忘掉 Meme 币吧，加密实用程序已经在这里了

大卫·齐默尔曼 (David Zimmerman) 表示，Meme Coin Mania 让许多人想知道加密货币是否会停止胡言乱语并提供真正的用例，但只要我们看一下，加密货币实用程序就已经存在了。

Despite the recent surge in memecoin mania, leaving many to wonder if crypto will ever move past the absurdity and deliver on its promise of real use-cases, a closer examination reveals that crypto utility is already here.

尽管最近模因币狂热激增，让许多人怀疑加密货币是否会超越荒谬并兑现其对真实用例的承诺，但仔细研究表明，加密货币的实用性已经存在。

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Memecoins have long been a part of the crypto landscape, but only recently has the phenomenon risen to become a dominant narrative within the ecosystem. Memecoin launchpad “Pump.fun” achieved a record in the crypto industry by generating over $100 million in revenue after just 217 days of operation. Following Pump.fun's milestone, the sector has experienced a cooling period.

Memecoin 长期以来一直是加密领域的一部分，但直到最近，这种现象才成为生态系统中的主导叙事。 Memecoin 启动板“Pump.fun”仅运行 217 天就创造了超过 1 亿美元的收入，创下了加密货币行业的记录。在 Pump.fun 取得里程碑之后，该行业经历了一段冷却期。

As the dust settles, a spirited debate has emerged, with crypto natives expressing concerns over the impact of memecoins on the industry's image.

随着尘埃落定，一场激烈的争论出现了，加密货币原住民对模因币对行业形象的影响表示担忧。

Paul Dylan-Ennis, a lecturer at University College Dublin, stated to The Block: “It's all the worst elements of our industry condensed into one epilepsy-inducing website.”

都柏林大学学院的讲师保罗·迪伦·恩尼斯 (Paul Dylan-Ennis) 向 The Block 表示：“我们行业中所有最糟糕的元素都浓缩到了一个引发癫痫的网站中。”

Of the memecoins launched on Pump.fun, over 99% fail within the first week. Despite this, users have gone on to launch around 2 million coins. Collectively, memecoins listed on CoinGecko boast a total market cap of $40 billion. This figure dwarfs the combined market cap of tokens (excluding tokenized assets) categorized in the Real World Asset (RWA) sector, which currently stands at $6.6 billion and includes the tokenization of U.S. Treasuries and insurance.

在 Pump.fun 上推出的模因币中，超过 99% 在第一周内就失败了。尽管如此，用户还是继续发行了约 200 万枚代币。总的来说，CoinGecko 上列出的 memecoin 总市值达到 400 亿美元。这一数字使现实世界资产 (RWA) 领域的代币总市值（不包括代币化资产）相形见绌，目前该领域的代币总市值为 66 亿美元，其中包括美国国债和保险的代币化。

Pay No Mind to the Silliness, Crypto Utility Is Right In front of You

别介意愚蠢，加密实用程序就在您面前

Such statistics leave many crypto natives feeling disheartened, leading to a noticeable rise in the cohort of self-described “crypto nihilists” within the industry – individuals who believe that all we do here is sling memes. However, while the wacky fringes of crypto continue to rage on, the serious side of the industry continues to make great strides.

这些统计数据让许多加密货币原住民感到沮丧，导致行业内自称“加密货币虚无主义者”的群体显着增加——这些人认为我们在这里所做的只是吊弄模因。然而，尽管加密货币的古怪边缘继续肆虐，但该行业严肃的一面继续取得长足进步。

Stablecoin market cap recently hit $175 billion, as demand continues to grow for crypto's greatest product. The utility and importance of USD-pegged stablecoins is often lost on crypto natives in Western countries. However, stablecoins have proven to be a crucial product for people in emerging markets, whether they are seeking to avoid the hyperinflation of their native currency or predatory remittance fees.

随着对加密货币最伟大产品的需求持续增长，稳定币市值最近达到 1750 亿美元。西方国家的加密货币原住民往往忽视了与美元挂钩的稳定币的实用性和重要性。然而，事实证明，稳定币对于新兴市场的人们来说是至关重要的产品，无论他们是想避免本国货币的恶性通货膨胀还是掠夺性的汇款费用。

Meanwhile, infrastructure for crypto payments continues to expand. Mastercard recently partnered with Mercuryo, enabling users to spend their self-custodied crypto at over 100 million merchants. PayPal and Venmo recently integrated Ethereum Naming Service, allowing their users to transfer crypto using readable names instead of traditional wallet addresses.

