Binance安全且合法吗？其安全措施的综合指南

本指南将涵盖binance是什么，并解释其各种安全措施，包括过去的黑客和监管问题。

Binance is a cryptocurrency exchange that offers trading for over 350 cryptocurrencies. It started in China in 2017 and later moved to Malta to avoid legal issues. The exchange serves over 250 million users who can trade crypto, earn interest through staking, and explore NFTs. Binance also runs Binance Smart Chain for decentralized apps and has low fees starting from 0.10% for regular users, offering discounts with Binance Coin (BNB).

Binance是一种加密货币交易所，可提供350多个加密货币的交易。它始于2017年的中国，后来搬到马耳他，以避免法律问题。该交易所为可以交易加密货币，通过Staking赚取利息并探索NFT的2.5亿用户提供服务。 Binance还运行Binance Smart Chain用于分散应用程序，并且较低的费用从常规用户的0.10％开始，提供了Binance Coin（BNB）的折扣。

About Changpeng Zhao

Changpeng Zhao is the founder and former CEO of Binance. He started his career in Tokyo as a software developer for futures trading systems. In 2013, Zhao became interested in Bitcoin and blockchain technology. He joined a startup that year and later co-founded Fusion Systems, a company that built cryptocurrency trading platforms for banks and exchanges.

Changpeng Zhao是Binance的创始人兼前首席执行官。他的职业生涯始于东京，是期货交易系统的软件开发人员。 2013年，赵开始对比特币和区块链技术感兴趣。他于当年加入了一家初创公司，后来与Fusion Systems共同创立了Fusion Systems，该公司建立了用于银行和交易所的加密货币交易平台。

Together with colleagues from Fusion Systems, Zhao founded Binance in July 2017. The exchange quickly gained popularity for its low fees, high liquidity, and advanced trading features. Within six months, Binance became the world's largest cryptocurrency exchange by trading volume.

Zhao与Fusion Systems的同事一起于2017年7月创立了Binance。该交易所因其低费用，高流动性和先进的交易功能而迅速获得了知名度。在六个月内，通过交易量成为了世界上最大的加密货币交换。

In December 2019, Zhao announced that he was stepping down as CEO to focus on strategic initiatives and expanding the Binance ecosystem. He was succeeded by Minghao Chen, who previously served as president of Binance and oversaw its daily operations.

2019年12月，赵宣布，他正在担任首席执行官，专注于战略计划并扩大义务生态系统。他由Minghao Chen继承，他此前曾担任Binance总裁并监督其日常运营。

Legal Issues Faced by Binance

Binance面临的法律问题

The U.S. Securities and Exchange Commission (SEC) sued Binance and its founder, Changpeng Zhao, in March 2023. The complaint alleged that Binance had engaged in unlawful activities, including failing to register its exchange, serving U.S. customers without proper authorization, and misusing customer funds.

美国证券交易委员会（SEC）于2023年3月起诉Binance及其创始人Changpeng Zhao。投诉称，Binance从事非法活动，包括未能注册其交换，在未经适当授权的情况下为美国客户提供服务，并滥用客户资金。

The SEC's complaint further accused Binance of facilitating insider trading by Zhao, who allegedly sold his own tokens while privy to non-public information. The regulator also claimed that Binance engaged in manipulative trading practices, actively seeking to inflate trading volume and artificially influence market prices.

美国证券交易委员会的投诉进一步指控毕业斯促进了赵的内幕交易，据称他在不公开信息的情况下出售了自己的令牌。该监管机构还声称，从事操纵性交易实践的二进制，积极寻求膨胀交易量并人为地影响市场价格。

Moreover, the complaint alleged that Binance flouted anti-money laundering (AML) obligations, failing to report suspicious transactions and allowing users to withdraw funds without adequate due diligence.

此外，投诉称，Binance违反了反洗钱（AML）义务，未能报告可疑交易，并允许用户在不充分的尽职调查的情况下撤回资金。

The CFTC also sued Binance in March 2023 for allegedly flouting U.S. derivatives laws by offering futures and swap products to American traders without registering with the agency. In its lawsuit, the CFTC accused Binance of willfully evading its regulatory oversight and engaging in unregistered activity in a bid to expand its business empire.

