Binance安全且合法嗎？其安全措施的綜合指南

本指南將涵蓋binance是什麼，並解釋其各種安全措施，包括過去的黑客和監管問題。

Binance is a cryptocurrency exchange that offers trading for over 350 cryptocurrencies. It started in China in 2017 and later moved to Malta to avoid legal issues. The exchange serves over 250 million users who can trade crypto, earn interest through staking, and explore NFTs. Binance also runs Binance Smart Chain for decentralized apps and has low fees starting from 0.10% for regular users, offering discounts with Binance Coin (BNB).

Binance是一種加密貨幣交易所，可提供350多個加密貨幣的交易。它始於2017年的中國，後來搬到馬耳他，以避免法律問題。該交易所為可以交易加密貨幣，通過Staking賺取利息並探索NFT的2.5億用戶提供服務。 Binance還運行Binance Smart Chain用於分散應用程序，並且較低的費用從常規用戶的0.10％開始，提供了Binance Coin（BNB）的折扣。

About Changpeng Zhao

Changpeng Zhao is the founder and former CEO of Binance. He started his career in Tokyo as a software developer for futures trading systems. In 2013, Zhao became interested in Bitcoin and blockchain technology. He joined a startup that year and later co-founded Fusion Systems, a company that built cryptocurrency trading platforms for banks and exchanges.

Changpeng Zhao是Binance的創始人兼前首席執行官。他的職業生涯始於東京，是期貨交易系統的軟件開發人員。 2013年，趙開始對比特幣和區塊鏈技術感興趣。他於當年加入了一家初創公司，後來與Fusion Systems共同創立了Fusion Systems，該公司建立了用於銀行和交易所的加密貨幣交易平台。

Together with colleagues from Fusion Systems, Zhao founded Binance in July 2017. The exchange quickly gained popularity for its low fees, high liquidity, and advanced trading features. Within six months, Binance became the world's largest cryptocurrency exchange by trading volume.

Zhao與Fusion Systems的同事一起於2017年7月創立了Binance。該交易所因其低費用，高流動性和先進的交易功能而迅速獲得了知名度。在六個月內，通過交易量成為了世界上最大的加密貨幣交換。

In December 2019, Zhao announced that he was stepping down as CEO to focus on strategic initiatives and expanding the Binance ecosystem. He was succeeded by Minghao Chen, who previously served as president of Binance and oversaw its daily operations.

2019年12月，趙宣布，他正在擔任首席執行官，專注於戰略計劃並擴大義務生態系統。他由Minghao Chen繼承，他此前曾擔任Binance總裁併監督其日常運營。

Legal Issues Faced by Binance

Binance面臨的法律問題

The U.S. Securities and Exchange Commission (SEC) sued Binance and its founder, Changpeng Zhao, in March 2023. The complaint alleged that Binance had engaged in unlawful activities, including failing to register its exchange, serving U.S. customers without proper authorization, and misusing customer funds.

美國證券交易委員會（SEC）於2023年3月起訴Binance及其創始人Changpeng Zhao。投訴稱，Binance從事非法活動，包括未能註冊其交換，在未經適當授權的情況下為美國客戶提供服務，並濫用客戶資金。

The SEC's complaint further accused Binance of facilitating insider trading by Zhao, who allegedly sold his own tokens while privy to non-public information. The regulator also claimed that Binance engaged in manipulative trading practices, actively seeking to inflate trading volume and artificially influence market prices.

美國證券交易委員會的投訴進一步指控畢業斯促進了趙的內幕交易，據稱他在不公開信息的情況下出售了自己的令牌。該監管機構還聲稱，從事操縱性交易實踐的二進制，積極尋求膨脹交易量並人為地影響市場價格。

Moreover, the complaint alleged that Binance flouted anti-money laundering (AML) obligations, failing to report suspicious transactions and allowing users to withdraw funds without adequate due diligence.

此外，投訴稱，Binance違反了反洗錢（AML）義務，未能報告可疑交易，並允許用戶在不充分的盡職調查的情況下撤回資金。

The CFTC also sued Binance in March 2023 for allegedly flouting U.S. derivatives laws by offering futures and swap products to American traders without registering with the agency. In its lawsuit, the CFTC accused Binance of willfully evading its regulatory oversight and engaging in unregistered activity in a bid to expand its business empire.

