FDIC負責人打開了該機構的加密文件，撕裂了“令人作嘔的”立場

特拉維斯·希爾（Travis Hill）是由唐納德·特朗普（Donald Trump）總統攻擊的代理FDIC主席，他已經開放了該機構過去的更多文件，並表示美國

A U.S. Senate hearing was held on Wednesday to discuss the issue of banks terminating service to crypto clients, a practice known as "debanking." The interim head of the Federal Deposit Insurance Corp. (FDIC) revealed more correspondence in which officials steered banks away from crypto business.

週三舉行了美國參議院聽證會，討論了銀行將服務終止為加密客戶的問題，這是一種被稱為“撤銷”的做法。聯邦存款保險公司（FDIC）的臨時負責人揭示了更多的信件，官員將銀行遠離加密貨幣業務。

The acting FDIC chairman, Travis Hill, disclosed that the banking regulator will be reconsidering its past crypto guidance. The guidance deliberately kept banks at a distance from crypto, which was largely unregulated and experienced significant volatility.

代理FDIC主席特拉維斯·希爾（Travis Hill）透露，銀行監管機構將重新考慮其過去的加密指導。該指南故意使銀行距離加密貨幣的距離很大，該銀行在很大程度上不受監管和經歷了重大波動。

Hill stated that the FDIC will be "providing a pathway for institutions to engage in crypto- and blockchain-related activities while still adhering to safety and soundness principles."

希爾表示，FDIC將“為機構從事加密和區塊鏈相關的活動提供一條途徑，同時仍遵守安全和健全的原則。”

The court had directed the regulator to share more information in a Freedom of Information Act battle between Coinbase and the agency over past letters between the FDIC and the bank.

法院指示監管機構在Coinbase與FDIC與銀行之間過去的信件之間的一場信息自由法與代理機構之間的戰鬥中分享更多信息。

The acting chairman characterized the agency as deliberately making it impossible for banks to handle crypto business.

代理主席認為該機構故意使銀行無法處理加密貨幣業務。

"Requests from these banks were almost universally met with resistance, ranging from repeated requests for further information, to multi-month periods of silence as institutions waited for responses, to directives from supervisors to pause, suspend, or refrain from expanding all crypto- or blockchain-related activity," he said.

“這些銀行的請求幾乎普遍遭到抵抗，從重複的進一步信息請求到多個月的沉默，因為機構等待回應，到主管的指示，以暫停，暫停或避免擴大所有加密貨幣或避免。與區塊鏈有關的活動。”他說。

Hill will run the FDIC until Trump puts forward a permanent candidate.

希爾將在FDIC上運行FDIC，直到特朗普提出永久候選人。

When the Senate hearing began, Chairman Tim Scott called the situation at the FDIC a "disgusting and disheartening picture of abuse" and praised Hill's actions.

參議院聽證會開始時，董事長蒂姆·斯科特（Tim Scott）在FDIC中稱局勢為“令人作嘔和令人沮喪的虐待情況”，並讚揚了希爾的行動。

At the hearing, Nathan McCauley, the co-founder and CEO of Anchorage Digital, a federally chartered crypto bank, shared his account of Anchorage being severed from banking relationships due to regulatory pressure.

在聽證會上，聯邦特許的加密銀行（Crypto Bank）安克雷奇·數字（Anchorage Digital）的聯合創始人兼首席執行官內森·麥克庫利（Nathan McCauley）分享了他對由於監管壓力而導致的錨定因從銀行關係中切斷的說法。

"To say this is pervasive is an understatement," he told the senators in his testimony. "It's been across the entire industry, everybody has dealt with this."

他在證詞中對參議員說：“說這是一種輕描淡寫的說法。” “它遍布整個行業，每個人都處理了這一點。”

He called it so common that "it became background noise" in which it was "just assumed that if you were a crypto company, you would have trouble getting bank services."

他稱這是如此普遍，以至於“成為背景噪音”，其中“只是假設您是加密貨幣公司，您將很難獲得銀行服務。”

He contended that the pressure from regulators ran counter to what U.S. bankers actually wanted to do in the digital assets sector.

他爭辯說，監管機構的壓力與美國銀行家實際想在數字資產領域所做的事情相反。

"All of the big banks wanted to work with crypto and were scared away from it by the regulatory apparatus," he said.

他說：“所有的大銀行都想與加密貨幣合作，並被監管機構嚇到了。”

Senator Elizabeth Warren sought to highlight the other segments of the U.S. population that are routinely blocked from banking services. But she did agree with McCauley's central point.

伊麗莎白·沃倫（Elizabeth Warren）參議員試圖強調通常被銀行服務所阻止的美國人口的其他部分。但是她確實同意麥考利的中心點。

"I don't think for a second that you should be locked out of our banking system," she said. "In many cases, it is wrong for banks to close accounts and threaten your ability to make payroll or pay rent on time without even providing an explanation, so long as you are following the law."

她說：“我不認為您應該被鎖定在我們的銀行系統中。” “在許多情況下，銀行關閉帳戶並威脅您按時付款或支付租金的能力是錯誤​​的，甚至在不提供解釋的情況下，只要您遵守法律。”

The congressional review of debanking will continue on Thursday with a House Financial Services Committee hearing. And that committee's crypto interest will continue next week with a February 11 hearing entitled "A Golden Age of Digital Assets: Charting a Path Forward."

國會對撤銷的審查將於週四繼續舉行眾議院金融服務委員會聽證會。 2月11日的聽證會“數字資產的黃金時代：繪製前進的道路”，該委員會的加密貨幣興趣將繼續下周繼續。