比特币，签证，贝宝：交易量和速度比较

交易是每个金融网络的骨干。但是，当涉及数量和速度时，比特币，签证和贝宝等系统如何堆叠？

In the realm of digital payments, transaction volume and speed are crucial metrics that showcase a network's efficiency and capacity to handle financial operations. These aspects play a key role in determining theスムーズなflow of funds, especially for platforms like Bitcoin, Visa, and PayPal. Here's a comparative analysis of these networks based on these parameters.

在数字支付领域，交易量和速度是关键指标，可展示网络的效率和处理财务运营的能力。这些方面在确定资金流动中起着关键作用，尤其是对于比特币，签证和贝宝等平台。这是基于这些参数对这些网络的比较分析。

Bitcoin, being the pioneer in the cryptocurrency domain, has already surpassed PayPal in terms of transaction value. However, when it comes to sheer volume and processing speed, Visa and Mastercard still lead the scene. This disparity highlights the challenges faced by both traditional platforms and emerging technologies in scaling and efficiency.

比特币是加密货币领域的先驱，已经超过了交易价值的PayPal。但是，当涉及到庞大的音量和处理速度时，Visa和MasterCard仍然领导现场。这种差异突出了传统平台和新兴技术在扩展和效率方面面临的挑战。

To gain a better understanding of how these networks perform, let's delve into a straightforward table that compares their daily transaction volumes and transactions-per-second (TPS) metrics. These insights provide a clearer picture of their efficiency and adoption levels:

为了更好地了解这些网络的性能，让我们探究一个直接的表，该表比较了他们的每日交易量和每秒（TPS）指标。这些见解更清楚地了解了它们的效率和采用水平：

* We'll be considering trading volume as transaction volume for cryptocurrencies in this context.

*在这种情况下，我们将把交易量视为加密货币的交易量。

This snapshot reveals that Visa and Mastercard lead in both transaction volume and processing speed, outpacing BTC and ETH by a significant margin. XRP, known for its efficiency, boasts a TPS that rivals traditional networks, showcasing its popularity for remittances.

该快照表明，签证和万事达卡在交易量和处理速度方面的领先优势，超过了BTC和ETH的大幅度。 XRP以其效率而闻名，拥有与传统网络相媲美的TP，展示了其汇款的知名度。

Cryptocurrencies like Bitcoin and Ethereum encounter limitations due to scalability and design constraints, but they remain competitive in terms of decentralization and innovation. Their daily volume is also substantial, encompassing common buy and sell orders on exchanges.

由于可扩展性和设计限制，比特币和以太坊等加密货币会遇到局限性，但在权力下放和创新方面它们仍然具有竞争力。他们的每日数量也很大，包括共同买卖交易所的订单。

Understanding the unique features and performance metrics of various payment systems is key to comparing how they manage transactions. Here's a closer look at some of the most prominent networks, ranging from cryptocurrencies like Bitcoin and Ethereum to traditional processors like Visa and Mastercard.

了解各种支付系统的独特功能和性能指标是比较它们如何管理交易的关键。这是对一些最突出的网络的仔细研究，从比特币和以太坊等加密货币到签证和万事达卡等传统处理器。

1. Bitcoin (BTC)

1。比特币（BTC）

Bitcoin, the first decentralized cryptocurrency, operates on a blockchain designed for security and decentralization. Bitcoin TPS stands at an average of 7, and its daily transaction volume isn't quite on par with the likes of Visa. Still, Bitcoin's number of transactions is fairly high, with over half a million a day.

比特币是第一个去中心化的加密货币，在设计用于安全性和分散性的区块链上运行。比特币TPS平均为7，其每日交易量与Visa之类的交易量不完全相当。尽管如此，比特币的交易数量相当高，每天超过一百万。

A few years ago, Bitcoin surpassed PayPal in transaction value. Despite its growing adoption, Bitcoin faces scalability issues due to its inherent design—its block size limits how many transactions can be processed simultaneously.

几年前，比特币在交易价值上超过了PayPal。尽管采用的采用量不断增长，但由于其固有的设计，比特币仍面临可扩展性问题，其块大小限制了可以同时处理多少件交易。

To tackle these challenges, innovations like the Lightning Network have been introduced. This Layer 2 solution enables faster "off-chain" Bitcoin transactions, improving speed while keeping fees low. Still, Bitcoin struggles to compete in raw speed with centralized systems.

