比特币继承：杰克·多尔西（Jack Dorsey）的街区解决了您死亡时比特币发生的事情的问题

十多年来，比特币一直被称为革命性的金融资产 - 分散，自我支持和抵抗没收的人，都促进了价值的天文增加。

Over the past decade, bitcoin has risen to prominence as a revolutionary financial asset. Its decentralized and self-sovereign nature, along with its resistance to confiscation, have contributed to an astronomical increase in value.

在过去的十年中，比特币作为一种革命金融资产而兴起。它的分散和自我主持的性质以及对没收的抵制，有助于天文数值的增长。

However, one problem has remained largely unsolved: What happens to your bitcoin when you die?

但是，一个问题基本上尚未解决：死后您的比特币会发生什么？

While traditional financial institutions allow for the seamless transfer of stocks, mutual funds and retirement plans, bitcoin’s self-custodial characteristic makes inheritance and estate planning inherently thorny. Coinbase requires probate court documents and specific will designations before releasing funds, while physical wallets offer little to no support, potentially leaving all that digital value stuck on a private key.

尽管传统的金融机构允许股票，共同基金和退休计划的无缝转移，但比特币的自我监测特征使继承和房地产计划本质上棘手。 Coinbase需要遗嘱认证法院文件和特定的意愿，然后再发布资金，而物理钱包几乎没有支持，可能会使所有数字价值都粘在私钥上。

Jack Dorsey’s Block says it has created a fix, and the company is now bringing it to market.

杰克·多尔西（Jack Dorsey）的街区表示，它已经创建了一个修复程序，该公司现在正在将其推向市场。

In November, Block’s Bitkey self-custody bitcoin wallet introduced an inheritance feature that lets users set a beneficiary for their bitcoin holdings, creating a simple system for transferring the digital currency in the case of death. The feature is being rolled out on Wednesday.

11月，Block的Bitkey自我客户比特币钱包引入了继承功能，该功能使用户可以为其比特币持有量设置受益人，从而创建了一个简单的系统，用于在死亡的情况下转移数字货币。该功能将于周三推出。

“A lot of people have significant amounts of bitcoin at this point, or are inheriting bitcoin, that's sitting in a place where it's not going to get to their loved one,” said Jason Karsh, who joined the company in July and is now Bitkey’s head of business. “It's just kind of a multibillion-dollar problem waiting to happen that we're hoping to solve by making it super easy to recover in the case of your death.”

杰森·卡什（Jason Karsh）说：“目前，很多人都有大量的比特币，或者正在继承比特币，这坐落在一个不会与亲人的地方。” “这只是一个数十亿美元的问题，我们希望通过在您的死亡情况下使其非常容易恢复来解决。”

Karsh said that with other bitcoin storage products, beneficiaries typically have to provide extensive legal documentation. And hardware wallets often require a user to store seed phrases in a way that exposes their bitcoin to unnecessary risks.

卡什说，对于其他比特币存储产品，受益人通常必须提供广泛的法律文件。硬件钱包通常要求用户以将其比特币暴露给不必要的风险的方式存储种子短语。

Bitkey is one of the remaining pieces of Dorsey's crypto strategy at the company he originally started as Square. The same month that Block announced the inheritance product, the company said it was winding down its unit called TBD, which was created in 2021 to focus on bitcoin. TBD was designed to be Block's platform for developers in an effort to create a more decentralized, secure and private internet.

Bitkey是Dorsey最初作为Square的公司中剩下的Dorsey Crypto策略之一。该公司宣布继承产品的同一个月，该公司表示正在将其单位称为TBD，该单位于2021年创建，专注于比特币。 TBD旨在成为开发人员的平台，以创建一个更加分散，安全和私人的互联网。

In shuttering TBD, the company said it would still be investing in Bitkey as well as a bitcoin mining initiative, while continuing to allow users to buy bitcoin through the Cash App.

该公司在关闭TBD时表示，它仍将投资于Bitkey以及比特币采矿计划，同时继续允许用户通过现金应用购买比特币。

Unlike traditional crypto exchanges that profit from holding user funds, Bitkey makes money through hardware sales and, potentially, transaction fees. The Bitkey device is a self-custody bitcoin wallet that users purchase to store their private keys securely.

与传统的加密交易所从持有用户资金中获利的传统交换不同，Bitkey通过硬件销售和可能的交易费用赚钱。 Bitkey设备是一个自我顾客的比特币钱包，用户购买以牢固地存储其私钥。

For the inheritance offering with Bitkey, the company lets the user create a separate key for the beneficiary that's uploaded to Block's servers. The beneficiary has no access to the key until six months after the owner dies. The funds will then be securely transferred to the beneficiary’s own Bitkey wallet.

对于BitKey的继承产品，该公司使用户可以为受益人创建一个单独的密钥，该密钥已上传到Block的服务器。受益人直到所有者死后六个月才能使用钥匙。然后，这些资金将被牢固地转移到受益人自己的Bitkey钱包中。

Beyond Bitkey, Dorsey said in the company's latest earnings report that Block expects to deliver its first bitcoin mining chips this year, and is "building the infrastructure to scale faster, investing in next generation chip design and mining systems."

多尔西（Dorsey）在公司的最新收益报告中说，Block预计今年将提供其第一个比特币采矿芯片，并“建立基础设施以更快的速度扩展，投资于下一代芯片设计和采矿系统”。