Aave以创纪录的存款和大胆的扩张策略重新定义了DeFi的标准

去中心化金融（DeFi）继续展示其潜力，而 Aave 是当今最有说服力的例子之一。事实上，该平台的净存款已达到 334 亿美元，超过了 2021 年的创纪录水平，这构成了加密货币行业的重大转折点。

Decentralized finance (DeFi) continues to showcase its potential, and Aave is a prime example. The platform has now attained $33.4 billion in net deposits, surpassing the record levels of 2021 that marked a turning point for the crypto industry.

去中心化金融（DeFi）不断展现其潜力，Aave 就是一个很好的例子。该平台目前净存款额已达 334 亿美元，超过了 2021 年创下的纪录水平，标志着加密货币行业的转折点。

This staggering figure is not merely a data point but a reflection of a dynamic that is constantly evolving. Driven by technological innovations and increasing adoption, the DeFi ecosystem is transforming into a credible alternative to traditional financial institutions. In this context, Aave is redefining standards through the diversification of its markets and the strengthening of its offering, attracting both investors and developers. This performance illustrates the platform’s robustness, as well as the growing maturity of a sector in search of expansion and security.

这个惊人的数字不仅仅是一个数据点，而且反映了不断发展的动态。在技​​术创新和日益普及的推动下，DeFi 生态系统正在转变为传统金融机构的可靠替代方案。在此背景下，Aave 正在通过市场多元化和加强产品来重新定义标准，吸引投资者和开发商。这一表现说明了该平台的稳健性，以及寻求扩展和安全性的行业的日益成熟。

Record deposits driven by a bold expansion strategy

大胆扩张策略推动存款创历史新高

Aave’s exceptional performance is underpinned by a series of strategic initiatives that have been carefully planned and executed. In 2024, the platform launched Aave v4, a major update designed to optimize transaction efficiency and broaden its range of functionalities. This technological advancement marked a key stage in Aave’s evolution, responding to the growing needs of users to enhance its competitiveness in the crypto market.

Aave 的卓越业绩得益于一系列精心规划和执行的战略举措。 2024 年，该平台推出了 Aave v4，这是一项重大更新，旨在优化交易效率并扩大其功能范围。这一技术进步标志着 Aave 发展的关键阶段，满足了用户日益增长的需求，增强了其在加密货币市场的竞争力。

At the same surprising time, the platform has undertaken an ambitious expansion strategy through the integration of new markets like BNB Chain, Scroll, and ZKsync Era, thereby consolidating its presence within the DeFi ecosystem. This diversification has been accompanied by an expansion of its native stablecoin, GHO, now operational on multiple blockchain networks. Thus, these combined initiatives testify to Aave’s ability to adapt to a rapidly changing environment and capture an increasing share of the market. With enhanced accessibility and increased security guarantees, the platform positions itself as an essential pillar of decentralized finance.

与此同时，该平台通过整合 BNB Chain、Scroll 和 ZKsync Era 等新市场，采取了雄心勃勃的扩张战略，从而巩固了其在 DeFi 生态系统中的地位。这种多元化伴随着其原生稳定币 GHO 的扩展，GHO 目前在多个区块链网络上运行。因此，这些联合举措证明了 Aave 适应快速变化的环境并占领越来越多的市场份额的能力。通过增强的可访问性和增强的安全保障，该平台将自己定位为去中心化金融的重要支柱。

A DeFi transformed by structural and security advancements

结构和安全进步带来的 DeFi 变革

The rise of Aave reflects a broader evolution in decentralized finance, driven by significant structural and technological trends. In 2024, the total value locked (TVL) in the DeFi ecosystem saw a remarkable increase of 150%, reaching nearly $130 billion, according to data from DefiLlama. This spectacular progress finds its roots in the widespread adoption of innovative solutions. Among them are liquid re-staking protocols, which optimize the use of assets, and Bitcoin applications developed on second-layer networks, redefining the possibilities offered to users.

Aave 的崛起反映了在重大结构和技术趋势的推动下，去中心化金融发生了更广泛的演变。根据 DefiLlama 的数据，2024 年 DeFi 生态系统的总锁定价值（TVL）大幅增长 150%，达到近 1300 亿美元。这一惊人的进步源于创新解决方案的广泛采用。其中包括优化资产使用的流动性重新抵押协议，以及在第二层网络上开发的比特币应用程序，重新定义了为用户提供的可能性。

At the same time, concerns related to crypto security, long viewed as a weakness of DeFi, have been significantly mitigated. Incidents related to hacks have decreased by 40% thanks to the introduction of reinforced crypto bridges and more robust protocols. This improvement sharply contrasts with centralized platforms, where losses from attacks reached a record level of $694 million in 2024. Such a gap illustrates the maturation of the DeFi sector, where projects like Aave manage to combine technological innovation with security enhancement. This strategic marriage solidifies these platforms’ place in a crypto market seeking stability and reliability.

与此同时，长期以来被视为 DeFi 弱点的加密货币安全担忧已得到显着缓解。由于引入了强化加密桥和更强大的协议，与黑客相关的事件减少了 40%。这种改善与中心化平台形成鲜明对比，中心化平台的攻击损失在 2024 年达到了创纪录的 6.94 亿美元。这样的差距说明了 DeFi 领域的成熟，像 Aave 这样的项目成功地将技术创新与安全增强结合起来。这种战略联姻巩固了这些平台在寻求稳定性和可靠性的加密货币市场中的地位。

The year 2025 is shaping up to be a decisive step for Aave and the entire DeFi sector. Thus, the platform plans to further expand through the integration of strategic markets such as Mantle, Linea, and Spider Chain, thus consolidating an already robust ecosystem. Meanwhile, discussions around new legislation could provide a more favorable regulatory framework, potentially revolutionizing revenue mechanisms for DeFi tokens. These developments testify to the resilience of DeFi projects in the face of challenges, highlighting their ability to innovate and adapt. If these trends are confirmed, they could profoundly redefine the balance between traditional finance and decentralized finance, thus paving the way for a new economic era.

2025 年对于 Aave 和整个 DeFi 领域来说将是决定性的一步。因此，该平台计划通过整合Mantle、Linea、Spider Chain等战略市场来进一步扩张，从而巩固本已强大的生态系统。与此同时，围绕新立法的讨论可能会提供更有利的监管框架，有可能彻底改变 DeFi 代币的收入机制。这些发展证明了 DeFi 项目面对挑战时的韧性，凸显了它们的创新和适应能力。如果这些趋势得到证实，它们可能会深刻地重新定义传统金融和去中心化金融之间的平衡，从而为新经济时代铺平道路。

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Holder of a Sciences Po Toulouse degree and a blockchain consultant certification from Alyra, I joined the Cointribune adventure in 2019. vinced of blockchain's potential to transform many sectors of the economy, I am committed to educating and informing the general public about this rapidly evolving ecosystem. My goal is to help everyone better understand blockchain and grasp the opportunities it offers. I strive each day to provide an objective analysis of current events, decipher market trends, relay the latest technological innovations, and put into perspective the economic and societal stakes of this unfolding revolution.

我拥有图卢兹政治学院学位和 Alyra 的区块链顾问认证，于 2019 年加入了 Cointribune 冒险之旅。由于深信区块链具有改变经济许多部门的潜力，我致力于向公众宣传和介绍这个快速发展的生态系统。我的目标是帮助每个人更好地了解区块链并抓住它提供的机会。我每天都努力对时事进行客观分析，解读市场趋势，传播最新的技术创新，并透视这场正在展开的革命的经济和社会利益。