CFTC还于2023年3月提起诉讼，要求其涉嫌违反美国衍生品法律，通过向美国商人提供期货和交换产品而没有向该机构注册。在诉讼中，CFTC指控binance故意逃避其监管监督，并从事未注册的活动，以扩大其商业帝国。

The CFTC alleged that Binance Holdings Ltd and its founder, Changpeng Zhao, had full knowledge that they were required to register with the CFTC but deliberately chose not to do so. Instead, Binance actively sought to evade U.S. law throughout its operations.

CFTC声称Binance Holdings Ltd及其创始人Changpeng Zhao完全知道他们被要求在CFTC上注册，但故意选择不这样做。取而代之的是，Binance积极寻求在其整个行动中逃避美国法律。

According to the CFTC, Binance Holdings Ltd and its affiliate, Binance Markets Ltd, operated a derivatives exchange or clearing house and a futures commission merchant, yet they failed to register any of these activities with the agency.

根据CFTC，Binance Holdings Ltd及其关联公司Binance Markets Ltd经营衍生品交易所或清算室和期货委员会商人，但他们未能向该机构注册这些活动。

The CFTC's complaint focused on Binance's alleged flouting of its jurisdiction and flouting of U.S. derivatives laws. It highlighted how Binance had engaged in activities that fell squarely within the CFTC's regulatory domain but were being conducted without the agency's authorization.

CFTC的投诉集中在托纳斯所谓的管辖权和美国衍生工具法律违反其管辖权和诉讼。它强调了Binance如何从事CFTC监管领域的活动，但没有该机构的授权进行。

In November 2023, Binance and its founder, Changpeng Zhao, pleaded guilty to violating U.S. laws, leading to a $4.3 billion settlement with the government.

2023年11月，Binance及其创始人Changpeng Zhao承认违反美国法律，导致与政府达成43亿美元的和解。

The plea deal saw Binance admit guilt for violating the Bank Secrecy Act by failing to maintain an effective anti-money laundering (AML) program and engaging in willful blindness toward illicit financial activity on its platform.

这项认罪协议使Binance因未能维护有效的反洗钱计划（AML）计划而违反《银行保密法》，并在其平台上对非法财务活动进行故意盲目，承认有罪。

The U.S. Department of Justice (DOJ), along with the Commodities Futures Trading Commission (CFTC) and the Financial Crimes Enforcement Network (FinCEN), announced the imposing of a $4.3 billion settlement on Binance and its founder, Changpeng Zhao, for flouting U.S. financial crimes and futures trading laws.

美国司法部（DOJ）以及商品期货交易委员会（CFTC）和金融犯罪执法网络（FINCEN）宣布，征收了43亿美元的托恩斯及其创始人Changpeng Zhao的耗资43亿美元的和解，以违反美国金融犯罪和期货交易法。

As part of the settlement, Zhao will personally step down as CEO and pay a $50 million to resolve the DOJ's probe into his role in facilitating the illicit activity.

作为和解的一部分，赵将亲自辞去首席执行官的辞职，并支付5000万美元，以解决司法部在促进非法活动方面的作用。

The DOJ's investigation spanned several years and focused on Binance's alleged failures to prevent money laundering and other financial crimes on its platform. The regulator claimed that Binance had turned a blind eye to suspicious transactions and failed to implement adequate risk management protocols, enabling billions of dollars in illicit funds to flow through its exchange.

司法部的调查跨越了几年，并着重于毕业斯特所谓的未能防止洗钱和其他金融犯罪的失败。监管机构声称，Binance对可疑交易视而不见，未能实施足够的风险管理协议，使数十亿美元的非法资金能够通过其交换。

The CFTC's lawsuit focused on Binance's alleged flouting of its jurisdiction and flouting of U.S. derivatives laws. It highlighted how Binance had engaged in activities that fell squarely within the CFTC's regulatory domain but were being conducted without the agency's authorization.

CFTC的诉讼重点是托纳斯所谓的管辖权和美国衍生工具法的违反。它强调了Binance如何从事CFTC监管领域的活动，但没有该机构的授权进行。

According to the CFTC, Binance Holdings Ltd and its affiliate, Binance Markets Ltd, operated a derivatives exchange or clearing house and a futures commission merchant, yet they failed to register any of these activities with the agency.

根据CFTC，Binance Holdings Ltd及其关联公司Binance Markets Ltd经营衍生品交易所或清算室和期货委员会商人，但他们未能向该机构注册这些活动。

The CFTC's complaint focused

CFTC的投诉集中