Genius Act承諾加強穩定法規

修訂的《天才法案》增強了美國對穩定的規則，尤其是在國際上發布的規則，要求與其他國家達成協議以確保

The updated GENIUS Act, introduced by Senator Bill Hagerty (R-TN) and co-sponsored by Senators Tim Scott (R-SC), Cynthia Lummis (R-WY), and Kirsten Gillibrand (D-NY), aims to further strengthen the regulation of stablecoins in the United States.

由參議員比爾·哈格蒂（R-TN）引入的，由參議員蒂姆·斯科特（R-SC），辛西婭·盧米斯（Cynthia Lummis）（R-WY）和Kirsten Gillibrand（D-NY）共同提出的《最新天才法》，旨在進一步加強美國美國穩定劑的規定。

Building upon their initial February proposal, the bipartisan effort now includes sharper oversight mechanisms and greater integration with international regulatory frameworks.

兩黨的努力基於他們最初的2月提案，包括更清晰的監督機制和與國際監管框架的更大整合。

The revised legislation is a response to feedback from policymakers, industry leaders, and members of the cryptocurrency sector.

修訂後的立法是對政策制定者，行業領導者和加密貨幣部門成員的反饋的回應。

It focuses on expanding the regulatory scope to cover stablecoins issued internationally and placing stricter compliance demands on issuers.

它著重於擴大監管範圍，以涵蓋國際上發放的穩定幣，並對發行人提出更嚴格的合規要求。

The new version of the GENIUS Act, which stands for "Global, Interoperable, and Net-Zero Impact Units, Secures Unstablecoins," expands its regulatory reach to encompass stablecoins issued by foreign entities.

《天才法》的新版本代表“全球，可互操作和淨零影響單位，可以確保非穩定的損失”，它擴大了其監管範圍，以包含外國實體發行的穩定股。

It also introduces the stipulation for the Secretary of the Treasury to negotiate agreements with nations that maintain comparable regulatory standards.

它還介紹了財政部長與維持可比監管標準的國家協商協議的規定。

These agreements will define the protocols for managing reserves, instituting supervision, enforcing anti-money laundering measures, and ensuring compliance with sanctions.

這些協議將定義用於管理儲備金，進行監督，執行反洗錢措施以及確保遵守制裁的方案。

The goal is to enhance the stability of stablecoins operating on an international level and streamline cross-border financial transactions.

目的是提高在國際水平上運作的穩定穩定性，並簡化跨境金融交易。

This action is crucial for protecting U.S. interests by aligning stablecoins issued in other countries with the regulatory framework in place within the United States.

這一行動對於通過使在其他國家 /地區與美國境內的監管框架保持一致來保護美國利益至關重要。

The bill sets a two-year deadline to finalize these international agreements.

該法案設定了為期兩年的截止日期，以最終確定這些國際協議。

The updated legislation also modifies the definition of "Comptroller-regulated entities." This expanded definition will now include federally approved non-bank stablecoin issuers and other authorized financial institutions.

最新的立法還修改了“審計器監管實體”的定義。現在，該擴展的定義將包括經聯邦批准的非銀行穩定發行人和其他授權的金融機構。

This adjustment grants regulators the authority to oversee who can issue stablecoins, ensuring that issuers meet the necessary legal and financial benchmarks.

這種調整授予監管機構的權力，以監督誰可以發行穩定的人，以確保發行人符合必要的法律和財務基準。

It aligns closely with the ongoing efforts to classify major cryptocurrency exchanges as holding companies, which would place them under the purview of the Securities and Exchange Commission (SEC).

它與正在進行的努力將主要的加密貨幣交易所分類為控股公司的努力緊密一致，這將使它們屬於證券交易委員會（SEC）的權限。

The GENIUS Act is designed to create a structured and reliable environment where only organizations that fully adhere to regulations can participate in the rapidly growing sector of stablecoins.

《天才法》旨在創建一個結構化和可靠的環境，只有完全遵守法規的組織才能參與穩定的穩定部門。

This will be essential for strengthening investor confidence and maintaining stability within the crypto market.

這對於增強投資者的信心和維持加密貨幣市場的穩定性至關重要。

Another key aspect of the revised GENIUS Act is the introduction of more stringent compliance demands for stablecoin issuers.

修訂的《天才法》的另一個關鍵方面是對Stablecoin發行人提出了更嚴格的合規要求。

Under the new rules, issuers must demonstrate the capability to execute legal orders.

根據新規則，發行人必須證明執行法律命令的能力。

These orders might involve blocking, freezing, or seizing specific stablecoin assets.

這些訂單可能涉及阻止，凍結或奪取特定的穩定資產。

In essence, if the authorities demand action regarding a particular account or transaction, the stablecoin issuers must possess both the technology and standardized procedures to follow through with these legal directives.

從本質上講，如果當局要求有關特定帳戶或交易的行動，則Stablecoin發行人必須同時擁有技術和標準化程序才能遵循這些法律指令。

Furthermore, the updated legislation includes a clause that will prohibit foreign stablecoin issuers from operating in the United States unless they completely meet all the requirements outlined in the bill.

此外，更新的立法包括一項條款，該條款將禁止外國穩定發行人在美國運營，除非他們完全滿足法案中概述的所有要求。

Senator Hagerty highlights the significant role of stablecoins in boosting financial efficiency and increasing demand for U.S. Treasury instruments.

Hagerty參議員強調了Stablecoins在提高財務效率和對美國國庫工具的需求增加中的重要作用。

He adds that the bill strikes a careful balance between introducing regulatory clarity and fostering innovation, ultimately positioning the United States as a leader in the global cryptocurrency industry.

他補充說，該法案在引入監管清晰度和促進創新之間取得了謹慎的平衡，最終將美國定位為全球加密貨幣行業的領導者。

Senator Gillibrand shares this view, noting that the updates to the bill are focused on key areas like consumer protection, robust risk management, transparency, and legal oversight.

吉利布蘭德參議員分享了這一觀點，並指出該法案的更新集中在關鍵領域，例如消費者保護，強大的風險管理，透明度和法律監督。

This bill is being introduced at a pivotal time as there is a strong focus on cryptocurrency regulation in the U.S.

該法案在一個關鍵時期引入，因為美國的加密貨幣調節非常重視

The Senate Committee on Banking, Housing, and Urban Affairs is set to review the GENIUS Act on March 13, 2025.

參議院銀行，住房和城市事務委員會將於2025年3月13日審查《天才法》。

This upcoming session will be crucial in shaping the future of stablecoin regulation and determining if the GENIUS Act can successfully bridge the gap between financial innovation and legal oversight.

即將舉行的會議對於塑造Stablecoin監管的未來至關重要，並確定《天才法案》是否可以成功彌合金融創新與法律監督之間的差距。

With its enhanced global cooperation, stricter compliance measures, and well-defined regulatory structure for issuers, the GENIUS Act marks a significant step towards integrating stablecoins into the U.S. financial system.

憑藉加強的全球合作，更嚴格的合規措施以及發行人定義明確的監管結構，《天才法案》標誌著將穩定的穩定者邁出的重要一步。

However, questions remain about how these new rules will impact existing stablecoin projects and the readiness of foreign issuers to adapt to U.S. regulations.

但是，關於這些新規則將如何影響現有的Stablecoin項目以及外國發行人適應美國法規的問題仍然存在問題。

As lawmakers continue to deliberate on the bill, the crypto industry will be closely watching to see how these changes unfold within the wider digital asset landscape.

隨著議員們繼續審議該法案，加密貨幣行業將密切關注，以了解這些變化是如何在更廣泛的數字資產格局中發生的。