CFTC還於2023年3月提起訴訟，要求其涉嫌違反美國衍生品法律，通過向美國商人提供期貨和交換產品而沒有向該機構註冊。在訴訟中，CFTC指控托納斯故意逃避其監管監督並進行未註冊的活動，以擴大其商業帝國。

The CFTC alleged that Binance Holdings Ltd and its founder, Changpeng Zhao, had full knowledge that they were required to register with the CFTC but deliberately chose not to do so. Instead, Binance actively sought to evade U.S. law throughout its operations.

CFTC聲稱Binance Holdings Ltd及其創始人Changpeng Zhao完全知道他們被要求在CFTC上註冊，但故意選擇不這樣做。取而代之的是，Binance積極尋求在其整個行動中逃避美國法律。

According to the CFTC, Binance Holdings Ltd and its affiliate, Binance Markets Ltd, operated a derivatives exchange or clearing house and a futures commission merchant, yet they failed to register any of these activities with the agency.

根據CFTC，Binance Holdings Ltd及其關聯公司Binance Markets Ltd經營衍生品交易所或清算室和期貨委員會商人，但他們未能向該機構註冊這些活動。

The CFTC's complaint focused on Binance's alleged flouting of its jurisdiction and flouting of U.S. derivatives laws. It highlighted how Binance had engaged in activities that fell squarely within the CFTC's regulatory domain but were being conducted without the agency's authorization.

CFTC的投訴集中在托納斯所謂的管轄權和美國衍生工具法律違反其管轄權和訴訟。它強調了Binance如何從事CFTC監管領域的活動，但沒有該機構的授權進行。

In November 2023, Binance and its founder, Changpeng Zhao, pleaded guilty to violating U.S. laws, leading to a $4.3 billion settlement with the government.

2023年11月，Binance及其創始人Changpeng Zhao承認違反美國法律，導致與政府達成43億美元的和解。

The plea deal saw Binance admit guilt for violating the Bank Secrecy Act by failing to maintain an effective anti-money laundering (AML) program and engaging in willful blindness toward illicit financial activity on its platform.

這項認罪協議使Binance因未能維護有效的反洗錢計劃（AML）計劃而違反《銀行保密法》，並在其平台上對非法財務活動進行故意盲目，承認有罪。

The U.S. Department of Justice (DOJ), along with the Commodities Futures Trading Commission (CFTC) and the Financial Crimes Enforcement Network (FinCEN), announced the imposing of a $4.3 billion settlement on Binance and its founder, Changpeng Zhao, for flouting U.S. financial crimes and futures trading laws.

美國司法部（DOJ）以及商品期貨交易委員會（CFTC）和金融犯罪執法網絡（FINCEN）宣布，徵收了43億美元的托恩斯及其創始人Changpeng Zhao的耗資43億美元的和解，以違反美國金融犯罪和期貨交易法。

As part of the settlement, Zhao will personally step down as CEO and pay a $50 million to resolve the DOJ's probe into his role in facilitating the illicit activity.

作為和解的一部分，趙將親自辭去首席執行官的辭職，並支付5000萬美元，以解決司法部在促進非法活動方面的作用。

The DOJ's investigation spanned several years and focused on Binance's alleged failures to prevent money laundering and other financial crimes on its platform. The regulator claimed that Binance had turned a blind eye to suspicious transactions and failed to implement adequate risk management protocols, enabling billions of dollars in illicit funds to flow through its exchange.

司法部的調查跨越了幾年，並著重於畢業斯特所謂的未能防止洗錢和其他金融犯罪的失敗。監管機構聲稱，Binance對可疑交易視而不見，未能實施足夠的風險管理協議，使數十億美元的非法資金能夠通過其交換。

The CFTC's lawsuit focused on Binance's alleged flouting of its jurisdiction and flouting of U.S. derivatives laws. It highlighted how Binance had engaged in activities that fell squarely within the CFTC's regulatory domain but were being conducted without the agency's authorization.

CFTC的訴訟重點是托納斯所謂的管轄權和美國衍生工具法的違反。它強調了Binance如何從事CFTC監管領域的活動，但沒有該機構的授權進行。

According to the CFTC, Binance Holdings Ltd and its affiliate, Binance Markets Ltd, operated a derivatives exchange or clearing house and a futures commission merchant, yet they failed to register any of these activities with the agency.

根據CFTC，Binance Holdings Ltd及其關聯公司Binance Markets Ltd經營衍生品交易所或清算室和期貨委員會商人，但他們未能向該機構註冊這些活動。

The CFTC's complaint focused

CFTC的投訴集中