为了应对这些挑战，已经引入了诸如闪电网络之类的创新。该第2层解决方案可实现更快的“离链”比特币交易，从而提高了速度，同时保持低调。尽管如此，比特币仍在与集中式系统以原始速度竞争。

2. Ethereum (ETH)

2。以太坊（ETH）

Ethereum is a blockchain powerhouse for decentralized applications (dApps) and smart contracts. Compared to Bitcoin, Ethereum processes more transactions per second, averaging around 15 TPS.

以太坊是用于分散应用程序（DAPP）和智能合约的区块链强国。与比特币相比，以太坊过程每秒更多的交易，平均约15 tps。

With its (relatively) recent transition to Ethereum 2.0 and the Proof of Stake (PoS) mechanism, the network aims to handle up to 3,000 TPS in the future. This scalability upgrade could place it closer to traditional networks in speed while maintaining its decentralized framework.

该网络（相对）最近向以太坊2.0的过渡和股份（POS）机制的证明，该网络的旨在将来处理多达3,000台TPS。这种可扩展性升级可能使其更接近传统网络，同时保持其分散框架。

Ethereum does process more transactions than other crypto networks—users engage with not only payments but also decentralized finance (DeFi), NFTs, and Web3 projects. However, as a layer 1 blockchain, Ethereum still struggles with congestion and high gas fees during peak activity.

以太坊确实比其他加密网络处理更多的交易 - 用户不仅可以参与付款，而且还参与了分散的财务（DEFI），NFTS和WEB3项目。但是，作为1层区块链，以太坊在高峰活动期间仍在拥挤和高气费方面挣扎。

3. Ripple (XRP)

3。波纹（XRP）

Ripple's XRP is arguably one of the most efficient blockchain payment systems. Known for its cross-border transaction capabilities, XRP boasts a transaction speed of just 4-5 seconds. Plus, XRP TPS is an incredible 1,500.

Ripple的XRP可以说是最有效的区块链支付系统之一。 XRP以其跨境交易功能而闻名，其交易速度仅为4-5秒。另外，XRP TPS是令人难以置信的1,500。

Because of these features, Ripple has established partnerships with major financial institutions for remittances and global payments. Not to mention, XRP's low transfer costs make it an attractive option for those seeking a fast and reliable payment system.

由于这些功能，Ripple与主要金融机构建立了合作伙伴关系，以汇款和全球付款。更不用说，XRP的低转移成本使其成为寻求快速可靠支付系统的人的吸引人选择。

Ripple's network design uses a consensus ledger instead of traditional mining. This is important because it significantly reduces processing time and energy consumption. XRP is a strong contender in bridging the gap between traditional finance and blockchain technology.

Ripple的网络设计使用共识分类帐，而不是传统采矿。这很重要，因为它大大减少了处理时间和能耗。 XRP是弥合传统金融和区块链技术之间差距的强大竞争者。

4. PayPal

4。贝宝

PayPal has been a leader in online payments for years, supporting both businesses and individuals across the globe.

PayPal多年来一直是在线支付的领导者，并支持全球的企业和个人。

Paypal TPS is approximately 193, which is much faster than cryptocurrency networks like Bitcoin and Ethereum but slower than Visa and Mastercard. The platform processes an impressive $4.86 billion in daily payment volumes.

PayPal TPS约为193，比比特币和以太坊等加密货币网络快得多，但比Visa和MasterCard慢。该平台为每日付款量提供了令人印象深刻的48.6亿美元。

PayPal has integrated cryptocurrency functionality. Users can buy, sell, and hold Bitcoin and Ethereum. Their exploration into stablecoins (like their PYUSD) solidifies PayPal's growth in fintech, offering users more options and driving innovation in the sector.

PayPal具有集成的加密货币功能。用户可以购买，出售和持有比特币和以太坊。他们对稳定币（如Pyusd）的探索巩固了PayPal在金融科技中的增长，为用户提供了更多选择并推动该行业的创新。

5. Visa

5。签证

Remaining the gold standard for global payment processing, Visa TPS is a whopping 1,700. As it handles $46 billion in daily transactions, Visa processes payments at a level unmatched by most networks, including other traditional processors.

Visa TPS剩下的全球支付处理金标准高达1,700。当它处理460亿美元的每日交易时，签证流程付款以大多数网络（包括其他传统处理器）无与伦比的水平。

One of Visa's key strengths is its scalability, which it achieves through a centralized infrastructure optimized for high throughput. With extensive fraud prevention and compliance measures, Visa has built a reputation for reliability.

Visa的关键优势之一是它的可扩展性，它通过优化高通量的集中基础设施实现。通过广泛的欺诈预防和合规措施，Visa为可靠性建立了声誉。

Its experiments

它的实验