快速USDC：将跨链转移时间从20分钟减少到60秒

这种情况每天播放数千次。仅在2025年2月，超过1.58亿美元的USDC就会从九个链条流向贵族

A trader quickly spots a promising arbitrage opportunity on a Cosmos-based exchange, decides to intervene, and initiates a USDC transfer from Ethereum. Then, they wait. Twenty minutes pass in agonizing slow motion as market conditions shift with each passing second. By the time the funds arrive, predictably, the window of opportunity has vanished.

交易员在基于宇宙的交易所中迅速发现了有希望的套利机会，决定干预，并从以太坊启动了USDC转移。然后，他们等待。随着市场条件的转移，每次经过的第二秒都会发生二十分钟的痛苦。可以预见的是，到达资金时，机会之窗已经消失了。

This scenario, or variations of it, play out potentially thousands of times a day. In February 2025 alone, over $158 million in USDC flowed from nine chains into Noble, the official issuer of native USDC in Cosmos. But even with this secure, native infrastructure in place, each transfer still forced users into a 20-minute limbo—an eternity in a digital economy where milliseconds matter.

这种情况或它的变化每天可能会出现数千次。仅在2025年2月，超过1.58亿美元的USDC就从9条连锁店流向了Noble，这是Cosmos本地USDC的正式发行人。但是，即使有了这个安全的本地基础架构，每个转移仍然迫使用户陷入20分钟的困境，这是数字经济中的永恒，毫秒至关重要。

Traditional Finance Is Setting the Pace

传统财务正在设定步伐

While crypto introduced the world to blockchain and interoperability, conventional finance has been busy perfecting their own settlement system. As a result, FedNow, the Federal Reserve’s instant payment service, is now resolving deals in the United States with outstanding speed. Financial institutions operate 24 hours a day, and typically, they can complete a payment within seconds.

尽管加密货币将世界介绍给区块链和互操作性，但常规财务一直在忙于完善自己的定居系统。结果，美联储的即时支付服务Fednow现在正在以持续的速度在美国解决交易。金融机构每天24小时运营，通常，他们可以在几秒钟内完成付款。

Similarly, SEPA Instant, Europe’s banking network, handles interbank transactions in less than 10 seconds, and Visa Direct handles card transactions and runs time settled in minutes, working across the globe. These enhancements have naturally rescaled customer expectations.

同样，欧洲银行网络SEPA Instant（Sepa Instant）在不到10秒的时间内处理银行间交易，Visa Direct处理卡交易，并在全球范围内运行时间以几分钟的时间安装。这些增强自然会重新确定客户的期望。

When bank transfers take seconds and a stablecoin transfer takes a little longer, it seems like blockchain technology is frozen in digital slow motion. It’s no surprise that traders and DeFi users are abandoning time-sensitive strategies or get frustrated with cross-chain workflows requiring several wait times.

当银行转移需要几秒钟，而稳定转移需要更长的时间，似乎区块链技术在数字慢动作中被冻结。毫不奇怪，交易者和Defi用户放弃了时间敏感的策略，或者对需要几个等待时间的跨链工作流感到沮丧。

Where Crypto Already Excels

加密货币已经出色的地方

Despite these challenges, cryptocurrency offers several advantages over traditional finance. It’s interoperable, allowing for the transfer of value and liquidity across different blockchains and protocols. Moreover, crypto offers composability, enabling the combination of different financial primitives (tokens, protocols, and modules) to create novel applications and possibilities. Finally, crypto is programmable, empowering developers to build and deploy decentralized financial applications (dApps) with unique functionalities.

尽管存在这些挑战，但加密货币与传统金融相比具有多种优势。它是可互操作的，允许在不同的区块链和协议中转移价值和流动性。此外，Crypto提供了合成性，可以使不同的财务原始图（代币，协议和模块）的组合创建新颖的应用程序和可能性。最后，加密是可编程的，使开发人员能够建立和部署具有独特功能的分散财务应用程序（DAPP）。

However, the critical gap has been in cross-chain transfers, particularly moving assets between blockchain ecosystems efficiently.

