Galoy首次亮相貸款平台，以滿足對比特幣支持貸款的“飆升”需求

該公司是以數字資產為中心的銀行軟件的製造商，於週四（2月6日）宣布，Lana的推出，Lana是一個貸款平台，旨在增加對數字資產支持的貸款的訪問。

Digital asset banking software provider Galoy has rolled out a new lending platform called Lana, designed to increase access to bitcoin-backed loans.

數字資產銀行軟件提供商Galoy推出了一個名為LANA的新貸款平台，旨在增加對比特幣支持貸款的訪問。

The platform is built for smaller challenger and community banks to integrate into their offerings, enabling their customers to access liquidity without selling their bitcoin, according to a news release.

根據新聞稿，該平台是為較小的挑戰者和社區銀行融入其產品中的，使客戶能夠在不出售比特幣的情況下獲得流動性。

Lana simplifies the work involved in offering digital asset-backed lending, including loan creation, approval workflows, fee and interest calculation, and managing margin calls and liquidation, the release adds.

Lana補充說，Lana簡化了提供數字資產支持貸款的工作，包括創造貸款，批准工作流程，費用和利息計算以及管理保證金電話和清算。

It also integrates with core banking systems, cryptocurrency custodians and exchanges and is designed to meet “rigorous” regulatory standards, according to Galoy.

據Galoy稱，它還與核心銀行系統，加密貨幣保管人和交流融為一體，旨在滿足“嚴格”的監管標準。

“Lana equips banks with the tools to offer bitcoin-backed loans confidently and efficiently, creating new opportunities for growth while meeting evolving client needs,” said Nicolas Burtey, founder at Galoy, in the release. “We are proud to introduce a platform that supports financial institutions in navigating the future of banking.”

Galoy的創始人Nicolas Burtey在新聞稿中說：“ Lana為銀行提供了自信，有效地提供比特幣支持的貸款的工具，在滿足不斷發展的客戶需求的同時為增長創造了新的機會。” “我們很自豪地引入一個支持金融機構在銀行業未來的平台。”

The launch of Lana comes amid a changing landscape for cryptocurrency in the U.S. As PYMNTS reported earlier this week, the Securities and Exchange Commission (SEC) has launched a new crypto task force and shifted the internal lawyer in charge of its many high-profile crypto lawsuits, Jorge Tenreiro, to an IT role.

正如PYMNTS在本週早些時候報導的那樣，在美國加密貨幣的不斷變化的景觀中，Lana的推出開始了，美國證券交易委員會（SEC）已成立了一個新的加密特遣部隊，並轉移了內部律師，負責其許多高調的加密貨幣訴訟，豪爾赫·特雷羅（Jorge Tenreiro）擔任IT角色。

“The SEC’s pivot isn’t happening in a vacuum,” that report said. “Pressure is mounting from Congress, crypto investors, and the White House to modernize the regulatory approach to digital assets.”

該報告說：“ SEC的樞軸沒有在真空中發生。” “國會，加密貨幣投資者和白宮的壓力越來越大，以使數字資產的監管方法現代化。”

Research from the PYMNTS Intelligence report “Blockchain’s Benefits for Regulated Industries” shows that blockchain technology has a number of potential benefits to meet the unique needs of regulated industries such as finance.

PYMNTS情報報告“區塊鏈對受管制行業的好處”的研究表明，區塊鏈技術具有許多潛在的好處，可以滿足金融等受監管行業的獨特需求。

“The largest financial institutions are eager to explore tokenized assets,” Nikola Plecas, head of commercialization, Visa Crypto, told PYMNTS in an interview in October, adding that they first need regulatory certainty to do so at scale.

“最大的金融機構渴望探索令牌化資產，”商業化簽證加密貨幣負責人尼古拉·普萊卡斯（Nikola Plecas）在10月的一次採訪中告訴PYMNTS，並補充說，他們首先需要監管確定性才能大規模這樣做。