BlackRock首席執行官警告說，美元的未來處於危險之中，將比特幣視為潛在的替代方案

貝萊德（Blackrock）首席執行官拉里·芬克（Larry Fink）一直擔心美元作為全球儲備貨幣的未來

Larry Fink, the CEO of BlackRock (NYSE:BLK), expressed concerns about the future of the U.S. dollar as the global reserve currency in his annual letter to shareholders.

貝萊德（NYSE：BLK）首席執行官拉里·芬克（Larry Fink）在他致股東的年度信中對美元的未來作為全球儲備貨幣表示關注。

As the U.S. grapples with escalating national debt, Fink highlighted the challenges the country faces in maintaining the dollar’s strength.

隨著美國努力努力升級國債，芬克強調了該國在維持美元實力方面面臨的挑戰。

"Unless the U.S. government takes significant steps to manage its fiscal path, the role of the dollar in the global financial system may be challenged, and investors may be forced to consider alternative currencies or units of account," Fink stated.

芬克說：“除非美國政府採取重大步驟來管理其財政道路，否則美元在全球金融體系中的作用可能會受到質疑，並且可能會被迫考慮替代貨幣或賬戶單位。”

With the U.S. debt now exceeding its annual GDP and interest payments on the debt burden expected to reach over $952 billion this year, the country is projected to face a permanent deficit by 2030, with all federal revenue going toward servicing the debt.

隨著美國債務現在超過其年度GDP和預計今年債務負擔超過9520億美元的利息支付，該國預計到2030年將面臨永久赤字，所有聯邦收入都將用於償還債務。

This growing pressure on the U.S. economy may erode trust in the dollar, especially with rising inflation.

對美國經濟的這種日益增長的壓力可能會侵蝕美元的信任，尤其是隨著通貨膨脹率的增加。

"If this trend continues, we may see institutions and investors increasingly prefer units of account that are less risky and provide a better store of value. In such a scenario, we could witness a greater demand for Bitcoin over time," Fink added.

Fink補充說：“如果這種趨勢繼續下去，我們可能會看到機構和投資者越來越喜歡風險較小並提供更好的價值的帳戶單位。在這種情況下，我們可以看到對比特幣隨著時間的推移的需求更大。”

Fink highlighted the potential of digital finance, particularly tokenization, to transform financial systems.

Fink強調了數字財務，特別是令牌化的潛力，可以改變金融系統。

Tokenization involves converting traditional assets such as stocks or real estate into blockchain-based tokens, promising greater transparency, efficiency, and liquidity compared to current financial systems.

令牌化涉及將股票或房地產等傳統資產轉換為基於區塊鏈的令牌，與當前的金融系統相比，有望更高的透明度，效率和流動性。

BlackRock has already begun developing tokenized financial products, including the rapidly growing BUIDL fund, a tokenized money market fund.

BlackRock已經開始開發令牌化的金融產品，包括快速增長的Buidl基金，這是一個標記的貨幣市場基金。

"We are also working on enabling clients to participate in tokenized equities and fixed income in private markets—expanding the universe of assets that can be tokenized over time," Fink revealed.

Fink透露：“我們還致力於使客戶能夠參與私人市場中的令牌股票和固定收益，這擴展了可以隨著時間的推移而被標記的資產宇宙。”

As BlackRock continues to invest in Bitcoin, including the launch of its iShares Bitcoin Trust (IBIT), Fink remains optimistic about the potential of decentralized finance (DeFi) to streamline markets, reduce costs, and increase transparency.

隨著貝萊德繼續投資比特幣，包括推出其iShares比特幣信託（IBIT），Fink仍然對分散融資（DEFI）的潛力（DEFI）簡化市場，降低成本並提高透明度。

However, he also acknowledged the risks involved with digital assets and stressed the urgency for the U.S. to address its fiscal challenges.

但是，他還承認數字資產涉及的風險，並強調了美國應對其財政挑戰的緊迫性。

"The U.S. must confront its fiscal trajectory. Without proper action, we risk losing the trust that has been the bedrock of the dollar’s status. And if that trust erodes, we may see a greater demand for neutral units of account like Bitcoin," Fink concluded.

Fink總結說：“美國必鬚麵對其財政軌跡。如果沒有適當的行動，我們就有可能失去一直是美元地位的信任的信任。如果這種信任的侵蝕，我們可能會看到對像比特幣這樣的中性賬戶單位的需求更大。”

In his letter, Fink also called for a significant overhaul of the existing financial system.

Fink在他的信中還呼籲對現有金融體系進行大修。

He suggested that innovation, including the adoption of tokenization and blockchain, could provide solutions to current market inefficiencies.

他建議創新，包括採用令牌化和區塊鏈，可以為當前市場效率低下提供解決方案。

"We need to work together to create the regulatory frameworks that will enable this innovation to flourish in a safe, transparent, and responsible manner," Fink added, highlighting the importance of developing a robust regulatory framework to foster the growth of digital assets.

Fink補充說：“我們需要共同努力創建監管框架，使這項創新能夠以安全，透明和負責任的方式蓬勃發展。”