Aave以創紀錄的存款和大膽的擴張策略重新定義了DeFi的標準

去中心化金融（DeFi）繼續展示其潛力，而 Aave 是當今最有說服力的例子之一。事實上，該平台的淨存款已達到 334 億美元，超過了 2021 年的創紀錄水平，這構成了加密貨幣行業的重大轉折點。

Decentralized finance (DeFi) continues to showcase its potential, and Aave is a prime example. The platform has now attained $33.4 billion in net deposits, surpassing the record levels of 2021 that marked a turning point for the crypto industry.

去中心化金融（DeFi）不斷展現其潛力，Aave 就是一個很好的例子。該平台目前淨存款額已達到 334 億美元，超過了 2021 年的紀錄水平，標誌著加密產業的轉捩點。

This staggering figure is not merely a data point but a reflection of a dynamic that is constantly evolving. Driven by technological innovations and increasing adoption, the DeFi ecosystem is transforming into a credible alternative to traditional financial institutions. In this context, Aave is redefining standards through the diversification of its markets and the strengthening of its offering, attracting both investors and developers. This performance illustrates the platform’s robustness, as well as the growing maturity of a sector in search of expansion and security.

這個驚人的數字不僅僅是一個數據點，而且反映了不斷變化的動態。在技​​術創新和日益普及的推動下，DeFi 生態系統正在轉變為傳統金融機構的可靠替代方案。在此背景下，Aave 正在透過市場多元化和加強產品來重新定義標準，吸引投資者和開發商。這一表現說明了該平台的穩健性，以及尋求擴展和安全的行業的日益成熟。

Record deposits driven by a bold expansion strategy

大膽擴張策略推動存款創歷史新高

Aave’s exceptional performance is underpinned by a series of strategic initiatives that have been carefully planned and executed. In 2024, the platform launched Aave v4, a major update designed to optimize transaction efficiency and broaden its range of functionalities. This technological advancement marked a key stage in Aave’s evolution, responding to the growing needs of users to enhance its competitiveness in the crypto market.

Aave 的卓越表現得益於一系列精心規劃和執行的策略性舉措。 2024 年，該平台推出了 Aave v4，這是一項重大更新，旨在優化交易效率並擴大其功能範圍。這項技術進步標誌著 Aave 發展的關鍵階段，滿足了用戶日益增長的需求，並增強了其在加密貨幣市場的競爭力。

At the same surprising time, the platform has undertaken an ambitious expansion strategy through the integration of new markets like BNB Chain, Scroll, and ZKsync Era, thereby consolidating its presence within the DeFi ecosystem. This diversification has been accompanied by an expansion of its native stablecoin, GHO, now operational on multiple blockchain networks. Thus, these combined initiatives testify to Aave’s ability to adapt to a rapidly changing environment and capture an increasing share of the market. With enhanced accessibility and increased security guarantees, the platform positions itself as an essential pillar of decentralized finance.

同時，該平台透過整合 BNB Chain、Scroll 和 ZKsync Era 等新市場，採取了雄心勃勃的擴張策略，從而鞏固了其在 DeFi 生態系統中的地位。這種多元化伴隨著其原生穩定幣 GHO 的擴展，GHO 目前在多個區塊鏈網路上運行。因此，這些聯合舉措證明了 Aave 適應快速變化的環境並佔領越來越多的市場份額的能力。透過增強的可及性和增強的安全保障，該平台將自己定位為去中心化金融的重要支柱。

A DeFi transformed by structural and security advancements

結構與安全進步帶來的 DeFi 變革

The rise of Aave reflects a broader evolution in decentralized finance, driven by significant structural and technological trends. In 2024, the total value locked (TVL) in the DeFi ecosystem saw a remarkable increase of 150%, reaching nearly $130 billion, according to data from DefiLlama. This spectacular progress finds its roots in the widespread adoption of innovative solutions. Among them are liquid re-staking protocols, which optimize the use of assets, and Bitcoin applications developed on second-layer networks, redefining the possibilities offered to users.

Aave 的崛起反映了在重大結構和技術趨勢的推動下，去中心化金融發生了更廣泛的演變。根據 DefiLlama 的數據，2024 年 DeFi 生態系統的總鎖定價值（TVL）大幅成長 150%，達到近 1,300 億美元。這項驚人的進步源自於創新解決方案的廣泛採用。其中包括優化資產使用的流動性重新抵押協議，以及在第二層網路上開發的比特幣應用程序，重新定義了為用戶提供的可能性。

At the same time, concerns related to crypto security, long viewed as a weakness of DeFi, have been significantly mitigated. Incidents related to hacks have decreased by 40% thanks to the introduction of reinforced crypto bridges and more robust protocols. This improvement sharply contrasts with centralized platforms, where losses from attacks reached a record level of $694 million in 2024. Such a gap illustrates the maturation of the DeFi sector, where projects like Aave manage to combine technological innovation with security enhancement. This strategic marriage solidifies these platforms’ place in a crypto market seeking stability and reliability.

同時，長期以來被視為 DeFi 弱點的加密貨幣安全擔憂已得到顯著緩解。由於引入了強化加密橋和更強大的協議，與駭客相關的事件減少了 40%。這種改善與中心化平台形成鮮明對比，中心化平台的攻擊損失在2024 年達到了創紀錄的6.94 億美元。安全增強結合起來。這種策略性聯姻鞏固了這些平台在尋求穩定性和可靠性的加密貨幣市場中的地位。

The year 2025 is shaping up to be a decisive step for Aave and the entire DeFi sector. Thus, the platform plans to further expand through the integration of strategic markets such as Mantle, Linea, and Spider Chain, thus consolidating an already robust ecosystem. Meanwhile, discussions around new legislation could provide a more favorable regulatory framework, potentially revolutionizing revenue mechanisms for DeFi tokens. These developments testify to the resilience of DeFi projects in the face of challenges, highlighting their ability to innovate and adapt. If these trends are confirmed, they could profoundly redefine the balance between traditional finance and decentralized finance, thus paving the way for a new economic era.

2025 年對於 Aave 和整個 DeFi 領域來說將是決定性的一步。因此，該平台計劃透過整合Mantle、Linea、Spider Chain等策略市場來進一步擴張，從而鞏固本已強大的生態系統。同時，圍繞新立法的討論可能會提供更有利的監管框架，有可能徹底改變 DeFi 代幣的收入機制。這些發展證明了 DeFi 專案面對挑戰時的韌性，凸顯了它們的創新和適應能力。如果這些趨勢得到證實，它們可能會深刻地重新定義傳統金融和去中心化金融之間的平衡，從而為新經濟時代鋪平道路。

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Holder of a Sciences Po Toulouse degree and a blockchain consultant certification from Alyra, I joined the Cointribune adventure in 2019. vinced of blockchain's potential to transform many sectors of the economy, I am committed to educating and informing the general public about this rapidly evolving ecosystem. My goal is to help everyone better understand blockchain and grasp the opportunities it offers. I strive each day to provide an objective analysis of current events, decipher market trends, relay the latest technological innovations, and put into perspective the economic and societal stakes of this unfolding revolution.

我擁有圖盧茲政治學院學位和Alyra 的區塊鏈顧問認證，於2019 年加入了Cointribune 冒險之旅。生態系。我的目標是幫助每個人更好地了解區塊鏈並抓住它提供的機會。我每天都努力對時事進行客觀分析，解讀市場趨勢，傳播最新的技術創新，並透視這場正在展開的革命的經濟和社會利益。