序，有效的模型，社區增長，以及現在通過其即將進行的Certik審計來驗證第三方驗證。

For those asking what’s next in the DeFi space—and which project might quietly lead the next wave—Mutuum is worth serious attention. It’s an underrated protocol with momentum, a clear vision, and now, over 8,000 holders who seem to agree. Whether you’re looking for smart passive yield, exposure to early-stage DeFi

對於那些詢問Defi空間中的下一步以及哪個項目可能會悄悄引領下一波浪潮的人來說，Mutuum值得引起嚴重的關注。這是一個被低估的協議，具有動力，清晰的願景，現在似乎有8,000多個同意的持有人。無論您是否正在尋找智能的被動產量，暴露於早期defi