快速USDC：將跨鏈轉移時間從20分鐘減少到60秒

這種情況每天播放數千次。僅在2025年2月，超過1.58億美元的USDC就會從九個鏈條流向貴族

A trader quickly spots a promising arbitrage opportunity on a Cosmos-based exchange, decides to intervene, and initiates a USDC transfer from Ethereum. Then, they wait. Twenty minutes pass in agonizing slow motion as market conditions shift with each passing second. By the time the funds arrive, predictably, the window of opportunity has vanished.

交易員在基於宇宙的交易所中迅速發現了有希望的套利機會，決定乾預，並從以太坊啟動了USDC轉移。然後，他們等待。隨著市場條件的轉移，每次經過的第二秒都會發生二十分鐘的痛苦。可以預見的是，到達資金時，機會之窗已經消失了。

This scenario, or variations of it, play out potentially thousands of times a day. In February 2025 alone, over $158 million in USDC flowed from nine chains into Noble, the official issuer of native USDC in Cosmos. But even with this secure, native infrastructure in place, each transfer still forced users into a 20-minute limbo—an eternity in a digital economy where milliseconds matter.

這種情況或它的變化每天可能會出現數千次。僅在2025年2月，超過1.58億美元的USDC就從9條連鎖店流向了Noble，這是Cosmos本地USDC的正式發行人。但是，即使有了這個安全的本地基礎架構，每個轉移仍然迫使用戶陷入20分鐘的困境，這是數字經濟中的永恆，毫秒至關重要。

Traditional Finance Is Setting the Pace

傳統財務正在設定步伐

While crypto introduced the world to blockchain and interoperability, conventional finance has been busy perfecting their own settlement system. As a result, FedNow, the Federal Reserve’s instant payment service, is now resolving deals in the United States with outstanding speed. Financial institutions operate 24 hours a day, and typically, they can complete a payment within seconds.

儘管加密貨幣將世界介紹給區塊鍊和互操作性，但常規財務一直在忙於完善自己的定居系統。結果，美聯儲的即時支付服務Fednow現在正在以持續的速度在美國解決交易。金融機構每天24小時運營，通常，他們可以在幾秒鐘內完成付款。

Similarly, SEPA Instant, Europe’s banking network, handles interbank transactions in less than 10 seconds, and Visa Direct handles card transactions and runs time settled in minutes, working across the globe. These enhancements have naturally rescaled customer expectations.

同樣，歐洲銀行網絡SEPA Instant（Sepa Instant）在不到10秒的時間內處理銀行間交易，Visa Direct處理卡交易，並在全球範圍內運行時間以幾分鐘的時間安裝。這些增強自然會重新確定客戶的期望。

When bank transfers take seconds and a stablecoin transfer takes a little longer, it seems like blockchain technology is frozen in digital slow motion. It’s no surprise that traders and DeFi users are abandoning time-sensitive strategies or get frustrated with cross-chain workflows requiring several wait times.

當銀行轉移需要幾秒鐘，而穩定轉移需要更長的時間，似乎區塊鏈技術在數字慢動作中被凍結。毫不奇怪，交易者和Defi用戶放棄了時間敏感的策略，或者對需要幾個等待時間的跨鏈工作流感到沮喪。

Where Crypto Already Excels

加密貨幣已經出色的地方

Despite these challenges, cryptocurrency offers several advantages over traditional finance. It’s interoperable, allowing for the transfer of value and liquidity across different blockchains and protocols. Moreover, crypto offers composability, enabling the combination of different financial primitives (tokens, protocols, and modules) to create novel applications and possibilities. Finally, crypto is programmable, empowering developers to build and deploy decentralized financial applications (dApps) with unique functionalities.

儘管面臨這些挑戰，但加密貨幣比傳統金融具有多個優勢。它是可互操作的，允許在不同的區塊鍊和協議中轉移價值和流動性。此外，Crypto提供了合成性，可以使不同的財務原始圖（代幣，協議和模塊）的組合創建新穎的應用程序和可能性。最後，加密是可編程的，使開發人員能夠建立和部署具有獨特功能的分散財務應用程序（DAPP）。

However, the critical gap has been in cross-chain transfers, particularly moving assets between blockchain ecosystems efficiently.

