金融科技巨頭 Stripe 擁抱加密支付，以穩定幣大步向前

金融科技巨頭 Stripe 宣布計劃為客戶整合加密貨幣支付和結算，從 Solana、以太坊和 Polygon 上的穩定幣 USDC 開始。 Stripe 的聯合創始人強調了穩定幣提高的交易效率和成本節約，解決了先前加密貨幣支付的挑戰。這標誌著 Stripe 繼 2022 年推出加密支付功能並因波動性問題於 2018 年停止支援比特幣之後第二次進軍加密市場。

Fintech Giant Stripe Embraces Cryptocurrency Payments with Strategic Stablecoin Move

金融科技巨頭 Stripe 透過穩定幣戰略舉措擁抱加密貨幣支付

In a bold move that is set to reshape the digital payments landscape, fintech behemoth Stripe has announced its entry into the cryptocurrency space by enabling customers to make payments and receive funds using cryptocurrency, beginning with the stablecoin USDC. This strategic decision marks a significant shift for Stripe, which had previously expressed reservations about the volatility of cryptocurrencies.

金融科技巨頭 Stripe 宣布進軍加密貨幣領域，此舉旨在重塑數位支付格局，讓客戶能夠使用加密貨幣進行支付和接收資金，首先是穩定幣 USDC。這項策略決定標誌著 Stripe 的重大轉變，該公司先前曾對加密貨幣的波動性表示保留。

According to TechCrunch, Stripe's initial foray into cryptocurrency payments will focus on USDC, a stablecoin pegged to the value of the US dollar, and will be available on the leading blockchain networks Solana, Ethereum, and Polygon. This decision reflects Stripe's commitment to providing its customers with a stable and reliable cryptocurrency payment experience.

根據 TechCrunch 報導，Stripe 最初涉足加密貨幣支付領域將重點關注 USDC，這是一種與美元價值掛鉤的穩定幣，並將在領先的區塊鏈網路 Solana、Ethereum 和 Polygon 上提供。這項決定體現了 Stripe 致力於為客戶提供穩定可靠的加密貨幣支付體驗的承諾。

Stripe co-founder and President John Collison is expected to unveil the company's cryptocurrency payment initiative at the Connect developer conference currently underway in San Francisco. "Transaction settlements are no longer comparable with Christopher Nolan films for length," Collison said, as quoted by TechCrunch. "And transaction costs are no longer comparable with Christopher Nolan films for budget. Stripe is bringing back crypto payments — this time with stablecoins, which are a way better experience."

Stripe 聯合創始人兼總裁 John Collison 預計將在舊金山舉行的 Connect 開發者大會上公佈該公司的加密貨幣支付計劃。 TechCrunch 引述科里森的話說：“交易和解協議的長度已無法與克里斯多福諾蘭的電影相提並論。” “就預算而言，交易成本已無法與克里斯托弗·諾蘭 (Christopher Nolan) 的電影相媲美。Stripe 正在恢復加密支付——這次是穩定幣，這是一種更好的體驗。”

Stripe's move into cryptocurrency payments is a resounding affirmation of the growing legitimacy and acceptance of digital assets in the mainstream financial system. USDC is the second-largest stablecoin in the crypto industry, with a market capitalization of over $33 billion, and its stability and transparency have made it an attractive option for businesses and individuals seeking to integrate cryptocurrency into their operations.

Stripe 進軍加密貨幣支付領域是對數位資產在主流金融體系中日益增長的合法性和接受度的有力肯定。 USDC 是加密行業第二大穩定幣，市值超過 330 億美元，其穩定性和透明度使其成為尋求將加密貨幣融入其運營的企業和個人的有吸引力的選擇。

This latest development is not Stripe's first venture into the cryptocurrency market. In April 2022, the company introduced a feature that allowed businesses to pay users in cryptocurrency through the Polygon network. However, Stripe's previous support for Bitcoin ended in 2018 due to concerns over its volatility.

這項最新進展並不是 Stripe 第一次涉足加密貨幣市場。 2022 年 4 月，該公司推出了一項功能，允許企業透過 Polygon 網路以加密貨幣向用戶付款。然而，由於擔心比特幣波動性，Stripe 先前對比特幣的支持於 2018 年終止。

By embracing stablecoins, Stripe has found a solution that addresses the price fluctuations that plagued Bitcoin and other cryptocurrencies earlier. Stablecoins provide a more stable medium of exchange, mitigating the risks associated with the volatility of crypto markets.

透過採用穩定幣，Stripe 找到了解決早期困擾比特幣和其他加密貨幣的價格波動的解決方案。穩定幣提供了更穩定的交換媒介，減輕了與加密貨幣市場波動相關的風險。

Stripe's decision to incorporate cryptocurrency payments into its platform is a strategic move that is likely to have a ripple effect throughout the industry. By offering a secure and reliable way to transact in digital assets, Stripe is membuka pintu (opening the door) for a wider range of businesses and consumers to adopt cryptocurrency.

Stripe 決定將加密貨幣支付納入其平台，這是一項策略性舉措，可能會在整個行業中產生連鎖反應。透過提供安全可靠的數位資產交易方式，Stripe 為更廣泛的企業和消費者採用加密貨幣打開了大門。

As the fintech industry continues to evolve, Stripe's entry into the cryptocurrency payment space is a clear indication that digital assets are here to stay. By leveraging the stability of stablecoins, Stripe is paving the way for the mainstream adoption of cryptocurrency, making it easier for businesses and individuals to embrace the transformative benefits of this emerging technology.

隨著金融科技產業的不斷發展，Stripe 進入加密貨幣支付領域清楚地表明數位資產將繼續存在。透過利用穩定幣的穩定性，Stripe 正在為加密貨幣的主流採用鋪平道路，使企業和個人更容易享受這種新興技術的變革性好處。