如何用比特幣 (BTC) 購買黃金以及為什麼您應該考慮它

比特幣 (BTC) 是 2008 年至 2009 年全球金融危機後推出的一種去中心化數位貨幣，已成為國際金融體系的一大亮點，為傳統系統提供了無國界且抗審查的替代方案。

Key takeawaysBoth BTC and gold are recognized as reliable stores of value. Combining the two can help balance Bitcoin’s volatility with gold’s stability, creating a robust financial portfolio.

重點 比特幣和黃金都被認為是可靠的價值儲存手段。將兩者結合起來可以幫助平衡比特幣的波動性和黃金的穩定性，從而創建一個穩健的財務投資組合。

Buying gold with BTC involves choosing reputable dealers, verifying terms, setting up secure wallets and ensuring accurate transaction details to avoid irreversible errors.

使用比特幣購買黃金需要選擇信譽良好的交易商、驗證條款、設定安全錢包並確保交易詳細資訊準確，以避免不可逆轉的錯誤。

Investors can also acquire gold-backed ETFs or tokenized gold with BTC, offering liquidity, lower costs and convenient portfolio diversification.

投資者還可以用 BTC 購買黃金支持的 ETF 或代幣化黃金，從而提供流動性、降低成本並方便投資組合多元化。

Using BTC to purchase gold is often taxable, with implications varying by country. Buyers must understand local tax regulations and potential liabilities.Bitcoin, a decentralized digital currency introduced after the global financial crisis of 2008–2009, has emerged as a revelation in the international financial system, offering a borderless and censorship-resistant alternative to traditional systems. It eliminates the need for intermediaries and enables peer-to-peer (P2P) transactions, fostering innovation in payments and remittances.

使用比特幣購買黃金通常需要納稅，不同國家的影響也不同。買家必須了解當地的稅務法規和潛在的責任。國界且抗審查的替代方案。它消除了對中介機構的需求，並實現了點對點 (P2P) 交易，從而促進了支付和匯款領域的創新。

Bitcoin BTCUSD was launched in January 2009, but it wasn’t until late 2011 that its price became notable. On Oct. 17, 2011, BTC was valued at around $3. Since then, its growth has been remarkable, reaching an all-time high above $108,000 on Dec. 17, 2024.

比特幣BTCUSD於2009年1月推出，但直到2011年底其價格才變得引人注目。 2011 年 10 月 17 日，BTC 的價格約為 3 美元。此後，其成長速度十分驚人，於 2024 年 12 月 17 日達到 108,000 美元以上的歷史新高。

The United States Securities and Exchange Commission classified most cryptocurrencies, except BTC, as securities, and later, in Jan. 2024, the approval of Bitcoin exchange-traded funds (ETFs) helped to grow trust in BTC among regular investors. As the most trusted cryptocurrency, BTC has proven its potential as a means to purchase valuable assets, such as gold.

美國證券交易委員會將 BTC 以外的大多數加密貨幣歸類為證券，隨後在 2024 年 1 月，比特幣交易所交易基金 (ETF) 的批准有助於增強普通投資者對 BTC 的信任。作為最值得信賴的加密貨幣，比特幣已經證明了其作為購買黃金等有價值資產的手段的潛力。

The increasing interest in using BTC to buy physical assets such as gold demonstrates its recognition as a viable medium of trade. High-net-worth individuals increasingly see Bitcoin and gold as complementary assets in their portfolios.

人們對使用比特幣購買黃金等實體資產的興趣日益濃厚，這表明它被認為是一種可行的貿易媒介。高淨值人士越來越多地將比特幣和黃金視為其投資組合中的補充資產。

This article discusses various advantages of buying gold with BTC, the complete transaction process, various aspects of buying gold ETFs with BTC and relevant tax issues.

本文討論了用 BTC 購買黃金的各種優勢、完整的交易流程、用 BTC 購買黃金 ETF 的各個方面以及相關稅務問題。

What is the best way to buy gold with BTC?

用 BTC 購買黃金的最佳方式是什麼？

With the rising popularity of Bitcoin and its increasing acceptance as a mode of payment, several gold dealers now allow you to buy gold with BTC. Here's a step-by-step guide on how to do it:

隨著比特幣的日益普及及其作為一種支付方式的接受程度不斷提高，一些黃金交易商現在允許您使用比特幣購買黃金。以下是有關如何執行此操作的逐步指南：

Step 1: Choose a trusted gold dealer

第一步：選擇值得信賴的黃金經銷商

Begin by identifying and researching reputable gold dealers who accept BTC as a payment method. To ensure reliability, look for customer reviews, certifications and the security measures they have in place.

