您实际上可以使用加密货币做什么？

加密货币由中本聪于 2009 年首次推出，当时比特币面向全世界推出。比特币花了一段时间才成为主流，人们才摆脱了最初的疑虑。

Cryptocurrency was first introduced in 2009 by Satoshi Nakamoto when Bitcoin was made available to the world. It took a while for Bitcoin to become mainstream and for people to look past their initial doubts.

加密货币是由中本聪于 2009 年首次推出，当时比特币已向全世界推出。比特币花了一段时间才成为主流，人们才摆脱了最初的疑虑。

However, people now regard it as a legitimate digital currency. Society’s acceptance of cryptos is partially due to other digital currencies, like Ethereum and Tether, entering the market. But what can you actually use cryptos for?

然而，现在人们将其视为合法的数字货币。社会对加密货币的接受部分归因于以太坊和 Tether 等其他数字货币进入市场。但加密货币实际上可以用来做什么呢？

Top 7 Ways Cryptocurrency Is Used Today

当今使用加密货币的 7 种主要方式

Cryptocurrency has expanded in the last few years, and there are now several markets in which you can use them. Below, we examine which markets have become the most common places to use cryptos.

加密货币在过去几年中得到了扩展，现在有几个市场可以使用它们。下面，我们将研究哪些市场已成为最常见的使用加密货币的地方。

1. Investing

1. 投资

Investors are always looking for new products and sectors to invest in. With the economy fluctuating, they’re always on the lookout for sectors that are resilient against these fluctuations.

投资者总是在寻找新的产品和领域进行投资。随着经济的波动，他们总是在寻找能够抵御这些波动的行业。

Crypto was one option that quickly became popular, as the extreme volatility of this currency can result in excellent returns on a small investment.

加密货币是一种很快流行起来的选择，因为这种货币的极端波动性可以为小额投资带来丰厚的回报。

For example, in 2016, you could buy one bitcoin for around $513.40, and now it’s worth $88,292.39. However, the opposite can also happen, with investors investing thousands into a currency and getting almost nothing in return.

例如，在 2016 年，您可以花费大约 513.40 美元购买一枚比特币，现在它的价值为 88,292.39 美元。然而，相反的情况也可能发生，投资者将数千美元投资于一种货币，却几乎没有得到任何回报。

For example, when it was worth $16,462 in 2017, it dropped to $3,397.70 in 2019, which was an immense loss for many businesses. Still, investors love investing in these digital currencies, with several companies also investing in them.

例如，2017年价值16,462美元，2019年跌至3,397.70美元，这对许多企业来说是巨大的损失。尽管如此，投资者仍然喜欢投资这些数字货币，有几家公司也投资于这些数字货币。

The idea behind investing in it is that you buy crypto and keep it as long as possible in the hopes that the value increases.

投资它背后的想法是，您购买加密货币并尽可能长时间地保留它，以期价值增加。

2. Trading

2. 交易

Many people choose to become crypto traders who handle short-term transactions over long-term investments. You use an exchange platform to buy and sell crypto based on the CFD account movements.

许多人选择成为加密货币交易者，处理短期交易而不是长期投资。您使用交易平台根据差价合约账户变动来买卖加密货币。

What this means is that you predict the value movement of coins without having to own them. As such, you can buy cryptos you think will increase in value and sell cryptos you believe will fall in price.

这意味着您无需拥有硬币即可预测其价值变动。因此，您可以购买您认为会增值的加密货币，并出售您认为会下跌的加密货币。

Typically, these trades are fast and conclude permanently, so they require a particular type of mindset and quick action to do it successfully.

通常，这些交易速度很快，并且会永久结束，因此需要特定的心态和快速的行动才能成功完成。

Many traders also use software and AI programs to monitor coin prices rise and fall so that they can react faster and take advantage of price fluctuations. This can be a lucrative process, but it can also result in significant losses if the market changes quickly.

许多交易者还使用软件和人工智能程序来监控代币价格的涨跌，以便他们能够更快地做出反应并利用价格波动。这可能是一个有利可图的过程，但如果市场变化很快，也可能导致重大损失。

3. Mining

3. 采矿

Another way to use cryptos, or more accurately, receive cryptocurrency, is by mining. Mining refers to when blockchain transactions are approved.

