BlackRock首席执行官警告说，美元的未来处于危险之中，将比特币视为潜在的替代方案

贝莱德（Blackrock）首席执行官拉里·芬克（Larry Fink）一直担心美元作为全球储备货币的未来

Larry Fink, the CEO of BlackRock (NYSE:BLK), expressed concerns about the future of the U.S. dollar as the global reserve currency in his annual letter to shareholders.

贝莱德（NYSE：BLK）首席执行官拉里·芬克（Larry Fink）在他致股东的年度信中对美元的未来作为全球储备货币表示关注。

As the U.S. grapples with escalating national debt, Fink highlighted the challenges the country faces in maintaining the dollar’s strength.

随着美国努力努力升级国债，芬克强调了该国在维持美元实力方面面临的挑战。

"Unless the U.S. government takes significant steps to manage its fiscal path, the role of the dollar in the global financial system may be challenged, and investors may be forced to consider alternative currencies or units of account," Fink stated.

芬克说：“除非美国政府采取重大步骤来管理其财政道路，否则美元在全球金融体系中的作用可能会受到质疑，并且可能会被迫考虑替代货币或账户单位。”

With the U.S. debt now exceeding its annual GDP and interest payments on the debt burden expected to reach over $952 billion this year, the country is projected to face a permanent deficit by 2030, with all federal revenue going toward servicing the debt.

随着美国债务现在超过其年度GDP和预计今年债务负担超过9520亿美元的利息支付，该国预计到2030年将面临永久赤字，所有联邦收入都将用于偿还债务。

This growing pressure on the U.S. economy may erode trust in the dollar, especially with rising inflation.

对美国经济的这种日益增长的压力可能会侵蚀美元的信任，尤其是随着通货膨胀率的增加。

"If this trend continues, we may see institutions and investors increasingly prefer units of account that are less risky and provide a better store of value. In such a scenario, we could witness a greater demand for Bitcoin over time," Fink added.

Fink补充说：“如果这种趋势继续下去，我们可能会看到机构和投资者越来越喜欢风险较小并提供更好的价值的帐户单位。在这种情况下，我们可以看到对比特币随着时间的推移的需求更大。”

Fink highlighted the potential of digital finance, particularly tokenization, to transform financial systems.

Fink强调了数字财务，特别是令牌化的潜力，可以改变金融系统。

Tokenization involves converting traditional assets such as stocks or real estate into blockchain-based tokens, promising greater transparency, efficiency, and liquidity compared to current financial systems.

令牌化涉及将股票或房地产等传统资产转换为基于区块链的令牌，与当前的金融系统相比，有望更高的透明度，效率和流动性。

BlackRock has already begun developing tokenized financial products, including the rapidly growing BUIDL fund, a tokenized money market fund.

BlackRock已经开始开发令牌化的金融产品，包括快速增长的Buidl基金，这是一个标记的货币市场基金。

"We are also working on enabling clients to participate in tokenized equities and fixed income in private markets—expanding the universe of assets that can be tokenized over time," Fink revealed.

Fink透露：“我们还致力于使客户能够参与私人市场中的令牌股票和固定收益，这扩展了可以随着时间的推移而被标记的资产宇宙。”

As BlackRock continues to invest in Bitcoin, including the launch of its iShares Bitcoin Trust (IBIT), Fink remains optimistic about the potential of decentralized finance (DeFi) to streamline markets, reduce costs, and increase transparency.

随着贝莱德继续投资比特币，包括推出其iShares比特币信托（IBIT），Fink仍然对分散融资（DEFI）的潜力（DEFI）简化市场，降低成本并提高透明度。

However, he also acknowledged the risks involved with digital assets and stressed the urgency for the U.S. to address its fiscal challenges.

但是，他还承认数字资产涉及的风险，并强调了美国应对其财政挑战的紧迫性。

"The U.S. must confront its fiscal trajectory. Without proper action, we risk losing the trust that has been the bedrock of the dollar’s status. And if that trust erodes, we may see a greater demand for neutral units of account like Bitcoin," Fink concluded.

Fink总结说：“美国必须面对其财政轨迹。如果没有适当的行动，我们就有可能失去一直是美元地位的信任的信任。如果这种信任的侵蚀，我们可能会看到对像比特币这样的中性账户单位的需求更大。”

In his letter, Fink also called for a significant overhaul of the existing financial system.

Fink在他的信中还呼吁对现有金融体系进行大修。

He suggested that innovation, including the adoption of tokenization and blockchain, could provide solutions to current market inefficiencies.

他建议创新，包括采用令牌化和区块链，可以为当前市场效率低下提供解决方案。

"We need to work together to create the regulatory frameworks that will enable this innovation to flourish in a safe, transparent, and responsible manner," Fink added, highlighting the importance of developing a robust regulatory framework to foster the growth of digital assets.

Fink补充说：“我们需要共同努力创建监管框架，使这项创新能够以安全，透明和负责任的方式蓬勃发展。”