比特幣繼承：傑克·多爾西（Jack Dorsey）的街區解決了您死亡時比特幣發生的事情的問題

十多年來，比特幣一直被稱為革命性的金融資產 - 分散，自我支持和抵抗沒收的人，都促進了價值的天文增加。

Over the past decade, bitcoin has risen to prominence as a revolutionary financial asset. Its decentralized and self-sovereign nature, along with its resistance to confiscation, have contributed to an astronomical increase in value.

在過去的十年中，比特幣作為一種革命金融資產而興起。它的分散和自我主持的性質以及對沒收的抵制，有助於天文數值的增長。

However, one problem has remained largely unsolved: What happens to your bitcoin when you die?

但是，一個問題基本上尚未解決：死後您的比特幣會發生什麼？

While traditional financial institutions allow for the seamless transfer of stocks, mutual funds and retirement plans, bitcoin’s self-custodial characteristic makes inheritance and estate planning inherently thorny. Coinbase requires probate court documents and specific will designations before releasing funds, while physical wallets offer little to no support, potentially leaving all that digital value stuck on a private key.

儘管傳統的金融機構允許股票，共同基金和退休計劃的無縫轉移，但比特幣的自我監測特徵使繼承和房地產計劃本質上棘手。 Coinbase需要遺囑認證法院文件和特定的意願，然後再發布資金，而物理錢包幾乎沒有支持，可能會使所有數字價值都粘在私鑰上。

Jack Dorsey’s Block says it has created a fix, and the company is now bringing it to market.

傑克·多爾西（Jack Dorsey）的街區表示，它已經創建了一個修復程序，該公司現在正在將其推向市場。

In November, Block’s Bitkey self-custody bitcoin wallet introduced an inheritance feature that lets users set a beneficiary for their bitcoin holdings, creating a simple system for transferring the digital currency in the case of death. The feature is being rolled out on Wednesday.

11月，Block的Bitkey自我客戶比特幣錢包引入了繼承功能，該功能使用戶可以為其比特幣持有量設置受益人，從而創建了一個簡單的系統，用於在死亡的情況下轉移數字貨幣。該功能將於週三推出。

“A lot of people have significant amounts of bitcoin at this point, or are inheriting bitcoin, that's sitting in a place where it's not going to get to their loved one,” said Jason Karsh, who joined the company in July and is now Bitkey’s head of business. “It's just kind of a multibillion-dollar problem waiting to happen that we're hoping to solve by making it super easy to recover in the case of your death.”

傑森·卡什（Jason Karsh）說：“目前，很多人都有大量的比特幣，或者正在繼承比特幣，這坐落在一個不會與親人的地方。” “這只是一個數十億美元的問題，我們希望通過在您的死亡情況下使其非常容易恢復來解決。”

Karsh said that with other bitcoin storage products, beneficiaries typically have to provide extensive legal documentation. And hardware wallets often require a user to store seed phrases in a way that exposes their bitcoin to unnecessary risks.

卡什說，對於其他比特幣存儲產品，受益人通常必須提供廣泛的法律文件。硬件錢包通常要求用戶以將其比特幣暴露給不必要的風險的方式存儲種子短語。

Bitkey is one of the remaining pieces of Dorsey's crypto strategy at the company he originally started as Square. The same month that Block announced the inheritance product, the company said it was winding down its unit called TBD, which was created in 2021 to focus on bitcoin. TBD was designed to be Block's platform for developers in an effort to create a more decentralized, secure and private internet.

Bitkey是Dorsey最初作為Square的公司中剩下的Dorsey Crypto策略之一。該公司宣布繼承產品的同一個月，該公司表示正在將其單位稱為TBD，該單位於2021年創建，專注於比特幣。 TBD旨在成為開發人員的平台，以創建一個更加分散，安全和私人的互聯網。

In shuttering TBD, the company said it would still be investing in Bitkey as well as a bitcoin mining initiative, while continuing to allow users to buy bitcoin through the Cash App.

該公司在關閉TBD時表示，它仍將投資於Bitkey以及比特幣採礦計劃，同時繼續允許用戶通過現金應用購買比特幣。

Unlike traditional crypto exchanges that profit from holding user funds, Bitkey makes money through hardware sales and, potentially, transaction fees. The Bitkey device is a self-custody bitcoin wallet that users purchase to store their private keys securely.

與傳統的加密交易所從持有用戶資金中獲利的傳統交換不同，Bitkey通過硬件銷售和可能的交易費用賺錢。 Bitkey設備是一個自我顧客的比特幣錢包，用戶購買以牢固地存儲其私鑰。

For the inheritance offering with Bitkey, the company lets the user create a separate key for the beneficiary that's uploaded to Block's servers. The beneficiary has no access to the key until six months after the owner dies. The funds will then be securely transferred to the beneficiary’s own Bitkey wallet.

對於BitKey的繼承產品，該公司使用戶可以為受益人創建一個單獨的密鑰，該密鑰已上傳到Block的服務器。受益人直到所有者死後六個月才能使用鑰匙。然後，這些資金將被牢固地轉移到受益人自己的Bitkey錢包中。

Beyond Bitkey, Dorsey said in the company's latest earnings report that Block expects to deliver its first bitcoin mining chips this year, and is "building the infrastructure to scale faster, investing in next generation chip design and mining systems."

多爾西（Dorsey）在公司的最新收益報告中說，Block預計今年將提供其第一個比特幣採礦芯片，並“建立基礎設施以更快的速度擴展，投資於下一代芯片設計和採礦系統”。