但是，关键的差距一直在跨链转移中，尤其是区块链生态系统之间的资产有效地移动资产。

The Cross-Chain Challenge

跨链挑战

Transferring USDC between chains, such as from Ethereum to Cosmos, is a multi-step process that can be time-consuming and inefficient. Here’s a breakdown of the typical steps involved:

将USDC在链条之间转移，例如从以太坊到宇宙，是一个多步过程，可能是耗时且效率低下的过程。这是涉及的典型步骤的细分：

1. User initiates the transfer on a supported EVM chain (e.g., Ethereum Mainnet).

1。用户在受支持的EVM链（例如，以太坊主网）上启动转移。

2. Chain aggregator picks up the transfer.

2。链聚合器接收转移。

3. After about 20 minutes, the transfer arrives at Noble Express.

3。大约20分钟后，转移到达Noble Express。

4. Once in the Cosmos ecosystem, the user can select the desired chain (e.g., Osmosis).

4。在宇宙生态系统中，用户可以选择所需的链（例如渗透）。

5. After 30 to 60 seconds, the transfer completes via IBC.

5。在30到60秒后，转移通过IBC完成。

6. User can swap and stake the arrived USDC.

6.用户可以交换并股权企业到达USDC。

Each of these steps adds to the overall delay and complexity, creating a mismatch between what users anticipate—instant money movement—and what the current infrastructure delivers.

这些步骤中的每一个都增加了整体延迟和复杂性，从而在用户预期的情况（现代货币移动）与当前基础架构提供的内容之间造成了不匹配。

A 20-minute delay is more than just an inconvenience for traders and DeFi users; it has the potential to drastically alter results. In volatile markets, trading possibilities might vanish within seconds. While assets are in transit, they are essentially frozen and cannot be accessed for other purposes, used as collateral, or deployed for yield.

20分钟的延迟不仅仅是给交易者和Defi用户带来的不便；它有可能大大改变结果。在动荡的市场中，交易可能性可能会在几秒钟内消失。当资产在运输途中，它们基本上是冷冻的，无法用于其他目的（用作抵押品或部署的产量）。

Additionally, users typically abandon cross-chain workflows out of annoyance when they require several wait times. For instance, a typical method requires constant user attention and takes more than 20 minutes: transfer USDC from Ethereum to Noble (20 minutes), route it to Osmosis via IBC (30 to 60 seconds), swap, and stake. This fragmented experience creates a barrier to meaningful involvement for anyone attempting to move quickly in the cryptocurrency space.

此外，用户通常会在需要几个等待时间时出于烦恼而放弃跨链工作流。例如，一种典型的方法需要持续的用户注意力，需要超过20分钟的时间：将USDC从以太坊转移到贵族（20分钟），将其通过IBC（30至60秒），交换和股份路由到渗透。这种零散的经历为任何试图在加密货币领域迅速移动的人带来了有意义的参与障碍。

But what if we could change this?

但是，如果我们可以改变这一点怎么办？

Introducing Fast USDC

引入快速USDC

Fast USDC solves the cross-chain delay problem without sacrificing security or decentralization. It provides a simple and efficient way to transfer USDC between blockchains quickly. Built on Agoric’s Orchestration technology, Fast USDC reduces USDC transfer times from over 20 minutes to under 60 seconds, meeting user expectations and blockchain reality.

快速USDC在不牺牲安全性或权力下放的情况下解决了跨链延迟问题。它提供了一种简单有效的方法，可以快速在区块链之间传输USDC。 Fast USDC建立在Agoric的编排技术的基础上，将USDC的转移时间从20分钟以上减少到60秒以下，满足用户的期望和区块链现实。

When a transfer is detected, Agoric’s Orchestration contract advances the USDC from a decentralized liquidity pool directly to the user, eliminating the wait. Meanwhile, the original cross-chain transfer continues in the background via Circle’s CCTP, and once it settles, the liquidity pool is automatically reimbursed, ensuring the entire process remains economically sound and scalable.

当检测到转移时，Agoric的编排合同将USDC从分散的流动性池直接推向用户，从而消除了等待。同时，原始的跨链转移通过Circle的CCTP继续在背景中继续进行，一旦结算，流动性池就会自动偿还，以确保整个过程在经济上保持合理且可扩展。

This architecture is enabled by Agoric’s unique capability for asynchronous, long-lived smart contracts that can span multiple blocks and chains, something most blockchain environments can’t yet support.

这种体系结构是通过Agoric的独特功能来实现的，该功能可用于可能跨越多个块和链条的异步，长寿的智能合约，这是大多数区块链环境无法支持的。

Now live on Noble Express, Fast USDC is already delivering real results. With a simple toggle of the “Powered

现在生活在Noble Express上，Fast USDC已经在提供真正的结果。带有简单的“电源