金融科技巨头 Stripe 拥抱加密支付，以稳定币大步向前

金融科技巨头 Stripe 宣布计划为客户整合加密货币支付和结算，从 Solana、以太坊和 Polygon 上的稳定币 USDC 开始。 Stripe 的联合创始人强调了稳定币提高的交易效率和成本节约，解决了之前加密货币支付的挑战。这标志着 Stripe 继 2022 年推出加密支付功能并因波动性问题于 2018 年停止支持比特币之后第二次进军加密市场。

Fintech Giant Stripe Embraces Cryptocurrency Payments with Strategic Stablecoin Move

金融科技巨头 Stripe 通过稳定币战略举措拥抱加密货币支付

In a bold move that is set to reshape the digital payments landscape, fintech behemoth Stripe has announced its entry into the cryptocurrency space by enabling customers to make payments and receive funds using cryptocurrency, beginning with the stablecoin USDC. This strategic decision marks a significant shift for Stripe, which had previously expressed reservations about the volatility of cryptocurrencies.

金融科技巨头 Stripe 宣布进军加密货币领域，此举旨在重塑数字支付格局，让客户能够使用加密货币进行支付和接收资金，首先是稳定币 USDC。这一战略决定标志着 Stripe 的重大转变，该公司此前曾对加密货币的波动性表示保留。

According to TechCrunch, Stripe's initial foray into cryptocurrency payments will focus on USDC, a stablecoin pegged to the value of the US dollar, and will be available on the leading blockchain networks Solana, Ethereum, and Polygon. This decision reflects Stripe's commitment to providing its customers with a stable and reliable cryptocurrency payment experience.

据 TechCrunch 报道，Stripe 最初涉足加密货币支付领域将重点关注 USDC，这是一种与美元价值挂钩的稳定币，并将在领先的区块链网络 Solana、Ethereum 和 Polygon 上提供。这一决定体现了 Stripe 致力于为客户提供稳定可靠的加密货币支付体验的承诺。

Stripe co-founder and President John Collison is expected to unveil the company's cryptocurrency payment initiative at the Connect developer conference currently underway in San Francisco. "Transaction settlements are no longer comparable with Christopher Nolan films for length," Collison said, as quoted by TechCrunch. "And transaction costs are no longer comparable with Christopher Nolan films for budget. Stripe is bringing back crypto payments — this time with stablecoins, which are a way better experience."

Stripe 联合创始人兼总裁 John Collison 预计将在旧金山举行的 Connect 开发者大会上公布该公司的加密货币支付计划。 TechCrunch 援引科里森的话说：“交易和解协议的长度已无法与克里斯托弗·诺兰的电影相媲美。” “就预算而言，交易成本已无法与克里斯托弗·诺兰 (Christopher Nolan) 的电影相媲美。Stripe 正在恢复加密支付——这次是稳定币，这是一种更好的体验。”

Stripe's move into cryptocurrency payments is a resounding affirmation of the growing legitimacy and acceptance of digital assets in the mainstream financial system. USDC is the second-largest stablecoin in the crypto industry, with a market capitalization of over $33 billion, and its stability and transparency have made it an attractive option for businesses and individuals seeking to integrate cryptocurrency into their operations.

Stripe 进军加密货币支付领域是对数字资产在主流金融体系中日益增长的合法性和接受度的有力肯定。 USDC 是加密行业第二大稳定币，市值超过 330 亿美元，其稳定性和透明度使其成为寻求将加密货币融入其运营的企业和个人的有吸引力的选择。

This latest development is not Stripe's first venture into the cryptocurrency market. In April 2022, the company introduced a feature that allowed businesses to pay users in cryptocurrency through the Polygon network. However, Stripe's previous support for Bitcoin ended in 2018 due to concerns over its volatility.

这一最新进展并不是 Stripe 第一次涉足加密货币市场。 2022 年 4 月，该公司推出了一项功能，允许企业通过 Polygon 网络以加密货币向用户付款。然而，由于担心比特币波动性，Stripe 此前对比特币的支持于 2018 年终止。

By embracing stablecoins, Stripe has found a solution that addresses the price fluctuations that plagued Bitcoin and other cryptocurrencies earlier. Stablecoins provide a more stable medium of exchange, mitigating the risks associated with the volatility of crypto markets.

通过采用稳定币，Stripe 找到了解决早期困扰比特币和其他加密货币的价格波动的解决方案。稳定币提供了更稳定的交换媒介，减轻了与加密货币市场波动相关的风险。

Stripe's decision to incorporate cryptocurrency payments into its platform is a strategic move that is likely to have a ripple effect throughout the industry. By offering a secure and reliable way to transact in digital assets, Stripe is membuka pintu (opening the door) for a wider range of businesses and consumers to adopt cryptocurrency.

Stripe 决定将加密货币支付纳入其平台，这是一项战略举措，可能会在整个行业产生连锁反应。通过提供安全可靠的数字资产交易方式，Stripe 为更广泛的企业和消费者采用加密货币打开了大门。

As the fintech industry continues to evolve, Stripe's entry into the cryptocurrency payment space is a clear indication that digital assets are here to stay. By leveraging the stability of stablecoins, Stripe is paving the way for the mainstream adoption of cryptocurrency, making it easier for businesses and individuals to embrace the transformative benefits of this emerging technology.

随着金融科技行业的不断发展，Stripe 进入加密货币支付领域清楚地表明数字资产将继续存在。通过利用稳定币的稳定性，Stripe 正在为加密货币的主流采用铺平道路，使企业和个人更容易享受这种新兴技术的变革性好处。