Custodia Bank和Vantage推出了新的Stablecoin Avit

Custodia Bank和Vantage Bank已成功推出了有史以来第一个美国银行签发的Stablecoin，这是通过许可的区块链。使用以太坊区块链发行，转移和兑换了新的名为Avit的Stablecoin。

Custodia Bank and Vantage Bank, two U.S. institutions, have banded together to launch the first-ever U.S. bank-issued stablecoin on a permissionless blockchain.

两家美国机构的Custodia Bank and Vantage Bank已团结起来，通过无许可的区块链启动了有史以来第一个美国银行签发的Stablecoin。

The new stablecoin, called Avit, is fully backed by U.S. dollar reserves and was issued, transferred, and redeemed using the Ethereum blockchain. The token is built on the ERC-20 standard and may be familiar to those who follow the cryptocurrency closely.

新的stablecoin称为AVIT，得到了美元储备的完全支持，并使用以太坊区块链发行，转让和兑换。令牌是基于ERC-20标准构建的，可能密切关注加密货币的人可能会熟悉。

Both banks are involved in different capacities. As the institutions holding a master account with the Federal Reserve, they were able to issue, transfer, and redeem the tokenized U.S. dollar on the Ethereum blockchain.

两家银行都有不同的体型。随着机构在美联储持有主帐户的情况，他们能够在以太坊区块链上发行，转让和兑换以象征化的美元。

Meanwhile, the fiat currency and transactions between them were handled by Vantage Bank. Together, they were able to carry out a complete cycle of activity on the Ethereum platform. This allowed for a focused analysis of the transactions, revealing advantages such as reduced transaction costs, quicker settlement, and increased possibilities for programmability and review.

同时，菲亚特货币及其之间的交易由Vantage银行处理。他们一起能够在以太坊平台上进行完整的活动周期。这允许对交易进行重点分析，揭示了诸如降低交易成本，更快的和解以及增加的可编程性和审查可能性的优势。

“We achieved on the legal/regulatory level that American banks can combine to tokenized demand deposits on a blockchain which is permission less and comfortable for the authorities to use,” said Caitlin Long, CEO of Custodia Bank.

Custodia Bank首席执行官Caitlin Long表示：“我们在法律/监管层面上取得了成就，美国银行可以在区块链上结合使用代币的需求存款，这是当局使用的许可和舒适的允许。”

This integration marks a significant step in linking conventional monetary systems with the decentralized blockchain environment. Through tokenization of USDD, Custodia and Vantage banks have developed a new payment method which may be said to have benefits in cross-border and digital payments.

这种集成标志着将常规货币系统与分散的区块链环境联系起来的重要一步。通过USDD的象征化，Custodia和Vantage Banks开发了一种新的付款方式，可以说可以在跨境和数字付款中受益。

While other stablecoins are created by private companies like Tether and USD coin, Avit is created by two U.S. institutions.

虽然其他稳定币是由Tether和USD Coin等私人公司创建的，但AVIT是由两家美国机构创建的。

Avit was started in 2020 by Custodia Bank, which was previously known as Avanti Bank & Trust. The aim was to create a cash equivalent stablecoin for institutional investors and corporate treasurers with real-time payment and settlement solutions.

Avit由Custodia Bank于2020年创立，该银行以前被称为Avanti Bank＆Trust。目的是为具有实时付款和和解解决方案的机构投资者和公司财务主管创建现金同等的Stablecoin。

Its goal is to maintain a stable value while providing users with the flexibility of blockchain technology.

它的目标是保持稳定的价值，同时为用户提供区块链技术的灵活性。

During its development, Custodia Bank encountered difficulties in securing a master account from the U.S. Federal Reserve, partly due to its crypto-related services, including Avit. The Federal Reserve expressed concerns that the bank’s involvement in digital assets could present systemic risks.

在其开发过程中，Custodia Bank遇到了在美国联邦储备中获得总账户的困难，部分原因是其与加密相关的服务（包括Avit）。美联储表示担心该银行参与数字资产可能会带来系统性风险。

Despite these challenges, both banks have diligently worked with regulators to ensure their actions comply with U.S. banking laws, including anti-money laundering (AML) and Bank Secrecy Act (BSA) requirements.

尽管面临这些挑战，但两家银行都努力与监管机构合作，以确保其行动遵守美国银行法，包括反洗钱（AML）和银行保密法（BSA）要求。

The successful launch of Avit comes as other companies in the stablecoin market are also pushing forward. Circle, the issuer of USD Coin (USDC), has recently received approval from Japan’s Financial Services Agency (FSA) to launch USDC in the country.

随着Stablecoin市场的其他公司也在推动，AVIT的成功推出。 USD Coin（USDC）的发行人Circle最近获得了日本金融服务局（FSA）的批准，在该国推出了USDC。

Additionally, World Liberty Financial (WLFI) is preparing to launch its own stablecoin, USD1, backed by U.S. dollar reserves and short-term treasury bonds. This move is in response to the U.S. Department of the Treasury’s sanctions on crypto startup Aave.

此外，世界自由金融（WLFI）正准备启动自己的Stablecoin，USD1，并以美元储备和短期财政债券为后盾。此举是为了回应美国财政部对加密初创公司Aave的制裁。