AAVE 小组关注 MakerDAO 扩张期间 DAI 风险参数的检修

Aave 风险框架委员会 (ARFC) 建议修改 DAI 稳定币的风险参数，包括将贷款价值 (LTV) 比率设置为 0%，并从 Merit 计划中取消 sDAI 激励措施。同时，MakerDAO 概述了一项旨在增加 DAI 市值的“终局”计划，包括品牌重塑和用户界面改进。此外，按锁定总价值（TVL）计算，Eigenlayer 超过 AAVE 成为第二大 DeFi 协议，而 AAVE 保持着显着的每日用户参与度。

AAVE Risk Framework Committee Proposes DAI Risk Parameter Revision Amidst MakerDAO's Expansion

AAVE 风险框架委员会提议在 MakerDAO 扩张期间修订 DAI 风险参数

In a significant move to address the rapid growth of the DAI stablecoin, the AAVE Risk Framework Committee (ARFC) has introduced a proposal to revise the risk parameters for the cryptocurrency.

为了应对 DAI 稳定币的快速增长，AAVE 风险框架委员会 (ARFC) 提出了一项修改加密货币风险参数的提案。

Loan-to-Value Ratio Reduction to 0%

贷款价值比率降至 0%

The proposal, spearheaded by the AAVE Chan Initiative (ACI) team, recommends setting the loan-to-value (LTV) ratio for DAI at 0% across all AAVE platforms. This change aims to mitigate potential risks associated with the recent expansion of MakerDAO's D3M plan, which has led to a substantial increase in the DAI credit line.

该提案由 AAVE Chan Initiative (ACI) 团队牵头，建议将所有 AAVE 平台上的 DAI 贷款价值 (LTV) 比率设置为 0%。这一变化旨在减轻与近期 MakerDAO 的 D3M 计划扩张相关的潜在风险，该计划导致 DAI 信用额度大幅增加。

Elimination of sDAI Incentives

取消 sDAI 激励措施

The proposal also recommends eliminating sDAI incentives from the Merit program starting from Merit Round 2. This measure is intended to manage the risks stemming from the rapid expansion of DAI and the potential for a small portion of DAI deposits being used as collateral on AAVE.

该提案还建议从第二轮 Merit 计划中取消 sDAI 激励措施。该措施旨在管理 DAI 快速扩张以及一小部分 DAI 存款被用作 AAVE 抵押品的可能性所带来的风险。

MakerDAO's "Endgame" Transformation

MakerDAO 的“终局”转型

In a parallel development, MakerDAO has initiated its "Endgame" metamorphosis, a five-phase plan outlined by co-founder Rune Christensen. The transition aims to boost the decentralized stablecoin DAI's market capitalization to "100 billion and beyond." Key aspects of the plan include rebranding MakerDAO with an external marketing agency and streamlining the user interface for DAI's system.

在并行开发中，MakerDAO 启动了其“Endgame”变形计划，这是由联合创始人 Rune Christensen 概述的五阶段计划。此次转型旨在将去中心化稳定币 DAI 的市值提升至“1000 亿及以上”。该计划的关键方面包括与外部营销机构一起重塑 MakerDAO 品牌，以及简化 DAI 系统的用户界面。

AAVE Retains Strong User Engagement

AAVE 保持强劲的用户参与度

Despite the recent rise of Eigenlayer as the second-biggest DeFi protocol by total value locked (TVL), AAVE maintains substantial daily user engagement, reflecting the dynamic nature of the DeFi market.

尽管 Eigenlayer 最近崛起为锁定总价值 (TVL) 的第二大 DeFi 协议，但 AAVE 仍保持着大量的日常用户参与度，反映了 DeFi 市场的动态本质。

DefiLlama Data Unveils Industry Shifts

DefiLlama 数据揭示行业转变

According to data from DefiLlama, the DeFi industry has witnessed notable shifts, with Eigenlayer surpassing AAVE as the second-ranked protocol in terms of TVL, while Lido remains in the top position.

DefiLlama的数据显示，DeFi行业发生了显着变化，Eigenlayer超越AAVE，成为TVL排名第二的协议，而Lido仍然位居榜首。

Conclusion

结论

The AAVE Risk Framework Committee's latest proposal is a proactive response to the rapid expansion of DAI and its potential implications for the AAVE ecosystem. MakerDAO's "Endgame" transformation, designed to enhance DAI's market reach and accessibility, aligns with the broader trend of innovation and growth in the DeFi sector. The industry's continuous evolution and the emergence of new players, such as Eigenlayer, underscore the dynamic and ever-changing landscape of decentralized finance.

AAVE 风险框架委员会的最新提案是对 DAI 的快速扩张及其对 AAVE 生态系统潜在影响的积极响应。 MakerDAO 的“Endgame”转型旨在增强 DAI 的市场影响力和可及性，符合 DeFi 领域创新和增长的更广泛趋势。该行业的不断发展和新参与者（如 Eigenlayer）的出现，凸显了去中心化金融的动态和不断变化的格局。