XRP（XRP）價格可以達到每枚硬幣100美元嗎？

截至3月20日，XRP（XRP -3.18％）的價格約為2.50美元。但是在正確的條件下，其價格是否可以達到每枚硬幣100美元？

As of Monday, March 20, 2024, the price of (XRP -3.18%) is around $2.50. But could its price ever reach $100 per coin, and if so, what would need to happen for that to occur?

截至2024年3月20日，星期一，（XRP -3.18％）的價格約為2.50美元。但是，它的價格可能會達到每枚硬幣100美元，如果是的話，發生這種情況需要發生什麼？

To figure that out, let’s do a quick calculation and then assess its fundamentals as well as a couple of catalysts that are in play right now.

為了解決這個問題，讓我們快速計算，然後評估其基本面以及目前正在發揮作用的幾個催化劑。

There are 58.1 billion XRP coins in circulation. At $100 per coin, XRP’s market cap would be approximately $5.8 trillion. Today, Bitcoin’s market cap is just $1.6 trillion. There’s simply no way that XRP’s total market value is going to be greater than Bitcoin’s in the foreseeable future.

循環中有581億XRP硬幣。 XRP的市值為每枚硬幣100美元，約為5.8萬億美元。如今，比特幣的市值僅為1.6萬億美元。在可預見的將來，XRP的總市場價值根本不會大於比特幣的總價值。

However, there are a handful of factors that suggest XRP will probably be worth more in the future than it is today, even if $100 is not a reasonable price target.

但是，有幾個因素表明，即使100美元不是合理的目標目標，XRP也可能比今天更有價值。

Its core value proposition to holders is that it will be faster and less expensive to perform international money transfers using XRP than with older methods. That will drive banks and currency exchange houses to switch to using it over time, increasing demand for the coin.

它對持有人的核心價值主張是，使用XRP進行國際貨幣轉移的速度要比使用較舊的方法更快，更便宜。這將驅使銀行和貨幣兌換房屋隨著時間的推移而轉向使用它，從而增加了對硬幣的需求。

At the same time, XRP’s chain is gaining new features, like an automated market maker (AMM) and regulatory compliance tooling to make it more appealing to use for those same holders. When paired with other new features, like its tokenization platform for real-world assets, financial institutions will be able to save a lot of effort by holding their assets on its chain.

同時，XRP的連鎖店正在獲得新功能，例如自動化的做市商（AMM）和法規合規性工具，使其更具吸引力，可用於同一持有人。當與其他新功能（例如其用於現實世界資產的令牌化平台）配對時，金融機構將能夠通過將其資產固定在鏈條上來節省大量精力。

In other words, over time -- provided that Ripple (NYSE:RPL), the business that issues XRP, continues to upgrade the chain -- there will be an ongoing and evolving set of reasons for a specific demographic to continue buying, holding, and using the coin. Therefore, its future value will tend to increase as a result of the effort being invested, especially in comparison to other cryptocurrencies that don't have as much utility -- or any.

換句話說，隨著時間的流逝，發行XRP的業務Ripple（NYSE：RPL）繼續升級鏈條 - 將有一系列持續而不斷發展的原因集，可以繼續購買，持有和使用硬幣。因此，由於投入的努力，它的未來價值將傾向於增加，尤其是與沒有太多效用或任何效用的其他加密貨幣相比。

Regardless of the merits of the investment thesis for XRP, it’s also exposed to two catalysts in particular that could, with the benefit of time, push its price toward $100, even if it’s not an attainable target anytime soon.

不管XRP的投資論文的優點是什麼，它也會暴露於兩個催化劑上，即使時間不久，它也不是可以實現的目標。

The first catalyst is the potential approval of exchange-traded funds (ETFs) that hold XRP. As of March 12, nine asset-manager companies had applied to the Securities and Exchange Commission for approval to offer such ETFs.

第一個催化劑是持有XRP的交易所交易基金（ETF）的潛在批准。截至3月12日，九家資產管理公司已向美國證券交易委員會申請批准以提供此類ETF。

If some or all of those applications are granted, it would represent a substantial deepening of XRP’s integration into the traditional financial system, bringing a lot of added volume to its chain by that process. Demand for the coin would likely increase substantially.

如果批准了這些應用程序中的某些或全部，則將大大加深XRP與傳統金融體系的集成，從而通過該過程為其鏈帶來了很多額外的數量。對硬幣的需求可能會大大增加。

The second catalyst is the inclusion of XRP in the U.S. Digital Asset Repository, assuming that the repository is ever actually implemented outside of an executive order mandating its creation.

第二個催化劑是將XRP納入美國數字資產存儲庫中，假設存儲庫實際上是在執行其創建的行政命令之外實施的。

If the terms of the coin’s inclusion are similar to that of the Strategic Bitcoin Reserve — and they likely would be based on the proposals so far — the U.S. government would retain any XRP it acquired via asset forfeitures. It might also seek to acquire the coin on a budget-neutral basis, though it’s unclear precisely what that would mean or if it would actually happen.

如果硬幣包含的條款與戰略比特幣儲備的條款相似 - 迄今為止，它們可能會基於提案 - 美國政府將保留其通過資產沒收穫得的任何XRP。它也可能尋求以預算中立的基礎獲取硬幣，儘管目前尚不清楚這意味著什麼或它是否會真正發生。

The most likely outcome of the repository’s implementation, should it occur, is that the government effectively opts to hold some XRP indefinitely, or at least until another presidential administration changes the policy. That would also provide the coin with a tailwind over the long term, as it would mean buyers would be competing for a smaller circulating supply.

存儲庫實施的最有可能的結果是，政府有效地選擇了XRP無限期地持有，或者至少直到另一個總統政府改變政策為止。這也將在長期內為硬幣提供逆風，因為這意味著買家將爭奪較小的循環供應。

In the very long run, whether or not those two catalysts actually happen, no rule prohibits XRP’s price from climbing to $100 or more. As long as its value-generating core mechanics remain intact, it might even be inevitable in around 10 years or so, provided that the crypto sector continues to grow as rapidly as it has so far.

從長遠來看，無論這兩種催化劑是否實際發生，都沒有規則禁止XRP的價格攀升至100美元或更多。只要其產生價值的核心力學保持完整，甚至在大約10年左右的時間裡，它甚至可能是不可避免的。

You don't need to believe in pie-in-the-sky price targets to buy and hold the coin. As we've noted before, it can multiply in value over the next few years and still be nowhere close to being worth $100, but you probably won't care about that if you have experienced a lot of upside from the run-up. The exact price gain isn't too important as long as XRP prices are increasing.

您無需相信天空價格目標即可購買和持有硬幣。正如我們之前指出的那樣，它可以在未來幾年內價值繁殖，並且仍然幾乎價值100美元，但是如果您從升級中經歷了很多上升空間，您可能不會關心這一點。只要XRP價格上漲，確切的價格上漲就不會太重要。