美国银行 (BoA) 并未 100% 使用 XRP 进行内部交易

Sound Planning Group 首席执行官 David Stryzewski 在福克斯商业频道发表声明后，Ripple (XRP) 再次成为头条新闻。这位首席执行官表示，美国银行 (BoA) 100% 的内部交易都使用 XRP。然而，首席执行官的这一说法尚未得到美国银行或 Ripple 的证实。

A claim made by David Stryzewski, CEO of Sound Planning Group, has put Ripple (XRP) back in the headlines. During an appearance on FOX Business, Stryzewski stated that Bank of America (BoA) is using XRP for 100% of its internal transactions.

Sound Planning Group 首席执行官 David Stryzewski 的一项声明让 Ripple (XRP) 重新成为头条新闻。 Stryzewski 在福克斯商业频道露面时表示，美国银行 (BoA) 100% 的内部交易都使用 XRP。

However, this claim remains unverified by either Bank of America or Ripple.

然而，这一说法尚未得到美国银行或 Ripple 的证实。

Bank of America has explored blockchain technology, including Ripple’s solutions, in the past. The bank was part of RippleNet, Ripple’s global payments network that enables faster and secure international money transfers using blockchain.

美国银行过去曾探索过区块链技术，包括 Ripple 的解决方案。该银行是 RippleNet 的一部分，RippleNet 是 Ripple 的全球支付网络，可使用区块链实现更快、更安全的国际汇款。

In 2017, BoA filed a patent for a real-time settlement system that mentions a “ripple” distributed ledger. While the patent doesn’t explicitly reference XRP, it does show the bank’s interest in integrating blockchain into its operations.

2017年，美国银行申请了一项实时结算系统专利，其中提到了“波纹”分布式账本。虽然该专利没有明确提及 XRP，但它确实表明该银行有兴趣将区块链整合到其运营中。

Stryzewski also mentioned in the interview that Bank of America has filed 83 patents related to Ripple’s blockchain technology. He went on to describe XRP as a technology that could “run everything” in the future financial ecosystem.

Stryzewski在采访中还提到，美国银行已经申请了83项与Ripple区块链技术相关的专利。他接着将 XRP 描述为一种可以在未来金融生态系统中“运行一切”的技术。

Ripple has been actively pushing its blockchain technology, including launching its RLUSD stablecoin to drive global adoption. The company’s efforts have seen some institutional interest, despite the ongoing regulatory challenges, such as its legal battles with the U.S. Securities and Exchange Commission (SEC).

Ripple 一直在积极推动其区块链技术，包括推出 RLUSD 稳定币以推动全球采用。尽管该公司面临持续的监管挑战，例如与美国证券交易委员会（SEC）的法律纠纷，但该公司的努力还是引起了一些机构的兴趣。

Ripple has already partnered with over 200 financial institutions around the world. Banks like Santander, Standard Chartered, and others have adopted RippleNet for cross-border transactions.

Ripple 已与全球 200 多家金融机构建立合作伙伴关系。桑坦德银行、渣打银行等银行已采用 RippleNet 进行跨境交易。

However, it’s important to note that Stryzewski’s statement about BoA’s complete reliance on XRP for internal transactions is not officially confirmed.

然而，值得注意的是，Stryzewski 关于美国银行完全依赖 XRP 进行内部交易的声明尚未得到官方证实。

Bank of America’s use of RippleNet doesn’t necessarily equate to using XRP, as RippleNet also supports fiat transactions.

美国银行使用 RippleNet 并不一定等同于使用 XRP，因为 RippleNet 也支持法定交易。

One user dismissed the claim outright, calling it a “lie.” Another provided context, stating that the CEO may have referred to Bank of America’s past usage of XRP, mentioning that the bank used XRP for 100% of its internal transactions “before the lawsuit.”

一名用户断然驳回了这一说法，称其为“谎言”。另一位提供了背景信息，称首席执行官可能提到了美国银行过去对 XRP 的使用，并提到该银行“在诉讼之前”100% 的内部交易都使用了 XRP。

This clarification suggests a potential misunderstanding or misrepresentation of the timeline in the claim.

这一澄清表明索赔中的时间线可能存在误解或歪曲。

Ripple’s progress aligns with the trends of blockchain adoption in banking. For instance, JPMorgan Chase uses its Onyx blockchain platform for interbank transactions, and Santander employs Ripple’s technology for cross-border payments. Other institutions, like HSBC and Standard Chartered, are also exploring blockchain to enhance transparency and efficiency.

Ripple 的进步与银行业采用区块链的趋势一致。例如，摩根大通使用其 Onyx 区块链平台进行银行间交易，桑坦德银行则采用 Ripple 的技术进行跨境支付。汇丰银行和渣打银行等其他机构也在探索区块链以提高透明度和效率。