FDIC负责人打开了该机构的加密文件，撕裂了“令人作呕的”立场

特拉维斯·希尔（Travis Hill）是由唐纳德·特朗普（Donald Trump）总统攻击的代理FDIC主席，他已经开放了该机构过去的更多文件，并表示美国

A U.S. Senate hearing was held on Wednesday to discuss the issue of banks terminating service to crypto clients, a practice known as "debanking." The interim head of the Federal Deposit Insurance Corp. (FDIC) revealed more correspondence in which officials steered banks away from crypto business.

周三举行了美国参议院听证会，讨论了银行将服务终止为加密客户的问题，这是一种被称为“撤销”的做法。联邦存款保险公司（FDIC）的临时负责人揭示了更多的信件，官员将银行远离加密货币业务。

The acting FDIC chairman, Travis Hill, disclosed that the banking regulator will be reconsidering its past crypto guidance. The guidance deliberately kept banks at a distance from crypto, which was largely unregulated and experienced significant volatility.

代理FDIC主席特拉维斯·希尔（Travis Hill）透露，银行监管机构将重新考虑其过去的加密指导。该指南故意使银行距离加密货币的距离很大，该银行在很大程度上不受监管和经历了重大波动。

Hill stated that the FDIC will be "providing a pathway for institutions to engage in crypto- and blockchain-related activities while still adhering to safety and soundness principles."

希尔表示，FDIC将“为机构从事加密和区块链相关的活动提供一条途径，同时仍遵守安全和健全的原则。”

The court had directed the regulator to share more information in a Freedom of Information Act battle between Coinbase and the agency over past letters between the FDIC and the bank.

法院指示监管机构在Coinbase与FDIC与银行之间过去的信件之间的一场信息自由法与代理机构之间的战斗中分享更多信息。

The acting chairman characterized the agency as deliberately making it impossible for banks to handle crypto business.

代理主席认为该机构故意使银行无法处理加密货币业务。

"Requests from these banks were almost universally met with resistance, ranging from repeated requests for further information, to multi-month periods of silence as institutions waited for responses, to directives from supervisors to pause, suspend, or refrain from expanding all crypto- or blockchain-related activity," he said.

“这些银行的请求几乎普遍遭到抵抗，从重复的进一步信息请求到多个月的沉默，因为机构等待回应，到主管的指示，以暂停，暂停或避免扩大所有加密货币或避免。与区块链有关的活动。”他说。

Hill will run the FDIC until Trump puts forward a permanent candidate.

希尔将在FDIC上运行FDIC，直到特朗普提出永久候选人。

When the Senate hearing began, Chairman Tim Scott called the situation at the FDIC a "disgusting and disheartening picture of abuse" and praised Hill's actions.

参议院听证会开始时，董事长蒂姆·斯科特（Tim Scott）在FDIC中称局势为“令人作呕和令人沮丧的虐待情况”，并赞扬了希尔的行动。

At the hearing, Nathan McCauley, the co-founder and CEO of Anchorage Digital, a federally chartered crypto bank, shared his account of Anchorage being severed from banking relationships due to regulatory pressure.

在听证会上，联邦特许的加密银行（Crypto Bank）安克雷奇·数字（Anchorage Digital）的联合创始人兼首席执行官内森·麦克库利（Nathan McCauley）分享了他对由于监管压力而导致的锚定因从银行关系中切断的说法。

"To say this is pervasive is an understatement," he told the senators in his testimony. "It's been across the entire industry, everybody has dealt with this."

他在证词中对参议员说：“说这是一种轻描淡写的说法。” “它遍布整个行业，每个人都处理了这一点。”

He called it so common that "it became background noise" in which it was "just assumed that if you were a crypto company, you would have trouble getting bank services."

他称这是如此普遍，以至于“成为背景噪音”，其中“只是假设您是加密货币公司，您将很难获得银行服务。”

He contended that the pressure from regulators ran counter to what U.S. bankers actually wanted to do in the digital assets sector.

他争辩说，监管机构的压力与美国银行家实际想在数字资产领域所做的事情相反。

"All of the big banks wanted to work with crypto and were scared away from it by the regulatory apparatus," he said.

他说：“所有的大银行都想与加密货币合作，并被监管机构吓到了。”

Senator Elizabeth Warren sought to highlight the other segments of the U.S. population that are routinely blocked from banking services. But she did agree with McCauley's central point.

伊丽莎白·沃伦（Elizabeth Warren）参议员试图强调通常被银行服务所阻止的美国人口的其他部分。但是她确实同意麦考利的中心点。

"I don't think for a second that you should be locked out of our banking system," she said. "In many cases, it is wrong for banks to close accounts and threaten your ability to make payroll or pay rent on time without even providing an explanation, so long as you are following the law."

她说：“我不认为您应该被锁定在我们的银行系统中。” “在许多情况下，银行关闭帐户并威胁您按时付款或支付租金的能力是错误​​的，甚至在不提供解释的情况下，只要您遵守法律。”

The congressional review of debanking will continue on Thursday with a House Financial Services Committee hearing. And that committee's crypto interest will continue next week with a February 11 hearing entitled "A Golden Age of Digital Assets: Charting a Path Forward."

国会对撤销的审查将于周四继续举行众议院金融服务委员会听证会。 2月11日的听证会“数字资产的黄金时代：绘制前进的道路”，该委员会的加密货币兴趣将继续下周继续。