Clearpool 透過 Avalanche 上的信用保險庫解鎖無擔保流動性

Clearpool 在 Avalanche 上的 Credit Vaults 為使用私人信貸等現實世界資產的機構提供無抵押借款。 Avalanche 上託管的初始 RWA 池旨在增強借貸流程並增加生態系統內代幣化資產的價值。 Credit Vaults 為借款人提供可自訂的條款，例如利率和還款計劃，而貸方則收到代表其資金池份額和應計利息的 cpToken。

Clearpool Unveils Credit Vaults on Avalanche, Revolutionizing Lending with Real-World Assets

Clearpool 在 Avalanche 上推出信用金庫，利用現實世界資產徹底改變借貸

In a groundbreaking move, Clearpool, a leading decentralized finance (DeFi) credit marketplace, has announced the launch of Credit Vaults on Avalanche. This innovative solution leverages real-world assets (RWAs), such as private credit and credit defaults, to facilitate uncollateralized borrowing for institutional clients.

領先的去中心化金融 (DeFi) 信貸市場 Clearpool 宣佈在 Avalanche 上推出 Credit Vaults，這是一項開創性舉措。這項創新解決方案利用私人信貸和信用違約等現實世界資產 (RWA) 來促進機構客戶的無抵押借款。

To bolster this initiative, Clearpool will host its initial RWA pool on Avalanche. This strategic partnership aims to unlock the value of tokenized assets within the Avalanche ecosystem, enabling institutions to access uncollateralized lending and expand their investment opportunities.

為了支持這項計劃，Clearpool 將在 Avalanche 上託管其初始 RWA 池。這項策略性合作夥伴關係旨在釋放 Avalanche 生態系統內代幣化資產的價值，使機構能夠獲得無抵押貸款並擴大投資機會。

Clearpool's Credit Vaults: A Gateway to Unsecured Liquidity

Clearpool 的信用金庫：通往無擔保流動性的門戶

The genesis of Credit Vaults lies in the inaugural launch by Banxa, a publicly registered international financial services provider. Recognizing the unmet needs of borrowers and lenders in the blockchain space, Banxa introduced Credit Vaults to provide a secure and efficient borrowing mechanism.

Credit Vaults 的起源在於 Banxa（一家公開註冊的國際金融服務提供者）的首次推出。認識到區塊鏈領域借款人和貸款人的需求未得到滿足，Banxa 推出了 Credit Vaults，以提供安全且高效的借款機制。

As a testament to the growing significance of RWAs on Avalanche, the launch of Credit Vaults coincides with the introduction of Avalanche Evergreen Subnets in 2023. These subnets empower financial institutions to explore tokenization and on-chain finance in a controlled environment. Notable examples include JPMorgan's Onyx, which harnessed an Evergreen Subnet to investigate the potential of tokenization in automating portfolio management.

Credit Vaults 的推出恰逢 2023 年 Avalanche Evergreen 子網的推出，證明了 RWA 在 Avalanche 上的重要性日益增強。這些子網路使金融機構能夠在受控環境中探索代幣化和鏈上金融。著名的例子包括摩根大通的 Onyx，它利用 Evergreen Subnet 來研究代幣化在自動化投資組合管理中的潛力。

Recently, Citi and DTCC Digital Assets utilized the Avalanche Spruce network to experiment with private market tokenization through asset managers Wellington Management and WisdomTree. This collaboration underscored the growing adoption of tokenized assets among major financial institutions.

最近，花旗和 DTCC Digital Assets 利用 Avalanche Spruce 網絡，透過資產管理公司 Wellington Management 和 WisdomTree 試驗私人市場代幣化。此次合作凸顯了主要金融機構越來越多地採用代幣化資產。

Introducing Banxa's Credit Vault

Banxa 信用金庫簡介

Clearpool's partnership with Banxa enables the tokenization of loans targeted at Banxa and their subsequent transfer onto the Avalanche blockchain. In return, lenders receive cpTokens, representing their share of the pool and the accrued interest. Banxa's Credit Vaults offer flexible repayment terms within a week, incentivizing borrowers with rewards in the form of AVAX tokens.

Clearpool 與 Banxa 的合作使得針對 Banxa 的貸款進行代幣化，並隨後轉移到 Avalanche 區塊鏈上。作為回報，貸方收到 cpToken，代表他們在池中的份額和應計利息。 Banxa 的 Credit Vaults 提供一周內靈活的還款期限，以 AVAX 代幣的形式獎勵借款人。

Avalanche: The Ideal Platform for Credit Vault Innovation

Avalanche：信用庫創新的理想平台

According to Jakob Kronbichler, CEO and Co-Founder of Clearpool, the launch of Credit Vaults on Avalanche is a watershed moment for the company. He believes this solution will transform the RWA DeFi landscape and accelerate institutional adoption of digital finance.

