Clearpool 通过 Avalanche 上的信用保险库解锁无担保流动性

Clearpool 在 Avalanche 上的 Credit Vaults 为使用私人信贷等现实世界资产的机构提供无抵押借款。 Avalanche 上托管的初始 RWA 池旨在增强借贷流程并增加生态系统内代币化资产的价值。 Credit Vaults 为借款人提供可定制的条款，例如利率和还款计划，而贷方则收到代表其资金池份额和应计利息的 cpToken。

Clearpool Unveils Credit Vaults on Avalanche, Revolutionizing Lending with Real-World Assets

Clearpool 在 Avalanche 上推出信用金库，利用现实世界资产彻底改变借贷

In a groundbreaking move, Clearpool, a leading decentralized finance (DeFi) credit marketplace, has announced the launch of Credit Vaults on Avalanche. This innovative solution leverages real-world assets (RWAs), such as private credit and credit defaults, to facilitate uncollateralized borrowing for institutional clients.

领先的去中心化金融 (DeFi) 信贷市场 Clearpool 宣布在 Avalanche 上推出 Credit Vaults，这是一项开创性举措。这一创新解决方案利用私人信贷和信用违约等现实世界资产 (RWA) 来促进机构客户的无抵押借款。

To bolster this initiative, Clearpool will host its initial RWA pool on Avalanche. This strategic partnership aims to unlock the value of tokenized assets within the Avalanche ecosystem, enabling institutions to access uncollateralized lending and expand their investment opportunities.

为了支持这一计划，Clearpool 将在 Avalanche 上托管其初始 RWA 池。这一战略合作伙伴关系旨在释放 Avalanche 生态系统内代币化资产的价值，使机构能够获得无抵押贷款并扩大投资机会。

Clearpool's Credit Vaults: A Gateway to Unsecured Liquidity

Clearpool 的信用金库：通向无担保流动性的门户

The genesis of Credit Vaults lies in the inaugural launch by Banxa, a publicly registered international financial services provider. Recognizing the unmet needs of borrowers and lenders in the blockchain space, Banxa introduced Credit Vaults to provide a secure and efficient borrowing mechanism.

Credit Vaults 的起源在于 Banxa（一家公开注册的国际金融服务提供商）的首次推出。认识到区块链领域借款人和贷款人的需求未得到满足，Banxa 推出了 Credit Vaults，以提供安全高效的借款机制。

As a testament to the growing significance of RWAs on Avalanche, the launch of Credit Vaults coincides with the introduction of Avalanche Evergreen Subnets in 2023. These subnets empower financial institutions to explore tokenization and on-chain finance in a controlled environment. Notable examples include JPMorgan's Onyx, which harnessed an Evergreen Subnet to investigate the potential of tokenization in automating portfolio management.

Credit Vaults 的推出恰逢 2023 年 Avalanche Evergreen 子网的推出，这证明了 RWA 在 Avalanche 上的重要性日益增强。这些子网使金融机构能够在受控环境中探索代币化和链上金融。著名的例子包括摩根大通的 Onyx，它利用 Evergreen Subnet 来研究代币化在自动化投资组合管理中的潜力。

Recently, Citi and DTCC Digital Assets utilized the Avalanche Spruce network to experiment with private market tokenization through asset managers Wellington Management and WisdomTree. This collaboration underscored the growing adoption of tokenized assets among major financial institutions.

最近，花旗和 DTCC Digital Assets 利用 Avalanche Spruce 网络，通过资产管理公司 Wellington Management 和 WisdomTree 试验私人市场代币化。此次合作凸显了主要金融机构越来越多地采用代币化资产。

Introducing Banxa's Credit Vault

Banxa 信用金库简介

Clearpool's partnership with Banxa enables the tokenization of loans targeted at Banxa and their subsequent transfer onto the Avalanche blockchain. In return, lenders receive cpTokens, representing their share of the pool and the accrued interest. Banxa's Credit Vaults offer flexible repayment terms within a week, incentivizing borrowers with rewards in the form of AVAX tokens.

Clearpool 与 Banxa 的合作使得针对 Banxa 的贷款进行代币化，并随后转移到 Avalanche 区块链上。作为回报，贷方收到 cpToken，代表他们在池中的份额和应计利息。 Banxa 的 Credit Vaults 提供一周内灵活的还款期限，以 AVAX 代币的形式奖励借款人。

Avalanche: The Ideal Platform for Credit Vault Innovation

Avalanche：信用库创新的理想平台

According to Jakob Kronbichler, CEO and Co-Founder of Clearpool, the launch of Credit Vaults on Avalanche is a watershed moment for the company. He believes this solution will transform the RWA DeFi landscape and accelerate institutional adoption of digital finance.

