富兰克林邓普顿在 Coinbase 的第 2 层网络 Base 上推出代币化货币基金

富兰克林邓普顿在 X 平台上的一篇文章中表示，富兰克林 OnChain 美国政府货币基金 (FOBXX) 是在 Base 上推出的第一个代币化基金。

Asset management giant Franklin Templeton has launched its tokenized money fund on Base, Coinbase’s layer-2 network, the firm announced on Oct. 31.

资产管理巨头富兰克林邓普顿 (Franklin Templeton) 于 10 月 31 日宣布，已在 Coinbase 的第二层网络 Base 上推出了代币化货币基金。

The Franklin OnChain US Government Money Fund (FOBXX) is now available on Base, making it the first tokenized fund to launch on the network, according to a post on the X platform.

根据 X 平台上的一篇帖子，富兰克林 OnChain 美国政府货币基金 (FOBXX) 现已在 Base 上推出，使其成为第一个在该网络上推出的代币化基金。

Created in 2021, FOBXX has previously launched on several blockchain networks, including Stellar, Polygon, and Arbitrum.

FOBXX 创建于 2021 年，此前已在多个区块链网络上推出，包括 Stellar、Polygon 和 Arbitrum。

The fund is said to be valued at around $435 million, with an annualized return of roughly 4.7% as of October 2024.

据称，该基金估值约为 4.35 亿美元，截至 2024 年 10 月的年化回报率约为 4.7%。

According to Franklin Templeton, the fund's goal is to provide a high level of liquidity and a low level of risk by investing in short-term U.S. government securities. The fund is accessible through Franklin Templeton’s Benji Investments platform.

富兰克林邓普顿表示，该基金的目标是通过投资短期美国政府证券来提供高水平的流动性和低风险水平。该基金可通过富兰克林邓普顿的 Benji Investments 平台获得。

The launch of FOBXX on Base marks a significant development for the regulatory landscape of digital assets in the United States.

FOBXX on Base 的推出标志着美国数字资产监管格局的重大发展。

Base is a layer-2 scaling solution for Ethereum that was launched by Coinbase in February 2023. The network's public ledger is designed to be used by applications and protocols that require high throughput and low transaction costs.

Base 是 Coinbase 于 2023 年 2 月推出的以太坊第 2 层扩展解决方案。该网络的公共账本旨在供需要高吞吐量和低交易成本的应用程序和协议使用。

Money funds, also known as cash equivalents or money market funds, generate low-risk yields for investors by holding highly liquid assets like short-dated Treasury bills and commercial paper. These funds typically offer quick access to funds and low volatility, making them a popular choice for short-term investments or cash management strategies.

货币基金，也称为现金等价物或货币市场基金，通过持有短期国库券和商业票据等高流动性资产为投资者带来低风险收益。这些基金通常可以快速获取资金且波动性较低，使其成为短期投资或现金管理策略的热门选择。

Franklin Templeton's FOBXX is a government money fund that tracks the performance of the ICE BofA US Treasury Money Fund 0-3 Month Index. The fund, which began trading in 2021, has seen its net assets and management fees gradually decline over time.

富兰克林邓普顿的 FOBXX 是一只政府货币基金，追踪 ICE 美国银行美国财政部货币基金 0-3 个月指数的表现。该基金于 2021 年开始交易，随着时间的推移，其净资产和管理费逐渐下降。

Related: Franklin Templeton’s tokenized money fund now live on Arbitrum

相关：富兰克林邓普顿的代币化货币基金现已上线 Arbitrum

The asset management firm is known for its unique approach to tokenized funds, outsourcing a substantial portion of reporting requirements to blockchain networks' public ledgers.

该资产管理公司以其独特的代币化基金方法而闻名，将大部分报告要求外包给区块链网络的公共分类账。

“We are currently the only product with the ability to use public distributed ledger technologies for official transaction record-keeping,” Roger Bayston, Franklin Templeton’s head of digital assets, told Cointelegraph in July.

“我们是目前唯一能够使用公共分布式账本技术进行官方交易记录保存的产品，”富兰克林邓普顿数字资产主管 Roger Bayston 在 7 月份告诉 Cointelegraph。

The firm's strategy involves using on-chain capabilities to reduce the need for intermediaries and enhance the efficiency of fund administration processes. This approach aligns with the broader goal of leveraging blockchain technology to optimize and automate financial workflows.

该公司的战略涉及利用链上功能来减少对中介机构的需求并提高资金管理流程的效率。这种方法符合利用区块链技术优化和自动化财务工作流程的更广泛目标。

The launch of FOBXX on Base, which is governed by regulatory frameworks in the United States, suggests that regulators may recognize the validity of public ledgers for maintaining official financial records. This development could pave the way for further integration between traditional finance and decentralized technologies.

FOBXX on Base 的推出受到美国监管框架的监管，这表明监管机构可能会认识到公共账本在维护官方财务记录方面的有效性。这一发展可以为传统金融和去中心化技术之间的进一步整合铺平道路。