紐約銀行Mellon Corp.和Davis Polk＆Wardwell Lawyer在國會聽證會上作證

經過多年的幾年，加密貨幣內部人士拼命尋求引起美國國會的關注，在最新的國會聽證會上，關於Stablecoins的支持數字資料的證人包括紐約梅隆銀行的高級主管。

The latest hearing in the U.S. Congress on stablecoins featured a senior executive from the Bank of New York Mellon Corp. and a Davis Polk & Wardwell lawyer who spent his career representing Wall Street, among the pro-digital-assets witnesses.

美國國會關於Stablecoins的最新聽證會以紐約銀行Mellon Corp.銀行的高級主管和一位戴維斯·波爾克和沃德威爾律師的職業生涯為代表華爾街的戴維斯·波爾克和沃德威爾律師。

As congressional momentum rises toward support for crypto legislation in this session, representatives of the traditional financial system are putting its foot on the scales to help tip the balance toward stablecoin regulations. At the House Financial Services Committee hearing on Tuesday, lawyer Randy Guynn argued that the safeguards imposed by the Stablecoin Transparency and Accountability for a Better Ledger Economy Act, known as the STABLE Act, should put issuers of these digital tokens under similar protections to banking.

隨著國會在本屆會議上支持加密立法的支持時，傳統金融體系的代表正在將其踏上尺度，以幫助將平衡邁向穩定法規。在周二的眾議院金融服務委員會聽證會上，律師蘭迪·蓋恩（Randy Guynn）辯稱，穩定的透明度和對《更好的萊傑經濟法》（稱為穩定法案）所施加的保障措施應將這些數字代幣的發行人置於與銀行業務的類似保護之下。

"If a permitted stablecoin issuer has a properly calibrated reserve of liquid assets, capital buffer and no material amount of liabilities other than its stablecoin liabilities, as contemplated by the STABLE Act, its payment stablecoins should be as safe as insured bank deposits and central bank money," according to the testimony of Guynn, who has long been among the most prominent Wall Street lawyers on banking compliance.

“如果允許的Stablecoin發行人擁有正確校準的流動資產，資本緩沖和除穩定責任以外的任何負債量的儲備金，那麼這是穩定法案所預期的，其付款穩定者應像被保險的銀行存款和中央銀行一樣安全。”

And just down the witness table from him sat Caroline Butler, the global head of digital assets for BNY Mellon, which Representative Ritchie Torres, a New York Democrat, called the "ultimate expression of the traditional financial system." Butler said her bank is already offering significant services for issuers such as Circle (USDC) and that the sector needs clarity from the U.S. government.

就在他的見證人桌上，Sat Caroline Butler是BNY Mellon的全球數字資產負責人，該國民代表紐約民主黨人里奇·托雷斯（Ritchie Torres）稱為“傳統金融體系的最終表達”。巴特勒說，她的銀行已經為諸如Circle（USDC）等發行人提供了重要服務，並且該行業需要美國政府的清晰度。

"What's very important for the ecosystem is to make sure that with banks that are providing custody, there is implicit trust and confidence in the ecosystem that client assets are indeed protected and protected according to federal legislation and regulation," she told the House lawmakers.

她告訴眾議院議員說：“對生態系統非常重要的是要確保通過提供監護權的銀行，對生態系統有隱性的信任和信心，即根據聯邦立法和法規，客戶資產確實受到保護和保護。”

"We want to be able to participate in the new and evolving options and mechanisms — stablecoins and blockchain technology just being an example of that — so that we can continue to meet the evolving needs of the market and our clients," Butler said.

巴特勒說：“我們希望能夠參與新的和不斷發展的選擇和機制 - 穩定鍊和區塊鏈技術就是一個例子 - 這樣我們就可以繼續滿足市場和客戶不斷發展的需求。”

The sentiments from proponents of stablecoin regulations echoed what's been said often in the past, but the sources of that sentiment are more often coming from more traditional corners of finance. The confluence has been happening as the political muscle of the crypto industry — fueled by tens of millions of dollars in help provided to congressional campaigns from crypto sources — has strengthened markedly in Washington, as seen in a recent Senate vote in which a crowd of Democrats joined Republicans to overturn an Internal Revenue Service crypto rule. (The House is expected to vote later Tuesday on whether to join the Senate in that.)

支持者法規的支持者的觀點與過去經常說的話相呼應，但是這種情感的來源更常見於更傳統的金融角落。匯合一直在發生，因為加密貨幣行業的政治肌肉是由數千萬美元的加密貨幣來源提供給國會運動的幫助，這在華盛頓得到了顯著加強，如最近的參議院投票中所示，一群民主黨人加入了共和黨人加入共和黨人，以推翻內部稅務服務的Crypto Crypto統治。 （預計該眾議院將在周二晚些時候就參議院加入參議院。）

So, crypto has more friends to make legislation more likely, and Wall Street is there for it.

因此，加密有更多的朋友可以使立法更有可能，而華爾街也在那裡。

The committee's ranking Democrat, Maxine Waters, and others from her party urged the stablecoin debate to return to a bill that she and former Republican panel Chairman Patrick McHenry had worked out together across the aisle. Rejecting this current effort, she argued a "need to go back to the drawing board on stablecoins."

該委員會的排名民主黨人馬克西恩·沃特斯（Maxine Waters）和她的政黨中的其他人敦促她和前共和黨主席帕特里克·麥克亨利（Patrick McHenry）返回一項法案，該法案在過道中共同努力。她拒絕了當前的努力，認為“需要回到穩定的繪圖板”。

But Representative Sam Liccardo, a California Democrat, noted the transition in Congress, abandoning resistance to acting in some manner on stablecoins. "We've moved from discussing whether to regulate to how to regulate," he said.

但是加利福尼亞民主黨代表薩姆·勒卡多（Sam Liccardo）指出，國會的過渡，放棄了對stablecoins行事的抵制。他說：“我們已經從討論是否規範轉變為如何調節。”

Meanwhile in the Senate, Sen. Bill Hagerty's similar stablecoin legislation called the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) has been further revised and is heading toward a markup hearing later this week in the Senate Banking Committee.

與此同時，參議院參議員比爾·哈格蒂（Bill Hagerty）類似的斯塔布萊肯（Stablecoin）立法，稱為指導和建立美國Stablecoins法案（Genius Act）（GENIUS ACT）的國家創新，並已進一步修改，並將在本週晚些時候在參議院銀行委員會舉行的大規模聽證會。

While still haggling over the approach to stablecoins, the committee also looked Tuesday at legislation banning the creation of a U.S. central bank digital currency (CBDCs). Republicans have run a vigorous campaign against the idea and are looking to further cement President Donald Trump's executive order to head off the formation of such a digital dollar. The consideration of a U.S. CBDC never reached significant progress in the previous administration, but GOP lawmakers have suggested that the federal government would use it as a tool to spy on citizens, despite comments from officials such as Federal Reserve Chair Jerome Powell that his agency had no interest in managing a hypothetical CBDC.

儘管仍在討論穩定幣的方法時，委員會還研究了禁止創建美國中央銀行數字貨幣（CBDC）的立法。共和黨人已經對這個想法進行了劇烈的運動，並希望進一步鞏固總統唐納德·特朗普的行政命令，以降低這種數字美元的成立。儘管聯邦政府杰羅姆·鮑威爾（Jerome Powell）等官員對管理假設的CBDC，但聯邦政府對美國CBDC的考慮從未在上屆政府中取得重大進展，但共和黨議員建議聯邦政府將其用作監視公民的工具來監視公民。