比特幣，簽證，貝寶：交易量和速度比較

交易是每個金融網絡的骨幹。但是，當涉及數量和速度時，比特幣，簽證和貝寶等系統如何堆疊？

In the realm of digital payments, transaction volume and speed are crucial metrics that showcase a network's efficiency and capacity to handle financial operations. These aspects play a key role in determining theスムーズなflow of funds, especially for platforms like Bitcoin, Visa, and PayPal. Here's a comparative analysis of these networks based on these parameters.

在數字支付領域，交易量和速度是關鍵指標，可展示網絡的效率和處理財務運營的能力。這些方面在確定資金流動中起著關鍵作用，尤其是對於比特幣，簽證和貝寶等平台。這是基於這些參數對這些網絡的比較分析。

Bitcoin, being the pioneer in the cryptocurrency domain, has already surpassed PayPal in terms of transaction value. However, when it comes to sheer volume and processing speed, Visa and Mastercard still lead the scene. This disparity highlights the challenges faced by both traditional platforms and emerging technologies in scaling and efficiency.

比特幣是加密貨幣領域的先驅，已經超過了交易價值的PayPal。但是，當涉及到龐大的音量和處理速度時，Visa和MasterCard仍然領導現場。這種差異突出了傳統平台和新興技術在擴展和效率方面面臨的挑戰。

To gain a better understanding of how these networks perform, let's delve into a straightforward table that compares their daily transaction volumes and transactions-per-second (TPS) metrics. These insights provide a clearer picture of their efficiency and adoption levels:

為了更好地了解這些網絡的性能，讓我們探究一個直接的表，該表比較了他們的每日交易量和每秒（TPS）指標。這些見解更清楚地了解了它們的效率和採用水平：

* We'll be considering trading volume as transaction volume for cryptocurrencies in this context.

*在這種情況下，我們將把交易量視為加密貨幣的交易量。

This snapshot reveals that Visa and Mastercard lead in both transaction volume and processing speed, outpacing BTC and ETH by a significant margin. XRP, known for its efficiency, boasts a TPS that rivals traditional networks, showcasing its popularity for remittances.

該快照表明，簽證和萬事達卡在交易量和處理速度方面的領先優勢，超過了BTC和ETH的大幅度。 XRP以其效率而聞名，擁有與傳統網絡相媲美的TP，展示了其匯款的知名度。

Cryptocurrencies like Bitcoin and Ethereum encounter limitations due to scalability and design constraints, but they remain competitive in terms of decentralization and innovation. Their daily volume is also substantial, encompassing common buy and sell orders on exchanges.

由於可擴展性和設計限制，比特幣和以太坊等加密貨幣會遇到局限性，但在權力下放和創新方面它們仍然具有競爭力。他們的每日數量也很大，包括共同買賣交易所的訂單。

Understanding the unique features and performance metrics of various payment systems is key to comparing how they manage transactions. Here's a closer look at some of the most prominent networks, ranging from cryptocurrencies like Bitcoin and Ethereum to traditional processors like Visa and Mastercard.

了解各種支付系統的獨特功能和性能指標是比較它們如何管理交易的關鍵。這是對一些最突出的網絡的仔細研究，從比特幣和以太坊等加密貨幣到簽證和萬事達卡等傳統處理器。

1. Bitcoin (BTC)

1。比特幣（BTC）

Bitcoin, the first decentralized cryptocurrency, operates on a blockchain designed for security and decentralization. Bitcoin TPS stands at an average of 7, and its daily transaction volume isn't quite on par with the likes of Visa. Still, Bitcoin's number of transactions is fairly high, with over half a million a day.

比特幣是第一個去中心化的加密貨幣，在設計用於安全性和分散性的區塊鏈上運行。比特幣TPS平均為7，其每日交易量與Visa之類的交易量不完全相當。儘管如此，比特幣的交易數量相當高，每天超過一百萬。

A few years ago, Bitcoin surpassed PayPal in transaction value. Despite its growing adoption, Bitcoin faces scalability issues due to its inherent design—its block size limits how many transactions can be processed simultaneously.

幾年前，比特幣在交易價值上超過了PayPal。儘管採用的採用量不斷增長，但由於其固有的設計，比特幣仍面臨可擴展性問題，其塊大小限制了可以同時處理多少件交易。

To tackle these challenges, innovations like the Lightning Network have been introduced. This Layer 2 solution enables faster "off-chain" Bitcoin transactions, improving speed while keeping fees low. Still, Bitcoin struggles to compete in raw speed with centralized systems.

