Clearpool 在 Avalanche 上推出信用金库，重新定义链上 RWA

• Clearpool launches Credit Vaults on Avalanche, offering flexible borrowing terms for DeFi users.

• Banxa partners with Clearpool to inaugurate the first Credit Vault, enabling access to up to USDT 5 million in borrowing capacity.

Clearpool, a prominent decentralized finance (DeFi) player, has moved significantly by expanding its operations to Avalanche and introducing its latest product, Credit Vaults. This innovative offering aims to transform the landscape of on-chain credit markets by providing liquidity and flexibility to borrowers while offering attractive yields to lenders.

Clearpool 在 Avalanche 上推出 Credit Vaults，为 DeFi 用户提供灵活的借贷条款。Banxa 与 Clearpool 合作推出第一个 Credit Vault，可提供高达 500 万 USDT 的借贷能力。Clearpool 是著名的去中心化金融 (DeFi) 参与者，通过将业务扩展到 Avalanche 并推出最新产品 Credit Vaults，取得了重大进展。这项创新产品旨在通过为借款人提供流动性和灵活性，同时为贷方提供有吸引力的收益率，来改变链上信贷市场的格局。

By giving borrowers control over the terms, such as interest rates and repayment schedules, Credit Vaults deviate from conventional lending methods. This flexibility creates opportunities for various on-chain borrowers, including fintech and payment companies, as they search for stable rates and increased liquidity. With Credit Vaults, Clearpool hopes to meet the changing needs of the DeFi community and achieve 100% usage of efficient lending APYs.

通过让借款人控制利率和还款计划等条款，信用库不同于传统的贷款方法。这种灵活性为包括金融科技和支付公司在内的各种链上借款人创造了机会，因为他们寻求稳定的利率和增加的流动性。 Clearpool 希望通过 Credit Vaults 满足 DeFi 社区不断变化的需求，并实现高效借贷 APY 的 100% 使用。

The partnership between Clearpool and Avalanche demonstrates a common dedication to promoting innovation in digital financial solutions. Avalanche is the perfect platform to facilitate the launch of Credit Vaults, according to Morgan Krupetsky, Senior Director of BD for Institutions and Capital Markets at Ava Labs. He highlights Avalanche’s role in promoting more utility within the Avalanche ecosystem.

Clearpool 和 Avalanche 之间的合作伙伴关系体现了对促进数字金融解决方案创新的共同承诺。 Ava Labs 机构和资本市场 BD 高级总监 Morgan Krupetsky 表示，Avalanche 是促进 Credit Vault 推出的完美平台。他强调了 Avalanche 在促进 Avalanche 生态系统内更多实用性方面的作用。

Banxa Partners with Clearpool for Inaugural Credit Vault

The inaugural Credit Vault has been launched by Banxa and Clearpool, two well-known infrastructure providers that enable embedding crypto in the payments industry. Banxa will be able to borrow up to USDT 5 million thanks to this agreement, while lenders will benefit from further incentives in the form of AVAX tokens and a seven-day payback window. In order to satisfy its liquidity needs and draw in a larger lender base, Banxa plans to utilize Credit Vaults.

Banxa 与 Clearpool 合作推出首个 Credit Vault 首个 Credit Vault 是由 Banxa 和 Clearpool 推出的，这两家知名的基础设施提供商能够在支付行业中嵌入加密货币。通过该协议，Banxa 将能够借入高达 500 万美元的资金，而贷方将受益于 AVAX 代币和 7 天还款窗口形式的进一步激励措施。为了满足其流动性需求并吸引更大的贷方基础，Banxa 计划利用 Credit Vaults。

Credit Vaults’ debut in RWA-backed lending represents a major turning point because it provides the most liquid and short-term fintech pools. The use of cryptocurrency and DeFi by institutions is growing; Clearpool has seen a growth in demand from more than 20 organizations, including the massive Wall Street firm Jane Street. The fact that Banxa has entered the on-chain borrowing space indicates the increasing interest institutions are showing in Clearpool’s product line, as more are expected to follow.

Credit Vaults 在 RWA 支持的贷款领域的首次亮相代表着一个重大转折点，因为它提供了最具流动性和短期的金融科技池。机构对加密货币和 DeFi 的使用正在增长； Clearpool 发现 20 多家组织的需求不断增长，其中包括大型华尔街公司 Jane Street。 Banxa 进入链上借贷领域的事实表明，机构对 Clearpool 产品线的兴趣日益浓厚，预计还会有更多机构跟进。

Holger Arians, Chairman & CEO of Banxa, expresses enthusiasm for Clearpool’s Credit Vaults, citing their flexibility in meeting liquidity requirements. He emphasizes the seamless and efficient on-chain credit solution offered by Clearpool, underscoring Banxa’s commitment to developing its relationship with Clearpool amidst rising transaction volumes.

Banxa 董事长兼首席执行官 Holger Arians 对 Clearpool 的 Credit Vaults 表达了热情，称其在满足流动性要求方面具有灵活性。他强调了 Clearpool 提供的无缝且高效的链上信贷解决方案，强调了 Banxa 在交易量不断增长的情况下发展与 Clearpool 关系的承诺。

Cauris, an investment firm specializing in private credit for fintech companies, has been instrumental in structuring and managing the Credit Vault. With a focus on implementing robust security measures, including direct control over designated bank accounts and critical covenants, Cauris ensures the system’s integrity, safeguarding the interests of all stakeholders involved.

Cauris 是一家专门为金融科技公司提供私人信贷的投资公司，在 Credit Vault 的构建和管理方面发挥了重要作用。 Cauris 专注于实施强有力的安全措施，包括对指定银行账户和关键契约的直接控制，确保系统的完整性，维护所有相关利益相关者的利益。