使用加密货币，或更准确地说，接收加密货币的另一种方法是挖矿。挖矿是指区块链交易被批准的时间。

Blockchain adds complicated mathematical puzzle encryption to each block to safeguard the transaction.

区块链为每个区块添加了复杂的数学谜题加密以保护交易。

People can then “mine” the block by using high-energy computers (nodes) to “solve” the puzzle and add the block to the blockchain. By solving the puzzle, they receive new bitcoin, called block rewards.

然后，人们可以通过使用高能计算机（节点）来“挖掘”该区块，以“解决”该难题并将该区块添加到区块链中。通过解决这个难题，他们会收到新的比特币，称为区块奖励。

It acts as an incentive to record the transactions on the blockchain and remain as transparent as possible.

它作为在区块链上记录交易并尽可能保持透明的激励措施。

However, this is a very competitive field, which means that it can be challenging to come by mining rewards. You also need access to extensive and high-quality hardware and software to stand a chance of competing with others.

然而，这是一个竞争非常激烈的领域，这意味着获得挖矿奖励可能具有挑战性。您还需要访问广泛且高质量的硬件和软件，以便有机会与其他人竞争。

4. Playing at Online Casinos

4. 在网上赌场玩

One area where cryptos are becoming more accepted is online casinos. Many casino sites are now crypto-exclusive or accept cryptocurrencies along with other fiat currencies.

加密货币越来越被接受的领域之一是在线赌场。许多赌场网站现在只接受加密货币，或者接受加密货币和其他法定货币。

You make deposits using the crypto of your choice, though some casinos only support specific ones.

您可以使用您选择的加密货币进行存款，尽管有些赌场只支持特定的加密货币。

These are typically Bitcoin, Ethereum, Litecoin, Dogecoin, and Tether. Once you’ve deposited, you can play the best slots using these digital currencies, and any winnings are included, too.

这些通常是比特币、以太坊、莱特币、狗狗币和 Tether。存款后，您可以使用这些数字货币玩最好的老虎机，并且所有奖金也都包含在内。

Some popular slots available to play are Pragmatic Play’s Sweet Bonanza, Play’n GO’s Book of Dead, and NetEnt’s Starburst.

一些流行的老虎机游戏包括 Pragmatic Play 的 Sweet Bonanza、Play'n GO 的 Book of Dead 和 NetEnt 的 Starburst。

When you withdraw winnings, you can do so using the crypto you’ve deposited with. It’s important to note that you typically won’t be able to deposit using one crypto and then withdraw using another.

当您提取奖金时，您可以使用您存入的加密货币来提取奖金。值得注意的是，您通常无法使用一种加密货币存款，然后使用另一种加密货币取款。

Deposits are typically instant, and withdrawals cash out within a few minutes to 24 hours at most.

存款通常是即时的，提款最多在几分钟到 24 小时内即可兑现。

5. Purchasing Products

5. 采购产品

Crypto has become mainstream enough that some retail stores allow customers to use it to buy items. Some car showrooms will also accept crypto payments when buying vehicles, while many other brands will allow crypto payments.

加密货币已经成为主流，一些零售商店允许顾客用它来购买商品。一些汽车展厅在购买车辆时也将接受加密支付，而许多其他品牌将允许加密支付。

These brands include Apple, Alternative Airlines, Aveda, Best Buy, Christian Dior, Disney, Expedia, Gamestop, Nike, PlayStation, Walmart, and Ray-Ban.

这些品牌包括 Apple、Alternative Airlines、Aveda、Best Buy、Christian Dior、Disney、Expedia、Gamestop、Nike、PlayStation、Walmart 和 Ray-Ban。

With items like jewelry, games, and electronics purchasable with cryptocurrencies, it won’t be long till it’s available at all stores.

珠宝、游戏和电子产品等商品都可以用加密货币购买，不久之后所有商店都会有售。

6. Buying Insurance

6. 购买保险

Some insurance companies have begun accepting cry

部分保险公司已开始接受哭诉