但是，關鍵的差距一直在跨鏈轉移中，尤其是區塊鏈生態系統之間的資產有效地移動資產。

The Cross-Chain Challenge

跨鏈挑戰

Transferring USDC between chains, such as from Ethereum to Cosmos, is a multi-step process that can be time-consuming and inefficient. Here’s a breakdown of the typical steps involved:

將USDC在鏈條之間轉移，例如從以太坊到宇宙，是一個多步過程，可能是耗時且效率低下的過程。這是涉及的典型步驟的細分：

1. User initiates the transfer on a supported EVM chain (e.g., Ethereum Mainnet).

1。用戶在受支持的EVM鏈（例如，以太坊主網）上啟動轉移。

2. Chain aggregator picks up the transfer.

2。鏈聚合器接收轉移。

3. After about 20 minutes, the transfer arrives at Noble Express.

3。大約20分鐘後，轉移到達Noble Express。

4. Once in the Cosmos ecosystem, the user can select the desired chain (e.g., Osmosis).

4。在宇宙生態系統中，用戶可以選擇所需的鏈（例如滲透）。

5. After 30 to 60 seconds, the transfer completes via IBC.

5。在30到60秒後，轉移通過IBC完成。

6. User can swap and stake the arrived USDC.

6.用戶可以交換並股權企業到達USDC。

Each of these steps adds to the overall delay and complexity, creating a mismatch between what users anticipate—instant money movement—and what the current infrastructure delivers.

這些步驟中的每一個都增加了整體延遲和復雜性，從而在用戶預期的情況（現代貨幣移動）與當前基礎架構提供的內容之間造成了不匹配。

A 20-minute delay is more than just an inconvenience for traders and DeFi users; it has the potential to drastically alter results. In volatile markets, trading possibilities might vanish within seconds. While assets are in transit, they are essentially frozen and cannot be accessed for other purposes, used as collateral, or deployed for yield.

20分鐘的延遲不僅僅是給交易者和Defi用戶帶來的不便；它有可能大大改變結果。在動蕩的市場中，交易可能性可能會在幾秒鐘內消失。當資產在運輸途中，它們基本上是冷凍的，無法用於其他目的（用作抵押品或部署的產量）。

Additionally, users typically abandon cross-chain workflows out of annoyance when they require several wait times. For instance, a typical method requires constant user attention and takes more than 20 minutes: transfer USDC from Ethereum to Noble (20 minutes), route it to Osmosis via IBC (30 to 60 seconds), swap, and stake. This fragmented experience creates a barrier to meaningful involvement for anyone attempting to move quickly in the cryptocurrency space.

此外，用戶通常會在需要幾個等待時間時出於煩惱而放棄跨鏈工作流。例如，一種典型的方法需要持續的用戶注意力，需要超過20分鐘的時間：將USDC從以太坊轉移到貴族（20分鐘），將其通過IBC（30至60秒），交換和股份路由到滲透。這種零散的經歷為任何試圖在加密貨幣領域迅速移動的人帶來了有意義的參與障礙。

But what if we could change this?

但是，如果我們可以改變這一點怎麼辦？

Introducing Fast USDC

引入快速USDC

Fast USDC solves the cross-chain delay problem without sacrificing security or decentralization. It provides a simple and efficient way to transfer USDC between blockchains quickly. Built on Agoric’s Orchestration technology, Fast USDC reduces USDC transfer times from over 20 minutes to under 60 seconds, meeting user expectations and blockchain reality.

快速USDC在不犧牲安全性或權力下放的情況下解決了跨鏈延遲問題。它提供了一種簡單有效的方法，可以快速在區塊鏈之間傳輸USDC。基於Agoric的編排技術，Fast USDC將USDC的轉移時間從20分鐘以上減少到60秒以下，滿足用戶期望和區塊鏈現實。

When a transfer is detected, Agoric’s Orchestration contract advances the USDC from a decentralized liquidity pool directly to the user, eliminating the wait. Meanwhile, the original cross-chain transfer continues in the background via Circle’s CCTP, and once it settles, the liquidity pool is automatically reimbursed, ensuring the entire process remains economically sound and scalable.

當檢測到轉移時，Agoric的編排合同將USDC從分散的流動性池直接推向用戶，從而消除了等待。同時，原始的跨鏈轉移通過Circle的CCTP繼續在背景中繼續進行，一旦結算，流動性池就會自動償還，以確保整個過程在經濟上保持合理且可擴展。

This architecture is enabled by Agoric’s unique capability for asynchronous, long-lived smart contracts that can span multiple blocks and chains, something most blockchain environments can’t yet support.

這種體系結構是通過Agoric的獨特功能來實現的，該功能可用於可能跨越多個塊和鏈條的異步，長壽的智能合約，這是大多數區塊鏈環境無法支持的。

Now live on Noble Express, Fast USDC is already delivering real results. With a simple toggle of the “Powered

現在生活在Noble Express上，Fast USDC已經在提供真正的結果。帶有簡單的“電源