為了應對這些挑戰，已經引入了諸如閃電網絡之類的創新。該第2層解決方案可實現更快的“離鏈”比特幣交易，從而提高了速度，同時保持低調。儘管如此，比特幣仍在與集中式系統以原始速度競爭。

2. Ethereum (ETH)

2。以太坊（ETH）

Ethereum is a blockchain powerhouse for decentralized applications (dApps) and smart contracts. Compared to Bitcoin, Ethereum processes more transactions per second, averaging around 15 TPS.

以太坊是用於分散應用程序（DAPP）和智能合約的區塊鏈強國。與比特幣相比，以太坊過程每秒更多的交易，平均約15 tps。

With its (relatively) recent transition to Ethereum 2.0 and the Proof of Stake (PoS) mechanism, the network aims to handle up to 3,000 TPS in the future. This scalability upgrade could place it closer to traditional networks in speed while maintaining its decentralized framework.

該網絡（相對）最近向以太坊2.0的過渡和股份（POS）機制的證明，該網絡的旨在將來處理多達3,000台TPS。這種可擴展性升級可能使其更接近傳統網絡，同時保持其分散框架。

Ethereum does process more transactions than other crypto networks—users engage with not only payments but also decentralized finance (DeFi), NFTs, and Web3 projects. However, as a layer 1 blockchain, Ethereum still struggles with congestion and high gas fees during peak activity.

以太坊確實比其他加密網絡處理更多的交易 - 用戶不僅可以參與付款，而且還參與了分散的財務（DEFI），NFTS和WEB3項目。但是，作為1層區塊鏈，以太坊在高峰活動期間仍在擁擠和高氣費方面掙扎。

3. Ripple (XRP)

3。波紋（XRP）

Ripple's XRP is arguably one of the most efficient blockchain payment systems. Known for its cross-border transaction capabilities, XRP boasts a transaction speed of just 4-5 seconds. Plus, XRP TPS is an incredible 1,500.

Ripple的XRP可以說是最有效的區塊鏈支付系統之一。 XRP以其跨境交易功能而聞名，其交易速度僅為4-5秒。另外，XRP TPS是令人難以置信的1,500。

Because of these features, Ripple has established partnerships with major financial institutions for remittances and global payments. Not to mention, XRP's low transfer costs make it an attractive option for those seeking a fast and reliable payment system.

由於這些功能，Ripple與主要金融機構建立了合作夥伴關係，以匯款和全球付款。更不用說，XRP的低轉移成本使其成為尋求快速可靠支付系統的人的吸引人選擇。

Ripple's network design uses a consensus ledger instead of traditional mining. This is important because it significantly reduces processing time and energy consumption. XRP is a strong contender in bridging the gap between traditional finance and blockchain technology.

Ripple的網絡設計使用共識分類帳，而不是傳統採礦。這很重要，因為它大大減少了處理時間和能耗。 XRP是彌合傳統金融和區塊鏈技術之間差距的強大競爭者。

4. PayPal

4。貝寶

PayPal has been a leader in online payments for years, supporting both businesses and individuals across the globe.

PayPal多年來一直是在線支付的領導者，並支持全球的企業和個人。

Paypal TPS is approximately 193, which is much faster than cryptocurrency networks like Bitcoin and Ethereum but slower than Visa and Mastercard. The platform processes an impressive $4.86 billion in daily payment volumes.

PayPal TPS約為193，比比特幣和以太坊等加密貨幣網絡快得多，但比Visa和MasterCard慢。該平台為每日付款量提供了令人印象深刻的48.6億美元。

PayPal has integrated cryptocurrency functionality. Users can buy, sell, and hold Bitcoin and Ethereum. Their exploration into stablecoins (like their PYUSD) solidifies PayPal's growth in fintech, offering users more options and driving innovation in the sector.

PayPal具有集成的加密貨幣功能。用戶可以購買，出售和持有比特幣和以太坊。他們對穩定幣（如Pyusd）的探索鞏固了PayPal在金融科技中的增長，為用戶提供了更多選擇並推動該行業的創新。

5. Visa

5。簽證

Remaining the gold standard for global payment processing, Visa TPS is a whopping 1,700. As it handles $46 billion in daily transactions, Visa processes payments at a level unmatched by most networks, including other traditional processors.

Visa TPS剩下的全球支付處理金標準高達1,700。當它處理460億美元的每日交易時，簽證流程付款以大多數網絡（包括其他傳統處理器）無與倫比的水平。

One of Visa's key strengths is its scalability, which it achieves through a centralized infrastructure optimized for high throughput. With extensive fraud prevention and compliance measures, Visa has built a reputation for reliability.

Visa的關鍵優勢之一是它的可擴展性，它通過優化高通量的集中基礎設施實現。通過廣泛的欺詐預防和合規措施，Visa為可靠性建立了聲譽。

Its experiments

它的實驗