Custodia Bank和Vantage推出了新的Stablecoin Avit

Custodia Bank和Vantage Bank已成功推出了有史以來第一個美國銀行簽發的Stablecoin，這是通過許可的區塊鏈。使用以太坊區塊鏈發行，轉移和兌換了新的名為Avit的Stablecoin。

Custodia Bank and Vantage Bank, two U.S. institutions, have banded together to launch the first-ever U.S. bank-issued stablecoin on a permissionless blockchain.

兩家美國機構的Custodia Bank and Vantage Bank已團結起來，通過無許可的區塊鏈啟動了有史以來第一個美國銀行簽發的Stablecoin。

The new stablecoin, called Avit, is fully backed by U.S. dollar reserves and was issued, transferred, and redeemed using the Ethereum blockchain. The token is built on the ERC-20 standard and may be familiar to those who follow the cryptocurrency closely.

新的stablecoin稱為AVIT，得到了美元儲備的完全支持，並使用以太坊區塊鏈發行，轉讓和兌換。令牌是基於ERC-20標準構建的，可能密切關注加密貨幣的人可能會熟悉。

Both banks are involved in different capacities. As the institutions holding a master account with the Federal Reserve, they were able to issue, transfer, and redeem the tokenized U.S. dollar on the Ethereum blockchain.

兩家銀行都有不同的體型。隨著機構在美聯儲持有主帳戶的情況，他們能夠在以太坊區塊鏈上發行，轉讓和兌換以像徵化的美元。

Meanwhile, the fiat currency and transactions between them were handled by Vantage Bank. Together, they were able to carry out a complete cycle of activity on the Ethereum platform. This allowed for a focused analysis of the transactions, revealing advantages such as reduced transaction costs, quicker settlement, and increased possibilities for programmability and review.

同時，菲亞特貨幣及其之間的交易由Vantage銀行處理。他們一起能夠在以太坊平台上進行完整的活動週期。這允許對交易進行重點分析，揭示了諸如降低交易成本，更快的和解以及增加的可編程性和審查可能性的優勢。

“We achieved on the legal/regulatory level that American banks can combine to tokenized demand deposits on a blockchain which is permission less and comfortable for the authorities to use,” said Caitlin Long, CEO of Custodia Bank.

Custodia Bank首席執行官Caitlin Long表示：“我們在法律/監管層面上取得了成就，美國銀行可以在區塊鏈上結合使用代幣的需求存款，這是當局使用的許可和舒適的允許。”

This integration marks a significant step in linking conventional monetary systems with the decentralized blockchain environment. Through tokenization of USDD, Custodia and Vantage banks have developed a new payment method which may be said to have benefits in cross-border and digital payments.

這種集成標誌著將常規貨幣系統與分散的區塊鏈環境聯繫起來的重要一步。通過USDD的象徵化，Custodia和Vantage Banks開發了一種新的付款方式，可以說可以在跨境和數字付款中受益。

While other stablecoins are created by private companies like Tether and USD coin, Avit is created by two U.S. institutions.

雖然其他穩定幣是由Tether和USD Coin等私人公司創建的，但AVIT是由兩家美國機構創建的。

Avit was started in 2020 by Custodia Bank, which was previously known as Avanti Bank & Trust. The aim was to create a cash equivalent stablecoin for institutional investors and corporate treasurers with real-time payment and settlement solutions.

Avit由Custodia Bank於2020年創立，該銀行以前被稱為Avanti Bank＆Trust。目的是為具有實時付款和和解解決方案的機構投資者和公司財務主管創建現金同等的Stablecoin。

Its goal is to maintain a stable value while providing users with the flexibility of blockchain technology.

它的目標是保持穩定的價值，同時為用戶提供區塊鏈技術的靈活性。

During its development, Custodia Bank encountered difficulties in securing a master account from the U.S. Federal Reserve, partly due to its crypto-related services, including Avit. The Federal Reserve expressed concerns that the bank’s involvement in digital assets could present systemic risks.

在其開發過程中，Custodia Bank遇到了在美國聯邦儲備中獲得總賬戶的困難，部分原因是其與加密相關的服務（包括Avit）。美聯儲表示擔心該銀行參與數字資產可能會帶來系統性風險。

Despite these challenges, both banks have diligently worked with regulators to ensure their actions comply with U.S. banking laws, including anti-money laundering (AML) and Bank Secrecy Act (BSA) requirements.

儘管面臨這些挑戰，但兩家銀行都努力與監管機構合作，以確保其行動遵守美國銀行法，包括反洗錢（AML）和銀行保密法（BSA）要求。

The successful launch of Avit comes as other companies in the stablecoin market are also pushing forward. Circle, the issuer of USD Coin (USDC), has recently received approval from Japan’s Financial Services Agency (FSA) to launch USDC in the country.

隨著Stablecoin市場的其他公司也在推動，AVIT的成功推出。 USD Coin（USDC）的發行人Circle最近獲得了日本金融服務局（FSA）的批准，在該國推出了USDC。

Additionally, World Liberty Financial (WLFI) is preparing to launch its own stablecoin, USD1, backed by U.S. dollar reserves and short-term treasury bonds. This move is in response to the U.S. Department of the Treasury’s sanctions on crypto startup Aave.

此外，世界自由金融（WLFI）正準備啟動自己的Stablecoin，USD1，並以美元儲備和短期財政債券為後盾。此舉是為了回應美國財政部對加密初創公司Aave的製裁。