Galoy首次亮相贷款平台，以满足对比特币支持贷款的“飙升”需求

该公司是以数字资产为中心的银行软件的制造商，于周四（2月6日）宣布，Lana的推出，Lana是一个贷款平台，旨在增加对数字资产支持的贷款的访问。

Digital asset banking software provider Galoy has rolled out a new lending platform called Lana, designed to increase access to bitcoin-backed loans.

数字资产银行软件提供商Galoy推出了一个名为LANA的新贷款平台，旨在增加对比特币支持贷款的访问。

The platform is built for smaller challenger and community banks to integrate into their offerings, enabling their customers to access liquidity without selling their bitcoin, according to a news release.

根据新闻稿，该平台是为较小的挑战者和社区银行融入其产品中的，使客户能够在不出售比特币的情况下获得流动性。

Lana simplifies the work involved in offering digital asset-backed lending, including loan creation, approval workflows, fee and interest calculation, and managing margin calls and liquidation, the release adds.

Lana补充说，Lana简化了提供数字资产支持贷款的工作，包括创造贷款，批准工作流程，费用和利息计算以及管理保证金电话和清算。

It also integrates with core banking systems, cryptocurrency custodians and exchanges and is designed to meet “rigorous” regulatory standards, according to Galoy.

据Galoy称，它还与核心银行系统，加密货币保管人和交流融为一体，旨在满足“严格”的监管标准。

“Lana equips banks with the tools to offer bitcoin-backed loans confidently and efficiently, creating new opportunities for growth while meeting evolving client needs,” said Nicolas Burtey, founder at Galoy, in the release. “We are proud to introduce a platform that supports financial institutions in navigating the future of banking.”

Galoy的创始人Nicolas Burtey在新闻稿中说：“ Lana为银行提供了自信，有效地提供比特币支持的贷款的工具，在满足不断发展的客户需求的同时为增长创造了新的机会。” “我们很自豪地引入一个支持金融机构在银行业未来的平台。”

The launch of Lana comes amid a changing landscape for cryptocurrency in the U.S. As PYMNTS reported earlier this week, the Securities and Exchange Commission (SEC) has launched a new crypto task force and shifted the internal lawyer in charge of its many high-profile crypto lawsuits, Jorge Tenreiro, to an IT role.

正如PYMNTS在本周早些时候报道的那样，在美国加密货币的不断变化的景观中，Lana的推出开始了，美国证券交易委员会（SEC）已成立了一个新的加密特遣部队，并转移了内部律师，负责其许多高调的加密货币诉讼，豪尔赫·特雷罗（Jorge Tenreiro）担任IT角色。

“The SEC’s pivot isn’t happening in a vacuum,” that report said. “Pressure is mounting from Congress, crypto investors, and the White House to modernize the regulatory approach to digital assets.”

该报告说：“ SEC的枢轴没有在真空中发生。” “国会，加密货币投资者和白宫的压力越来越大，以使数字资产的监管方法现代化。”

Research from the PYMNTS Intelligence report “Blockchain’s Benefits for Regulated Industries” shows that blockchain technology has a number of potential benefits to meet the unique needs of regulated industries such as finance.

PYMNTS情报报告“区块链对受管制行业的好处”的研究表明，区块链技术具有许多潜在的好处，可以满足金融等受监管行业的独特需求。

“The largest financial institutions are eager to explore tokenized assets,” Nikola Plecas, head of commercialization, Visa Crypto, told PYMNTS in an interview in October, adding that they first need regulatory certainty to do so at scale.

“最大的金融机构渴望探索令牌化资产，”商业化签证加密货币负责人尼古拉·普莱卡斯（Nikola Plecas）在10月的一次采访中告诉PYMNTS，并补充说，他们首先需要监管确定性才能大规模这样做。