纽约银行Mellon Corp.和Davis Polk＆Wardwell Lawyer在国会听证会上作证

经过多年的几年，加密货币内部人士拼命寻求引起美国国会的关注，在最新的国会听证会上，关于Stablecoins的支持数字资料的证人包括纽约梅隆银行的高级主管。

The latest hearing in the U.S. Congress on stablecoins featured a senior executive from the Bank of New York Mellon Corp. and a Davis Polk & Wardwell lawyer who spent his career representing Wall Street, among the pro-digital-assets witnesses.

美国国会关于Stablecoins的最新听证会以纽约银行Mellon Corp.银行的高级主管和一位戴维斯·波尔克和沃德威尔律师的职业生涯为代表华尔街的戴维斯·波尔克和沃德威尔律师。

As congressional momentum rises toward support for crypto legislation in this session, representatives of the traditional financial system are putting its foot on the scales to help tip the balance toward stablecoin regulations. At the House Financial Services Committee hearing on Tuesday, lawyer Randy Guynn argued that the safeguards imposed by the Stablecoin Transparency and Accountability for a Better Ledger Economy Act, known as the STABLE Act, should put issuers of these digital tokens under similar protections to banking.

随着国会在本届会议上支持加密立法的支持时，传统金融体系的代表正在将其踏上尺度，以帮助将平衡迈向稳定法规。在周二的众议院金融服务委员会听证会上，律师兰迪·盖恩（Randy Guynn）辩称，稳定的透明度和对《更好的莱杰经济法》（称为稳定法案）所施加的保障措施应将这些数字代币的发行人置于与银行业务的类似保护之下。

"If a permitted stablecoin issuer has a properly calibrated reserve of liquid assets, capital buffer and no material amount of liabilities other than its stablecoin liabilities, as contemplated by the STABLE Act, its payment stablecoins should be as safe as insured bank deposits and central bank money," according to the testimony of Guynn, who has long been among the most prominent Wall Street lawyers on banking compliance.

“如果允许的Stablecoin发行人拥有正确校准的流动资产，资本缓冲和除稳定责任以外的任何负债量的储备金，那么这是稳定法案所预期的，其付款稳定者应像被保险的银行存款和中央银行一样安全。”

And just down the witness table from him sat Caroline Butler, the global head of digital assets for BNY Mellon, which Representative Ritchie Torres, a New York Democrat, called the "ultimate expression of the traditional financial system." Butler said her bank is already offering significant services for issuers such as Circle (USDC) and that the sector needs clarity from the U.S. government.

就在他的见证人桌上，Sat Caroline Butler是BNY Mellon的全球数字资产负责人，该国民代表纽约民主党人里奇·托雷斯（Ritchie Torres）称为“传统金融体系的最终表达”。巴特勒说，她的银行已经为诸如Circle（USDC）等发行人提供了重要服务，并且该行业需要美国政府的清晰度。

"What's very important for the ecosystem is to make sure that with banks that are providing custody, there is implicit trust and confidence in the ecosystem that client assets are indeed protected and protected according to federal legislation and regulation," she told the House lawmakers.

她告诉众议院议员说：“对生态系统非常重要的是要确保通过提供监护权的银行，对生态系统有隐性的信任和信心，即根据联邦立法和法规，客户资产确实受到保护和保护。”

"We want to be able to participate in the new and evolving options and mechanisms — stablecoins and blockchain technology just being an example of that — so that we can continue to meet the evolving needs of the market and our clients," Butler said.

巴特勒说：“我们希望能够参与新的和不断发展的选择和机制 - 稳定链和区块链技术就是一个例子 - 这样我们就可以继续满足市场和客户不断发展的需求。”

The sentiments from proponents of stablecoin regulations echoed what's been said often in the past, but the sources of that sentiment are more often coming from more traditional corners of finance. The confluence has been happening as the political muscle of the crypto industry — fueled by tens of millions of dollars in help provided to congressional campaigns from crypto sources — has strengthened markedly in Washington, as seen in a recent Senate vote in which a crowd of Democrats joined Republicans to overturn an Internal Revenue Service crypto rule. (The House is expected to vote later Tuesday on whether to join the Senate in that.)

支持者法规的支持者的观点与过去经常说的话相呼应，但是这种情感的来源更常见于更传统的金融角落。汇合一直在发生，因为加密货币行业的政治肌肉是由数千万美元的加密货币来源提供给国会运动的帮助，这在华盛顿得到了显着加强，如最近的参议院投票中所示，一群民主党人加入了共和党人加入共和党人，以推翻内部税务服务的Crypto Crypto统治。 （预计该众议院将在周二晚些时候就参议院加入参议院。）

So, crypto has more friends to make legislation more likely, and Wall Street is there for it.

因此，加密有更多的朋友可以使立法更有可能，而华尔街也在那里。

The committee's ranking Democrat, Maxine Waters, and others from her party urged the stablecoin debate to return to a bill that she and former Republican panel Chairman Patrick McHenry had worked out together across the aisle. Rejecting this current effort, she argued a "need to go back to the drawing board on stablecoins."

该委员会的排名民主党人马克西恩·沃特斯（Maxine Waters）和她的政党中的其他人敦促她和前共和党主席帕特里克·麦克亨利（Patrick McHenry）返回一项法案，该法案在过道中共同努力。她拒绝了当前的努力，认为“需要回到稳定的绘图板”。

But Representative Sam Liccardo, a California Democrat, noted the transition in Congress, abandoning resistance to acting in some manner on stablecoins. "We've moved from discussing whether to regulate to how to regulate," he said.

但是加利福尼亚民主党代表萨姆·勒卡多（Sam Liccardo）指出，国会的过渡，放弃了对stablecoins行事的抵制。他说：“我们已经从讨论是否规范转变为如何调节。”

Meanwhile in the Senate, Sen. Bill Hagerty's similar stablecoin legislation called the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) has been further revised and is heading toward a markup hearing later this week in the Senate Banking Committee.

与此同时，参议院参议员比尔·哈格蒂（Bill Hagerty）类似的斯塔布莱肯（Stablecoin）立法，称为指导和建立美国Stablecoins法案（Genius Act）（GENIUS ACT）的国家创新，并已进一步修改，并将在本周晚些时候在参议院银行委员会举行的大规模听证会。

While still haggling over the approach to stablecoins, the committee also looked Tuesday at legislation banning the creation of a U.S. central bank digital currency (CBDCs). Republicans have run a vigorous campaign against the idea and are looking to further cement President Donald Trump's executive order to head off the formation of such a digital dollar. The consideration of a U.S. CBDC never reached significant progress in the previous administration, but GOP lawmakers have suggested that the federal government would use it as a tool to spy on citizens, despite comments from officials such as Federal Reserve Chair Jerome Powell that his agency had no interest in managing a hypothetical CBDC.

尽管仍在讨论稳定币的方法时，委员会还研究了禁止创建美国中央银行数字货币（CBDC）的立法。共和党人已经对这个想法进行了剧烈的运动，并希望进一步巩固总统唐纳德·特朗普的行政命令，以降低这种数字美元的成立。尽管联邦政府杰罗姆·鲍威尔（Jerome Powell）等官员对管理假设的CBDC，但联邦政府对美国CBDC的考虑从未在上届政府中取得重大进展，但共和党议员建议联邦政府将其用作监视公民的工具来监视公民。