与此同时，加密支付的基础设施不断扩大。万事达卡最近与 Mercuryo 合作，使用户能够在超过 1 亿家商户使用他们自行托管的加密货币。 PayPal 和 Venmo 最近集成了以太坊命名服务，允许用户使用可读的名称而不是传统的钱包地址来传输加密货币。

The Helium Network, a decentralized physical infrastructure (DePIN) project taking on big telcos, has seen 113,000 people sign up to its mobile service. That is 113,000 people who have ditched the likes of Verizon for a crypto alternative.

Helium Network 是一个面向大型电信公司的去中心化物理基础设施 (DePIN) 项目，已有 113,000 人注册其移动服务。有 113,000 人放弃了 Verizon 等公司，转而选择加密货币替代方案。

Crypto is also integrating itself into our lives through messaging apps. Telegram, with nearly 1 billion monthly active users, integrated The Open Network (TON), allowing users to transfer crypto as easily as sending a text. LINE, an Asian messaging app with over 230 million monthly active users, is following a similar plan with Kaia.

加密货币还通过消息应用程序融入我们的生活。 Telegram 每月拥有近 10 亿活跃用户，它集成了开放网络 (TON)，使用户可以像发送文本一样轻松地传输加密货币。 LINE 是一款每月活跃用户超过 2.3 亿的亚洲通讯应用程序，它正在与 Kaia 采取类似的计划。

Both TON and Kaia are focused on building out mini apps that will enable crypto usage within Telegram and LINE. TADA, a major ride-hailing app in Southeast-Asian, recently launched “TADA Mini” which enables users to book rides through Telegram and pay using TON or USDT. Kaia Wave, an incentive program starting in Q4, is offering up to $1.2 million in support for developers building out mini apps on LINE.

TON 和 Kaia 都专注于构建迷你应用程序，以支持在 Telegram 和 LINE 中使用加密货币。东南亚主要的打车应用 TADA 最近推出了“TADA Mini”，用户可以通过 Telegram 预订行程并使用 TON 或 USDT 付款。 Kaia Wave 是一项于第四季度启动的激励计划，将为开发者在 LINE 上构建迷你应用程序提供高达 120 万美元的支持。

If that were not enough, there is every indication that the $12 billion in tokenized assets on-chain is only the beginning for the RWA sector. BlackRock's BUIDL fund, a tokenized investment fund focused on U.S. Treasuries and repo agreements, reached over $500 million in capital deployed this summer. BlackRock CEO Larry Fink frequently reiterates the vision to “tokenize all assets”, with BUIDL's launch in March being just the start.

如果这还不够，那么有迹象表明，链上价值 120 亿美元的代币化资产仅仅是 RWA 领域的开始。贝莱德的 BUIDL 基金是一支专注于美国国债和回购协议的代币化投资基金，今年夏天部署的资本超过 5 亿美元。 BlackRock 首席执行官 Larry Fink 经常重申“所有资产代币化”的愿景，而 BUIDL 三月份的推出只是一个开始。

Memecoins Seldom Capture Headlines

Memecoin 很少成为头条新闻

Memecoins have stirred a lively debate within crypto circles, but “Dogwifhat” does not capture wider attention and make crypto look bad to outsiders. FTX defrauding customers and collapsing makes crypto look bad. $6 billion in DeFi exploits and hacks makes crypto look bad. VC-backed projects extracting millions and then exiting makes crypto look bad. Memecoins can make crypto look silly, but there are greater issues that damage the crypto’s image.

Memecoin 在加密货币圈内引起了激烈的争论，但“Dogwifhat”并没有引起更广泛的关注，并且让加密货币在外人看来很糟糕。 FTX 欺骗客户并崩溃让加密货币看起来很糟糕。价值 60 亿美元的 DeFi 漏洞和黑客攻击让加密货币看起来很糟糕。风险投资支持的项目提取了数百万美元然后退出，这让加密货币看起来很糟糕。 Memecoin 可能会让加密货币看起来很愚蠢，但还有更大的问题会损害加密货币的形象。

Fortunately, such issues are balanced out by positive fundamental developments in the space. It is easy to fall into the trap of crypto nihilism, especially when the silliest sectors of the industry steal our attention away from real progress. Memecoin madness will likely continue to be a feature of crypto

幸运的是，这些问题已被该领域积极的基本发展所抵消。人们很容易陷入加密货币虚无主义的陷阱，尤其是当该行业最愚蠢的部门将我们的注意力从真正的进步上转移开时。 Memecoin 的疯狂可能会继续成为加密货币的一个特征