如何用比特币 (BTC) 购买黄金以及为什么您应该考虑它

比特币 (BTC) 是 2008 年至 2009 年全球金融危机后推出的一种去中心化数字货币，已成为国际金融体系的一大亮点，为传统系统提供了无国界且抗审查的替代方案。

Key takeawaysBoth BTC and gold are recognized as reliable stores of value. Combining the two can help balance Bitcoin’s volatility with gold’s stability, creating a robust financial portfolio.

要点 比特币和黄金都被认为是可靠的价值储存手段。将两者结合起来可以帮助平衡比特币的波动性和黄金的稳定性，从而创建一个稳健的金融投资组合。

Buying gold with BTC involves choosing reputable dealers, verifying terms, setting up secure wallets and ensuring accurate transaction details to avoid irreversible errors.

使用比特币购买黄金需要选择信誉良好的交易商、验证条款、设置安全钱包并确保交易详细信息准确，以避免出现不可逆转的错误。

Investors can also acquire gold-backed ETFs or tokenized gold with BTC, offering liquidity, lower costs and convenient portfolio diversification.

投资者还可以用 BTC 购买黄金支持的 ETF 或代币化黄金，从而提供流动性、降低成本并方便投资组合多元化。

Using BTC to purchase gold is often taxable, with implications varying by country. Buyers must understand local tax regulations and potential liabilities.Bitcoin, a decentralized digital currency introduced after the global financial crisis of 2008–2009, has emerged as a revelation in the international financial system, offering a borderless and censorship-resistant alternative to traditional systems. It eliminates the need for intermediaries and enables peer-to-peer (P2P) transactions, fostering innovation in payments and remittances.

使用比特币购买黄金通常需要纳税，不同国家的影响也不同。买家必须了解当地的税务法规和潜在的责任。比特币是 2008 年至 2009 年全球金融危机后推出的一种去中心化数字货币，已成为国际金融体系的一个启示，为传统系统提供了无国界且抗审查的替代方案。它消除了对中介机构的需求，并实现了点对点 (P2P) 交易，从而促进了支付和汇款领域的创新。

Bitcoin BTCUSD was launched in January 2009, but it wasn’t until late 2011 that its price became notable. On Oct. 17, 2011, BTC was valued at around $3. Since then, its growth has been remarkable, reaching an all-time high above $108,000 on Dec. 17, 2024.

比特币BTCUSD于2009年1月推出，但直到2011年底其价格才变得引人注目。 2011 年 10 月 17 日，BTC 的价格约为 3 美元。此后，其增长速度十分惊人，于 2024 年 12 月 17 日达到 108,000 美元以上的历史新高。

The United States Securities and Exchange Commission classified most cryptocurrencies, except BTC, as securities, and later, in Jan. 2024, the approval of Bitcoin exchange-traded funds (ETFs) helped to grow trust in BTC among regular investors. As the most trusted cryptocurrency, BTC has proven its potential as a means to purchase valuable assets, such as gold.

美国证券交易委员会将除 BTC 之外的大多数加密货币归类为证券，随后在 2024 年 1 月，比特币交易所交易基金 (ETF) 的批准有助于增强普通投资者对 BTC 的信任。作为最值得信赖的加密货币，比特币已经证明了其作为购买黄金等有价值资产的手段的潜力。

The increasing interest in using BTC to buy physical assets such as gold demonstrates its recognition as a viable medium of trade. High-net-worth individuals increasingly see Bitcoin and gold as complementary assets in their portfolios.

人们对使用比特币购买黄金等实物资产的兴趣日益浓厚，这表明它被认为是一种可行的贸易媒介。高净值个人越来越多地将比特币和黄金视为其投资组合中的补充资产。

This article discusses various advantages of buying gold with BTC, the complete transaction process, various aspects of buying gold ETFs with BTC and relevant tax issues.

本文讨论了用 BTC 购买黄金的各种优势、完整的交易流程、用 BTC 购买黄金 ETF 的各个方面以及相关税务问题。

What is the best way to buy gold with BTC?

用 BTC 购买黄金的最佳方式是什么？

With the rising popularity of Bitcoin and its increasing acceptance as a mode of payment, several gold dealers now allow you to buy gold with BTC. Here's a step-by-step guide on how to do it:

随着比特币的日益普及及其作为一种支付方式的接受程度不断提高，一些黄金交易商现在允许您使用比特币购买黄金。以下是有关如何执行此操作的分步指南：

Step 1: Choose a trusted gold dealer

第一步：选择值得信赖的黄金经销商

Begin by identifying and researching reputable gold dealers who accept BTC as a payment method. To ensure reliability, look for customer reviews, certifications and the security measures they have in place.