首先確定並研究接受 BTC 作為支付方式的信譽良好的黃金交易商。為了確保可靠性，請尋找客戶評論、認證以及他們所採取的安全措施。

Step 2: Select your gold product and quantity

步驟 2： 選擇您的黃金產品和數量

Once you have identified a trusted gold dealer, you can proceed to choose the gold product and quantity you wish to purchase. Dealers usually offer gold bars, coins or rounds.

一旦您確定了值得信賴的黃金經銷商，您就可以繼續選擇您想要購買的黃金產品和數量。經銷商通常提供金條、金幣或金圓。

Step 3: Set up a Bitcoin wallet and transfer BTC

第 3 步：設定比特幣錢包並轉移 BTC

If you don’t already have a Bitcoin wallet, you will need to set one up to facilitate the transaction. You could create one on a crypto exchange like Binance or opt for a self-custody software wallet like Trust Wallet.

如果您還沒有比特幣錢包，則需要設定一個以方便交易。您可以在 Binance 等加密貨幣交易所建立一個錢包，或選擇 Trust Wallet 等自我託管軟體錢包。

Step 4: Place the order and send BTC to the seller's wallet

第四步：下訂單並將BTC發送至賣家錢包

Typically, a BTC payment for gold involves sending BTC to the seller’s wallet address. This example uses the Binance wallet to demonstrate the process of sending BTC.

通常，用比特幣支付黃金需要將比特幣發送到賣方的錢包地址。本範例使用幣安錢包示範發送BTC的過程。

Step 5: Secure delivery and storage

第 5 步：安全交付和存儲

The gold dealer may offer you a choice between physical delivery or secure vault storage. Vault storage facilities provide a protected and controlled environment for safely storing valuable physical assets.

黃金交易商可能會為您提供實體交割或安全金庫儲存之間的選擇。金庫儲存設施為安全儲存有價值的實體資產提供了受保護和受控的環境。

Did you know? As of Dec. 24, 2024, there is 19.7 million BTC in circulation, and the market capitalization is $1.8 trillion.Can you buy a gold ETF with BTC?

你可知道？截至2024年12月24日，BTC流通量為1,970萬枚，市值為1.8兆美元。

A gold exchange-traded fund is a financial product that monitors the price of gold, allowing investors to acquire exposure to the commodity without possessing it. Gold ETFs appeal to investors because of their liquidity, the convenience of trading on stock exchanges and their ability to diversify portfolios without the requirement for secure storage.

黃金交易所交易基金是一種監控黃金價格的金融產品，允許投資者在不持有黃金的情況下獲得該商品的曝險。黃金ETF因其流動性、在證券交易所交易的便利性以及無需安全儲存即可實現投資組合多元化的能力而吸引投資者。

Traditionally, investors purchased gold ETFs using fiat currencies. However, it is now possible to buy gold-backed ETFs using BTC. Gold ETFs are a popular choice for those who want to invest in gold without physically owning it, offering convenience and liquidity.

傳統上，投資者使用法定貨幣購買黃金 ETF。然而，現在可以使用 BTC 購買黃金支持的 ETF。對於想要投資黃金而不實際擁有黃金的人來說，黃金 ETF 是一個受歡迎的選擇，提供便利性和流動性。

Can you tokenize gold and pay with BTC?

可以將黃金代幣化並用比特幣支付嗎？

Yes, it is possible to tokenize gold and pay with BTC. Tokenized gold represents real ownership of gold on a blockchain, with each token backed by a certain amount of physical gold. Tokenized gold gives you access to gold in a digital, divisible and tradable format.

是的，可以將黃金代幣化並用比特幣支付。代幣化黃金代表了區塊鏈上黃金的真正所有權，每個代幣都由一定數量的實體黃金支持。代幣化黃金讓您能夠以數位、可分割和可交易的形式獲取黃金。

Purchasing gold-backed tokens with BTC has various benefits. It combines the reliability of gold with the transparency and efficiency of blockchain technology. Transactions are quick and secure and do not require fiat currency exchanges, eliminating additional expenses. Moreover, gold tokens are extremely liquid, which you can easily transfer or trade, making them a versatile

用 BTC 購買黃金支持的代幣有多種好處。它將黃金的可靠性與區塊鏈技術的透明度和效率結合在一起。交易快速、安全，不需要法定貨幣兌換，消除了額外費用。此外，黃金代幣的流動性極高，您可以輕鬆轉讓或交易，這使其成為一種多功能的代幣