美國銀行 (BoA) 並未 100% 使用 XRP 進行內部交易

Sound Planning Group 執行長 David Stryzewski 在福克斯商業頻道發表聲明後，Ripple (XRP) 再次成為頭條新聞。這位執行長表示，美國銀行 (BoA) 100% 的內部交易都使用 XRP。然而，執行長的這一說法尚未得到美國銀行或 Ripple 的證實。

A claim made by David Stryzewski, CEO of Sound Planning Group, has put Ripple (XRP) back in the headlines. During an appearance on FOX Business, Stryzewski stated that Bank of America (BoA) is using XRP for 100% of its internal transactions.

Sound Planning Group 執行長 David Stryzewski 的一項聲明讓 Ripple (XRP) 重新成為頭條新聞。 Stryzewski 在福斯商業頻道露面時表示，美國銀行 (BoA) 100% 的內部交易都使用 XRP。

However, this claim remains unverified by either Bank of America or Ripple.

然而，這一說法尚未得到美國銀行或 Ripple 的證實。

Bank of America has explored blockchain technology, including Ripple’s solutions, in the past. The bank was part of RippleNet, Ripple’s global payments network that enables faster and secure international money transfers using blockchain.

美國銀行過去曾探索過區塊鏈技術，包括 Ripple 的解決方案。該銀行是 RippleNet 的一部分，RippleNet 是 Ripple 的全球支付網絡，可使用區塊鏈實現更快、更安全的國際匯款。

In 2017, BoA filed a patent for a real-time settlement system that mentions a “ripple” distributed ledger. While the patent doesn’t explicitly reference XRP, it does show the bank’s interest in integrating blockchain into its operations.

2017年，美國銀行申請了一項即時結算系統專利，其中提到了「波紋」分散式帳本。雖然該專利沒有明確提及 XRP，但它確實表明該銀行有興趣將區塊鏈整合到其營運中。

Stryzewski also mentioned in the interview that Bank of America has filed 83 patents related to Ripple’s blockchain technology. He went on to describe XRP as a technology that could “run everything” in the future financial ecosystem.

Stryzewski在訪談中也提到，美國銀行已經申請了83項與Ripple區塊鏈技術相關的專利。他接著將 XRP 描述為一種可以在未來金融生態系統中「運行一切」的技術。

Ripple has been actively pushing its blockchain technology, including launching its RLUSD stablecoin to drive global adoption. The company’s efforts have seen some institutional interest, despite the ongoing regulatory challenges, such as its legal battles with the U.S. Securities and Exchange Commission (SEC).

Ripple 一直在積極推動其區塊鏈技術，包括推出 RLUSD 穩定幣以推動全球採用。儘管該公司面臨持續的監管挑戰，例如與美國證券交易委員會（SEC）的法律糾紛，但該公司的努力還是引起了一些機構的興趣。

Ripple has already partnered with over 200 financial institutions around the world. Banks like Santander, Standard Chartered, and others have adopted RippleNet for cross-border transactions.

Ripple 已與全球 200 多家金融機構建立合作關係。桑坦德銀行、渣打銀行等銀行已採用 RippleNet 進行跨境交易。

However, it’s important to note that Stryzewski’s statement about BoA’s complete reliance on XRP for internal transactions is not officially confirmed.

然而，值得注意的是，Stryzewski 關於美國銀行完全依賴 XRP 進行內部交易的聲明尚未得到官方證實。

Bank of America’s use of RippleNet doesn’t necessarily equate to using XRP, as RippleNet also supports fiat transactions.

美國銀行使用 RippleNet 不一定等於使用 XRP，因為 RippleNet 也支援法定交易。

One user dismissed the claim outright, calling it a “lie.” Another provided context, stating that the CEO may have referred to Bank of America’s past usage of XRP, mentioning that the bank used XRP for 100% of its internal transactions “before the lawsuit.”

一名用戶斷然駁回了這一說法，稱其為「謊言」。另一位提供了背景信息，稱首席執行官可能提到了美國銀行過去對 XRP 的使用，並提到該銀行「在訴訟之前」100% 的內部交易都使用了 XRP。

This clarification suggests a potential misunderstanding or misrepresentation of the timeline in the claim.

這項澄清表明索賠中的時間線可能存在誤解或歪曲。

Ripple’s progress aligns with the trends of blockchain adoption in banking. For instance, JPMorgan Chase uses its Onyx blockchain platform for interbank transactions, and Santander employs Ripple’s technology for cross-border payments. Other institutions, like HSBC and Standard Chartered, are also exploring blockchain to enhance transparency and efficiency.

Ripple 的進步與銀行業採用區塊鏈的趨勢一致。例如，摩根大通使用其 Onyx 區塊鏈平台進行銀行間交易，桑坦德銀行則採用 Ripple 的技術進行跨境支付。匯豐銀行和渣打銀行等其他機構也正在探索區塊鏈以提高透明度和效率。