首先确定并研究接受 BTC 作为支付方式的信誉良好的黄金交易商。为了确保可靠性，请寻找客户评论、认证以及他们所采取的安全措施。

Step 2: Select your gold product and quantity

第 2 步：选择您的黄金产品和数量

Once you have identified a trusted gold dealer, you can proceed to choose the gold product and quantity you wish to purchase. Dealers usually offer gold bars, coins or rounds.

一旦您确定了值得信赖的黄金经销商，您就可以继续选择您想要购买的黄金产品和数量。经销商通常提供金条、金币或金圆。

Step 3: Set up a Bitcoin wallet and transfer BTC

第 3 步：设置比特币钱包并转移 BTC

If you don’t already have a Bitcoin wallet, you will need to set one up to facilitate the transaction. You could create one on a crypto exchange like Binance or opt for a self-custody software wallet like Trust Wallet.

如果您还没有比特币钱包，则需要设置一个以方便交易。您可以在 Binance 等加密货币交易所创建一个钱包，或者选择 Trust Wallet 等自我托管软件钱包。

Step 4: Place the order and send BTC to the seller's wallet

第四步：下订单并将BTC发送至卖家钱包

Typically, a BTC payment for gold involves sending BTC to the seller’s wallet address. This example uses the Binance wallet to demonstrate the process of sending BTC.

通常，用比特币支付黄金需要将比特币发送到卖方的钱包地址。本例使用币安钱包演示发送BTC的过程。

Step 5: Secure delivery and storage

第 5 步：安全交付和存储

The gold dealer may offer you a choice between physical delivery or secure vault storage. Vault storage facilities provide a protected and controlled environment for safely storing valuable physical assets.

黄金交易商可能会为您提供实物交割或安全金库存储之间的选择。金库存储设施提供受保护和受控的环境，用于安全存储有价值的实物资产。

Did you know? As of Dec. 24, 2024, there is 19.7 million BTC in circulation, and the market capitalization is $1.8 trillion.Can you buy a gold ETF with BTC?

你可知道？截至2024年12月24日，BTC流通量为1970万枚，市值为1.8万亿美元。可以用BTC购买黄金ETF吗？

A gold exchange-traded fund is a financial product that monitors the price of gold, allowing investors to acquire exposure to the commodity without possessing it. Gold ETFs appeal to investors because of their liquidity, the convenience of trading on stock exchanges and their ability to diversify portfolios without the requirement for secure storage.

黄金交易所交易基金是一种监控黄金价格的金融产品，允许投资者在不持有黄金的情况下获得该商品的敞口。黄金ETF因其流动性、在证券交易所交易的便利性以及无需安全存储即可实现投资组合多元化的能力而吸引投资者。

Traditionally, investors purchased gold ETFs using fiat currencies. However, it is now possible to buy gold-backed ETFs using BTC. Gold ETFs are a popular choice for those who want to invest in gold without physically owning it, offering convenience and liquidity.

传统上，投资者使用法定货币购买黄金 ETF。然而，现在可以使用 BTC 购买黄金支持的 ETF。对于那些想要投资黄金而不实际拥有黄金的人来说，黄金 ETF 是一个受欢迎的选择，提供便利和流动性。

Can you tokenize gold and pay with BTC?

可以将黄金代币化并用比特币支付吗？

Yes, it is possible to tokenize gold and pay with BTC. Tokenized gold represents real ownership of gold on a blockchain, with each token backed by a certain amount of physical gold. Tokenized gold gives you access to gold in a digital, divisible and tradable format.

是的，可以将黄金代币化并用比特币支付。代币化黄金代表了区块链上黄金的真正所有权，每个代币都由一定数量的实物黄金支持。代币化黄金让您能够以数字、可分割和可交易的形式获取黄金。

Purchasing gold-backed tokens with BTC has various benefits. It combines the reliability of gold with the transparency and efficiency of blockchain technology. Transactions are quick and secure and do not require fiat currency exchanges, eliminating additional expenses. Moreover, gold tokens are extremely liquid, which you can easily transfer or trade, making them a versatile

用 BTC 购买黄金支持的代币有多种好处。它将黄金的可靠性与区块链技术的透明度和效率结合在一起。交易快速、安全，不需要法定货币兑换，消除了额外费用。此外，黄金代币的流动性极高，您可以轻松转让或交易，这使其成为一种多功能的代币