Clearpool 首席执行官兼联合创始人 Jakob Kronbichler 表示，在 Avalanche 上推出 Credit Vaults 是该公司的一个分水岭。他相信该解决方案将改变 RWA DeFi 格局并加速数字金融的机构采用。

"Partnering with Avalanche provides us with the optimal platform to introduce Credit Vaults to the market," said Morgan Krupetsky, Director of BD and Capital Markets at Ava Labs. "Avalanche's scalability, security, and interoperability make it the ideal choice for supporting the growth and adoption of our transformative lending solution."

Ava Labs BD 和资本市场总监 Morgan Krupetsky 表示：“与 Avalanche 合作为我们提供了将 Credit Vaults 推向市场的最佳平台。” “Avalanche 的可扩展性、安全性和互操作性使其成为支持我们变革性贷款解决方案的增长和采用的理想选择。”

Clearpool's Unrivaled Expertise in DeFi Lending

Clearpool 在 DeFi 借贷方面无与伦比的专业知识

Clearpool's permissionless pools revolutionized DeFi by introducing private credit yield to the market. These pools cater primarily to trading firms and market makers who seek unsecured liquidity. With the introduction of Credit Vaults, Clearpool extends its reach to new on-chain borrowers, such as fintech and payment companies, by offering customizable interest rates and repayment schedules.

Clearpool 的无许可矿池通过向市场引入私人信贷收益率，彻底改变了 DeFi。这些资金池主要面向寻求无担保流动性的交易公司和做市商。随着 Credit Vaults 的推出，Clearpool 通过提供可定制的利率和还款计划，将其业务范围扩大到了新的链上借款人，例如金融科技和支付公司。

Through Credit Vaults, Clearpool harnesses its deep understanding of the lending landscape to provide borrowers with greater flexibility and control over their financial arrangements. This innovation empowers institutions to optimize their cash flow and pursue new growth opportunities.

通过 Credit Vaults，Clearpool 利用其对贷款环境的深入了解，为借款人提供更大的灵活性和对其财务安排的控制。这项创新使机构能够优化现金流并寻求新的增长机会。

Avalanche: The Future of Smart Contracts

Avalanche：智能合约的未来

Avalanche stands as a cutting-edge smart contracts platform that prioritizes scalability, efficiency, and customization. Its unique protocol, Subnet framework, and HyperSDK empower Web3 developers to create tailored blockchain solutions that meet specialized industry requirements.

Avalanche 是一个尖端的智能合约平台，优先考虑可扩展性、效率和定制。其独特的协议、子网框架和 HyperSDK 使 Web3 开发人员能够创建满足特定行业需求的定制区块链解决方案。

With its robust ecosystem and growing adoption among leading financial institutions, Avalanche provides Clearpool with an ideal foundation to revolutionize lending through real-world assets. This partnership unlocks unprecedented opportunities for institutions to leverage blockchain technology to enhance their liquidity, profitability, and operational efficiency.

凭借其强大的生态系统以及越来越多的领先金融机构的采用，Avalanche 为 Clearpool 提供了通过现实世界资产彻底改变借贷的理想基础。这种合作关系为机构提供了前所未有的机会，利用区块链技术来提高其流动性、盈利能力和运营效率。

Conclusion

结论

The launch of Clearpool's Credit Vaults on Avalanche marks a significant milestone in the evolution of DeFi lending. By leveraging real-world assets, Clearpool introduces a new paradigm for unsecured borrowing that reduces risk, expands investment opportunities, and enhances financial flexibility for institutions.

Clearpool 在 Avalanche 上推出 Credit Vaults 标志着 DeFi 借贷发展的一个重要里程碑。通过利用现实世界的资产，Clearpool 引入了一种新的无担保借贷模式，可以降低风险、扩大投资机会并增强机构的财务灵活性。

Avalanche's unparalleled platform provides Clearpool with the scalability, security, and interoperability necessary to support the growth and adoption of Credit Vaults. This strategic partnership is set to reshape the DeFi lending landscape and accelerate the integration of traditional finance with blockchain technology.

Avalanche 无与伦比的平台为 Clearpool 提供了支持 Credit Vault 的增长和采用所需的可扩展性、安全性和互操作性。此次战略合作将重塑 DeFi 借贷格局，加速传统金融与区块链技术的融合。

As institutions embrace the transformative power of Credit Vaults, Clearpool and Avalanche are poised to lead the charge toward a more inclusive, efficient, and innovative financial future.

随着各机构纷纷拥抱 Credit Vaults 的变革力量，Clearpool 和 Avalanche 已准备好引领潮流，迈向更加包容、高效和创新的金融未来。