Genius Act承诺加强稳定法规

修订的《天才法案》增强了美国对稳定的规则，尤其是在国际上发布的规则，要求与其他国家达成协议以确保

The updated GENIUS Act, introduced by Senator Bill Hagerty (R-TN) and co-sponsored by Senators Tim Scott (R-SC), Cynthia Lummis (R-WY), and Kirsten Gillibrand (D-NY), aims to further strengthen the regulation of stablecoins in the United States.

由参议员比尔·哈格蒂（R-TN）引入的，由参议员蒂姆·斯科特（R-SC），辛西娅·卢米斯（Cynthia Lummis）（R-WY）和Kirsten Gillibrand（D-NY）共同提出的《最新天才法》，旨在进一步加强美国美国稳定剂的规定。

Building upon their initial February proposal, the bipartisan effort now includes sharper oversight mechanisms and greater integration with international regulatory frameworks.

两党的努力基于他们最初的2月提案，包括更清晰的监督机制和与国际监管框架的更大整合。

The revised legislation is a response to feedback from policymakers, industry leaders, and members of the cryptocurrency sector.

修订后的立法是对政策制定者，行业领导者和加密货币部门成员的反馈的回应。

It focuses on expanding the regulatory scope to cover stablecoins issued internationally and placing stricter compliance demands on issuers.

它着重于扩大监管范围，以涵盖国际上发放的稳定币，并对发行人提出更严格的合规要求。

The new version of the GENIUS Act, which stands for "Global, Interoperable, and Net-Zero Impact Units, Secures Unstablecoins," expands its regulatory reach to encompass stablecoins issued by foreign entities.

《天才法》的新版本代表“全球，可互操作和净零影响单位，可以确保非稳定的损失”，它扩大了其监管范围，以包含外国实体发行的稳定股。

It also introduces the stipulation for the Secretary of the Treasury to negotiate agreements with nations that maintain comparable regulatory standards.

它还介绍了财政部长与维持可比监管标准的国家协商协议的规定。

These agreements will define the protocols for managing reserves, instituting supervision, enforcing anti-money laundering measures, and ensuring compliance with sanctions.

这些协议将定义用于管理储备金，进行监督，执行反洗钱措施以及确保遵守制裁的方案。

The goal is to enhance the stability of stablecoins operating on an international level and streamline cross-border financial transactions.

目的是提高在国际水平上运作的稳定稳定性，并简化跨境金融交易。

This action is crucial for protecting U.S. interests by aligning stablecoins issued in other countries with the regulatory framework in place within the United States.

这一行动对于通过使在其他国家 /地区与美国境内的监管框架保持一致来保护美国利益至关重要。

The bill sets a two-year deadline to finalize these international agreements.

该法案设定了为期两年的截止日期，以最终确定这些国际协议。

The updated legislation also modifies the definition of "Comptroller-regulated entities." This expanded definition will now include federally approved non-bank stablecoin issuers and other authorized financial institutions.

最新的立法还修改了“审计器监管实体”的定义。现在，该扩展的定义将包括经联邦批准的非银行稳定发行人和其他授权的金融机构。

This adjustment grants regulators the authority to oversee who can issue stablecoins, ensuring that issuers meet the necessary legal and financial benchmarks.

这种调整授予监管机构的权力，以监督谁可以发行稳定的人，以确保发行人符合必要的法律和财务基准。

It aligns closely with the ongoing efforts to classify major cryptocurrency exchanges as holding companies, which would place them under the purview of the Securities and Exchange Commission (SEC).

它与正在进行的努力将主要的加密货币交易所分类为控股公司的努力紧密一致，这将使它们属于证券交易委员会（SEC）的权限。

The GENIUS Act is designed to create a structured and reliable environment where only organizations that fully adhere to regulations can participate in the rapidly growing sector of stablecoins.

《天才法》旨在创建一个结构化和可靠的环境，只有完全遵守法规的组织才能参与稳定的稳定部门。

This will be essential for strengthening investor confidence and maintaining stability within the crypto market.

这对于增强投资者的信心和维持加密货币市场的稳定性至关重要。

Another key aspect of the revised GENIUS Act is the introduction of more stringent compliance demands for stablecoin issuers.

修订的《天才法》的另一个关键方面是对Stablecoin发行人提出了更严格的合规要求。

Under the new rules, issuers must demonstrate the capability to execute legal orders.

根据新规则，发行人必须证明执行法律命令的能力。

These orders might involve blocking, freezing, or seizing specific stablecoin assets.

这些订单可能涉及阻止，冻结或夺取特定的稳定资产。

In essence, if the authorities demand action regarding a particular account or transaction, the stablecoin issuers must possess both the technology and standardized procedures to follow through with these legal directives.

从本质上讲，如果当局要求有关特定帐户或交易的行动，则Stablecoin发行人必须同时拥有技术和标准化程序才能遵循这些法律指令。

Furthermore, the updated legislation includes a clause that will prohibit foreign stablecoin issuers from operating in the United States unless they completely meet all the requirements outlined in the bill.

此外，更新的立法包括一项条款，该条款将禁止外国稳定发行人在美国运营，除非他们完全满足法案中概述的所有要求。

Senator Hagerty highlights the significant role of stablecoins in boosting financial efficiency and increasing demand for U.S. Treasury instruments.

Hagerty参议员强调了Stablecoins在提高财务效率和对美国国库工具的需求增加中的重要作用。

He adds that the bill strikes a careful balance between introducing regulatory clarity and fostering innovation, ultimately positioning the United States as a leader in the global cryptocurrency industry.

他补充说，该法案在引入监管清晰度和促进创新之间取得了谨慎的平衡，最终将美国定位为全球加密货币行业的领导者。

Senator Gillibrand shares this view, noting that the updates to the bill are focused on key areas like consumer protection, robust risk management, transparency, and legal oversight.

吉利布兰德参议员分享了这一观点，并指出该法案的更新集中在关键领域，例如消费者保护，强大的风险管理，透明度和法律监督。

This bill is being introduced at a pivotal time as there is a strong focus on cryptocurrency regulation in the U.S.

该法案在一个关键时期引入，因为美国的加密货币调节非常重视

The Senate Committee on Banking, Housing, and Urban Affairs is set to review the GENIUS Act on March 13, 2025.

参议院银行，住房和城市事务委员会将于2025年3月13日审查《天才法》。

This upcoming session will be crucial in shaping the future of stablecoin regulation and determining if the GENIUS Act can successfully bridge the gap between financial innovation and legal oversight.

即将举行的会议对于塑造Stablecoin监管的未来至关重要，并确定《天才法案》是否可以成功弥合金融创新与法律监督之间的差距。

With its enhanced global cooperation, stricter compliance measures, and well-defined regulatory structure for issuers, the GENIUS Act marks a significant step towards integrating stablecoins into the U.S. financial system.

凭借加强的全球合作，更严格的合规措施以及发行人定义明确的监管结构，《天才法案》标志着将稳定的稳定者迈出的重要一步。

However, questions remain about how these new rules will impact existing stablecoin projects and the readiness of foreign issuers to adapt to U.S. regulations.

但是，关于这些新规则将如何影响现有的Stablecoin项目以及外国发行人适应美国法规的问题仍然存在问题。

As lawmakers continue to deliberate on the bill, the crypto industry will be closely watching to see how these changes unfold within the wider digital asset landscape.

随着议员们继续审议该法案，加密货币行业将密切关注，以了解这些变化是如何在更广泛的数字资产格局中发生的。