Clearpool 執行長兼聯合創始人 Jakob Kronbichler 表示，在 Avalanche 上推出 Credit Vaults 是該公司的一個分水嶺。他相信該解決方案將改變 RWA DeFi 格局並加速數位金融的機構採用。

"Partnering with Avalanche provides us with the optimal platform to introduce Credit Vaults to the market," said Morgan Krupetsky, Director of BD and Capital Markets at Ava Labs. "Avalanche's scalability, security, and interoperability make it the ideal choice for supporting the growth and adoption of our transformative lending solution."

Ava Labs BD 和資本市場總監 Morgan Krupetsky 表示：“與 Avalanche 合作為我們提供了將 Credit Vaults 推向市場的最佳平台。” “Avalanche 的可擴展性、安全性和互通性使其成為支持我們變革性貸款解決方案的成長和採用的理想選擇。”

Clearpool's Unrivaled Expertise in DeFi Lending

Clearpool 在 DeFi 借貸方面無與倫比的專業知識

Clearpool's permissionless pools revolutionized DeFi by introducing private credit yield to the market. These pools cater primarily to trading firms and market makers who seek unsecured liquidity. With the introduction of Credit Vaults, Clearpool extends its reach to new on-chain borrowers, such as fintech and payment companies, by offering customizable interest rates and repayment schedules.

Clearpool 的無許可礦池透過向市場引入私人信貸收益率，徹底改變了 DeFi。這些資金池主要針對尋求無擔保流動性的交易公司和做市商。隨著 Credit Vaults 的推出，Clearpool 透過提供可自訂的利率和還款計劃，將其業務範圍擴大到了新的鏈上借款人，例如金融科技和支付公司。

Through Credit Vaults, Clearpool harnesses its deep understanding of the lending landscape to provide borrowers with greater flexibility and control over their financial arrangements. This innovation empowers institutions to optimize their cash flow and pursue new growth opportunities.

透過 Credit Vaults，Clearpool 利用其對貸款環境的深入了解，為借款人提供更大的靈活性和對其財務安排的控制。這項創新使機構能夠優化現金流並尋求新的成長機會。

Avalanche: The Future of Smart Contracts

Avalanche：智能合約的未來

Avalanche stands as a cutting-edge smart contracts platform that prioritizes scalability, efficiency, and customization. Its unique protocol, Subnet framework, and HyperSDK empower Web3 developers to create tailored blockchain solutions that meet specialized industry requirements.

Avalanche 是一個尖端的智慧合約平台，優先考慮可擴展性、效率和客製化。其獨特的協定、子網路框架和 HyperSDK 使 Web3 開發人員能夠創建滿足特定產業需求的客製化區塊鏈解決方案。

With its robust ecosystem and growing adoption among leading financial institutions, Avalanche provides Clearpool with an ideal foundation to revolutionize lending through real-world assets. This partnership unlocks unprecedented opportunities for institutions to leverage blockchain technology to enhance their liquidity, profitability, and operational efficiency.

憑藉其強大的生態系統以及越來越多的領先金融機構的採用，Avalanche 為 Clearpool 提供了透過現實世界資產徹底改變借貸的理想基礎。這種合作關係為機構提供了前所未有的機會，利用區塊鏈技術來提高其流動性、獲利能力和營運效率。

Conclusion

結論

The launch of Clearpool's Credit Vaults on Avalanche marks a significant milestone in the evolution of DeFi lending. By leveraging real-world assets, Clearpool introduces a new paradigm for unsecured borrowing that reduces risk, expands investment opportunities, and enhances financial flexibility for institutions.

Clearpool 在 Avalanche 上推出 Credit Vaults 標誌著 DeFi 借貸發展的一個重要里程碑。透過利用現實世界的資產，Clearpool 引入了一種新的無擔保借貸模式，可降低風險、擴大投資機會並增強機構的財務靈活性。

Avalanche's unparalleled platform provides Clearpool with the scalability, security, and interoperability necessary to support the growth and adoption of Credit Vaults. This strategic partnership is set to reshape the DeFi lending landscape and accelerate the integration of traditional finance with blockchain technology.

Avalanche 無與倫比的平台為 Clearpool 提供了支援 Credit Vault 的成長和採用所需的可擴展性、安全性和互通性。此次策略合作將重塑 DeFi 借貸格局，加速傳統金融與區塊鏈技術的融合。

As institutions embrace the transformative power of Credit Vaults, Clearpool and Avalanche are poised to lead the charge toward a more inclusive, efficient, and innovative financial future.

隨著各機構紛紛擁抱 Credit Vaults 的變革力量，Clearpool 和 Avalanche 已經準備好引領潮流，邁向更包容、更有效率和創新的金融未來。